MAM
TV channels paid, TAM officials accepted bribes: NDTV’s whistleblower
Mumbai: Some television channels pay bribes to have their viewership ratings falsely boosted. Those who help the television channels in subverting the ratings system are the ones who are supposed to be the flag bearers of the television ratings agency’s noble duties.
These are the allegations made by broadcaster New Delhi Television Ltd (NDTV) in its lawsuit in New York against Nielsen, Kantar, their Indian joint venture TAM and their senior officials.
The basis of the allegations is revelations by a consultant, who provided on ground services to TAM. NDTV claims the revelations were made at a meeting of NDTV, Nielsen and Kantar officials on 20 January 2012. Robert Messemer, chief security officer at The Nielsen Company, was also present at the meeting.
NDTV has referred to the unidentified consultant as the whistleblower. A whistleblower is a person who reports illegal activities going on in an organisation. But the consultant is, in fact, an approver having admitted to accepting bribes himself. The consultant said he accepted bribes from TV channels and in turn paid bribes to TAM officials and to some of the people who have allowed TAM to install peoplemeters at their homes.
According to the lawsuit, the whistleblower consultant told the officials present that he was even successful in bribing TAM officials to have a peoplemeter installed at his home. The norms disqualify the consultant from having a peoplemeter deployed as the consultant belonged to the television industry.
NDTV said the 20 January meeting was also attended by Piyush Mathur, president, India region, The Nielsen Company.
NDTV subsequently said that at a meeting on 11 April 2012, the representatives of Nielsen and Kantar had “unequivocally admitted” that the information provided by whistleblower consultant was highly credible.
NDTV has supported its claim of television channels paying a bribe through the admissions of an unnamed employee of a broadcaster that indulged in illegal gratification. It said on 24 February 2012, (the employee of) a broadcaster, whom it did not identify, met NDTV officials Rahul Sood and Kirandev Hiremath.
The broadcaster employee told the NDTV officials that “his channel was involved in corrupt practices to fix ratings.” He even named a cable operator from Hassan in Karnataka, who acted as a consultant for fixing ratings for his channel.
To support its allegation that TAM officials were prone to manipulation, it has referred to a meeting its representatives — Rahul Sood, Sidharth Barhate and Anand Mohan Jha – had with two field staff members of TAM on 3 April 2012 at Ramada Plaza Hotel at Juhu in Mumbai. NDTV has not named the two employees in its lawsuit.
NDTV claimed the TAM employees told its officials that they were willing to manipulate TAM ratings in Mumbai. The two employees claimed to have manipulated ratings for other channels in the past and were willing provide the same “services” for “any” channel that was ready to pay the demanded consideration (bribe).
They were confident that they could triple channel ratings of NDTV in Mumbai over a period of two to three weeks in the required target group. They said by paying a bribe of $250 to $500 per household per month, the TAM households could be made to watch only those channels which they insisted upon.
NDTV said the Ramada Plaza meeting was viewed by an external surveillance agency, which took photographs of the employees. Those photographs were shown to Bob Messemer in New Delhi on 27 April 2012.
On 11 and 12 April, NDTV said its representatives were provided information by Nielsen and Kantar officials that there were cases of several field employees who had refused promotions for last few years simply because at their current positions their alternate source of income was higher than what their salary would be on being promoted.
Nielsen’s security chief had admitted that proper security practices were not being followed by TAM and that theft and leakage of data was rampant. He had also admitted that in India, the entire system was corrupt from top to bottom, NDTV claimed.
Subsequent to the meetings held in New Delhi in April 2012, Puliyel, a director on the Board of TAM and a Kantar official, wrote an “evasive” email on 19 April to NDTV, with copy to Piyush Mathur of The Nielsen Company, merely mentioning that there had been a board meeting of TAM and they were doing some additional analysis on reporting samples by channels to examine the threshold for reporting and frequency of reporting, etc.
NDTV said there was no mention in the email whether the TAM board had even considered stopping the release of “what had now been confirmed” as corrupt television viewership data, as was agreed at the meetings held on 11 and 12 April.
These instances, if proved to be true, would mean TAM did little to weed out corruption despite years of efforts of NDTV. TAM would have also violated the Nielsen Code written in 1931. Impartiality, thoroughness, accuracy, integrity, economy, price, delivery and service are the hallmarks of the code.
MAM
How to Buy Family Medical Insurance Online in India: A Step-By-Step Guide
Buying family medical insurance online in India has become a common option for individuals who want to secure health coverage for multiple family members under a single policy. However, many buyers are unsure about the exact steps involved in selecting and purchasing the right plan online.
In this guide, you will know the step-by-step process of buying family medical insurance online in India, along with the key factors to review before purchasing a suitable policy.
Step 1: Assess Your Family’s Healthcare Needs
Before buying online health insurance, check the healthcare needs of all family members. Check age, existing illnesses, regular medicines, and the likely need for hospital care later. This helps in selecting a suitable sum insured, policy type, and level of cover. It also reduces the chance of buying a plan that appears suitable but does not meet actual medical needs.
Step 2: Visit the Insurance Company’s Official Website
After understanding the family’s needs, visit the insurer’s official website and read the plan details carefully. Use the official platform to review eligibility, policy wording, waiting periods, cover details, exclusions, and renewal terms.
This step gives a clearer understanding of how the policy works before payment is made. It also helps avoid confusion caused by incomplete summaries on other pages.
Step 3: Compare Available Family Health Insurance Plans
A family medical insurance policy should be compared on factors beyond the premium. Review the sum insured, hospital network, room rent limits, pre- and post-hospitalisation cover, daycare treatment coverage, and waiting periods. It is also important to check treatment sub-limits and specific policy conditions.
Careful comparison helps determine whether a plan provides balanced coverage and whether its terms are suitable for the healthcare needs of the entire family.
Step 4: Choose the Right Policy and Start the Online Purchase
Once the options have been compared, select the policy that best fits the family’s medical needs and budget. Before starting the application, review the covered members, policy term, benefits, and main conditions again. This is an important stage because errors here can lead to the wrong cover amount, an unsuitable variant, or missing details that create problems during policy use.
Step 5: Calculate the Premium Using an Online Calculator
Use the online premium calculator before making the final choice. Enter the correct details, including age, city, number of insured members, and selected cover amount. The result helps in understanding the expected premium and whether the policy fits the annual budget. This step is useful because it allows cost and coverage to be reviewed together, instead of choosing a plan only because the premium looks lower.
Step 6: Fill in Personal and Medical Details
When filling in the proposal form, provide accurate details for each insured member. This includes name, date of birth, contact details, medical history, ongoing treatment, and previous insurance information if required.
Every answer should be complete and truthful. Incorrect or missing details can create difficulty later. Before you submit the form, read every section again and correct any mistakes.
Step 7: Make Payment Through the Secure Payment Gateway
After checking the form, go to the payment page and complete the transaction through the secure payment gateway. Review the premium, policy term, and entered details once more before confirming payment.
After the transaction is completed, save the receipt, reference number, or confirmation message carefully. Keeping this record is useful if you need to track the purchase or follow up on policy issuance later.
Step 8: Download and Keep Your Policy Document Safely
Once the policy is issued, download the policy document, schedule, and any related papers without delay. Read them carefully to confirm member names, policy period, sum insured, and major terms. Save a digital copy in a secure folder and keep a printed copy if needed. Proper record keeping makes future renewals, document checks, and policy servicing easier and more organised when information is required quickly.
Conclusion
Buying health cover online becomes easier when you handle each step with attention. From checking your family’s needs to reading the final document, every stage helps you make an informed choice. A careful approach can reduce mistakes, improve your understanding of policy terms, and help you choose coverage that matches your household’s medical needs, financial capacity, and long-term healthcare planning in a reliable way for your family over the long term.







