MAM
Langoor ropes in Ferzad Variyava as chief creative officer
MUMBAI: Digital marketing agency, Langoor has appointed Ferzad Variyava as its chief creative officer. Variyava will drive brand strategy and creative thinking upstream, and help synergise big brand creativity with technology, data and Web 3.0 as part of the digital marketing transformation process.
Langoor CEO Venugopal Ganganna said, “We are super excited to have Ferzad join us to drive brand strategy and creative thinking. Ferzad’s role as the chief creative officer will enhance our products by augmenting creative value for our clients by using cross-cultural skills of digital engineering and experience immersion. Ferzad will help us create Meta and Web 3.0 deliverables for our clients by leveraging the combined strength of our in-house technology capabilities and a growing roster of live case-studies.”
“The marketing tapestry has changed now more than ever,” said Ferzad Variyava, talking about his appointment. “Digital marketing experiences today demand marketing enablement through tech, data, meta and so much more. What excites me about Langoor is that they are geared to deliver on digital marketing transformation many steps ahead of the curve. With several live metaverse and Web 3.0 projects, combined with clients and partners spread across continents, Langoor isn’t just another digital agency. I look forward to working with Venu and the Langoor team to provide our customers with all that they would need to prosper and carve a niche for themselves in the ever-changing digital market.”
In his last role, Variyava was responsible for the creative delivery & brand strategy of key brands in FCB Interface Communications. With over 22 years of mainline experience at some of the biggest network agencies in the country, his cross-category experience is reflected in the portfolio of work he has done on automobile, real estate, luxury, FMCG and e-commerce brands (having worked on brands like Twitter, Lodha, Volkswagen, Mahindra, Snapdeal, Nestle, to name a few).
Going into the second half of 2022, Langoor has aggressive plans of building a global presence and is in several conversations with clients to deliver enterprise, consumer and Web 3.0 experiences, said the agency in a statement. It also recently announced its partnership with Logicserve Digital to form an independent integrated digital marketing and transformation platform.
Commenting on the plans, Ganganna added: “It’s an exciting time for brands to add Web 3.0 & Meta experiences into their digital marketing mix and we couldn’t be happier to be the frontrunners in enabling this digital marketing transformation through our tech, data and creative service capabilities. Ferzad’s appointment comes at a time when we are looking to build scale, and deliver export projects while sitting here in India.”
Buying family medical insurance online in India has become a common option for individuals who want to secure health coverage for multiple family members under a single policy. However, many buyers are unsure about the exact steps involved in selecting and purchasing the right plan online.
In this guide, you will know the step-by-step process of buying family medical insurance online in India, along with the key factors to review before purchasing a suitable policy.
Step 1: Assess Your Family’s Healthcare Needs
Before buying online health insurance, check the healthcare needs of all family members. Check age, existing illnesses, regular medicines, and the likely need for hospital care later. This helps in selecting a suitable sum insured, policy type, and level of cover. It also reduces the chance of buying a plan that appears suitable but does not meet actual medical needs.
Step 2: Visit the Insurance Company’s Official Website
After understanding the family’s needs, visit the insurer’s official website and read the plan details carefully. Use the official platform to review eligibility, policy wording, waiting periods, cover details, exclusions, and renewal terms.
This step gives a clearer understanding of how the policy works before payment is made. It also helps avoid confusion caused by incomplete summaries on other pages.
Step 3: Compare Available Family Health Insurance Plans
A family medical insurance policy should be compared on factors beyond the premium. Review the sum insured, hospital network, room rent limits, pre- and post-hospitalisation cover, daycare treatment coverage, and waiting periods. It is also important to check treatment sub-limits and specific policy conditions.
Careful comparison helps determine whether a plan provides balanced coverage and whether its terms are suitable for the healthcare needs of the entire family.
Step 4: Choose the Right Policy and Start the Online Purchase
Once the options have been compared, select the policy that best fits the family’s medical needs and budget. Before starting the application, review the covered members, policy term, benefits, and main conditions again. This is an important stage because errors here can lead to the wrong cover amount, an unsuitable variant, or missing details that create problems during policy use.
Step 5: Calculate the Premium Using an Online Calculator
Use the online premium calculator before making the final choice. Enter the correct details, including age, city, number of insured members, and selected cover amount. The result helps in understanding the expected premium and whether the policy fits the annual budget. This step is useful because it allows cost and coverage to be reviewed together, instead of choosing a plan only because the premium looks lower.
Step 6: Fill in Personal and Medical Details
When filling in the proposal form, provide accurate details for each insured member. This includes name, date of birth, contact details, medical history, ongoing treatment, and previous insurance information if required.
Every answer should be complete and truthful. Incorrect or missing details can create difficulty later. Before you submit the form, read every section again and correct any mistakes.
Step 7: Make Payment Through the Secure Payment Gateway
After checking the form, go to the payment page and complete the transaction through the secure payment gateway. Review the premium, policy term, and entered details once more before confirming payment.
After the transaction is completed, save the receipt, reference number, or confirmation message carefully. Keeping this record is useful if you need to track the purchase or follow up on policy issuance later.
Step 8: Download and Keep Your Policy Document Safely
Once the policy is issued, download the policy document, schedule, and any related papers without delay. Read them carefully to confirm member names, policy period, sum insured, and major terms. Save a digital copy in a secure folder and keep a printed copy if needed. Proper record keeping makes future renewals, document checks, and policy servicing easier and more organised when information is required quickly.
Conclusion
Buying health cover online becomes easier when you handle each step with attention. From checking your family’s needs to reading the final document, every stage helps you make an informed choice. A careful approach can reduce mistakes, improve your understanding of policy terms, and help you choose coverage that matches your household’s medical needs, financial capacity, and long-term healthcare planning in a reliable way for your family over the long term.
