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Rapido launches zero-commission food delivery app Ownly in Bengaluru
New platform promises transparent pricing with no restaurant commissions.
MUMBAI: Rapido just served up a fresh order because when the food delivery menu gets too pricey, someone’s got to deliver honesty on a plate. Rapido has rolled out Ownly, its standalone zero-commission food delivery app, across Bengaluru, stepping into India’s fiercely competitive online food delivery space with a model built on price transparency and fairness.
Unlike conventional platforms that charge restaurants commissions and often lead to inflated menu prices or hidden mark-ups, Ownly levies only a straightforward delivery fee on consumers based on actual logistics costs. Restaurants can list everyday low prices without relying on deep discounts, giving them breathing room while keeping bills honest for users.
The launch is backed by a satirical courtroom-themed digital video commercial that takes aim at industry pain points hidden fees, misleading discounts and price manipulation before positioning Ownly as the transparent alternative. The film is live on Ownly’s Youtube channel.
Rapido and Ownly, founder Aravind Sanka said, “Food ordering has become an integral part of everyday life across India, not just in metros but in Tier 2 and Tier 3 cities as well. At Ownly, we see a strong opportunity to build a restaurant-first model that supports partners and caters to the evolving needs of customers. Transparency, honesty and fairness are key drivers of long-term growth for the sector.”
The Bengaluru rollout follows a pilot in Koramangala, HSR Layout and BTM Layout, where the team conducted consumer research and collaborated closely with restaurant partners to fine-tune the offering.
Ownly leverages Rapido’s existing hyperlocal logistics network to scale operations efficiently. By eliminating commissions and focusing on real-cost delivery fees, the platform aims to foster fairer economics for restaurants and more predictable pricing for consumers.
In a market where every rupee on the bill feels like a negotiation, Ownly isn’t just delivering food,it’s delivering a promise: no sneaky surcharges, no inflated prices, just straightforward bites at honest rates.
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PNB partners Kiwi to launch credit-enabled UPI for users
Targets 180 million customers; RuPay card offers 0.5 per cent to 1.5 per cent cashback
MUMBAI: Swipe, tap, or scan credit is quietly slipping into the rhythm of everyday payments, and Punjab National Bank wants in on the action. The state-run lender has partnered with Kiwi to roll out credit-enabled UPI payments for its 180 million customers, marking a significant push to blend traditional banking with India’s fast-evolving digital payments ecosystem.
At the centre of the collaboration is the launch of the PNB Kiwi Credit Card on the RuPay network. The card is designed with a digital-first approach, offering fully online onboarding and seamless integration with UPI, allowing users to transact via scan-and-pay while accessing credit.
The offering also brings in a rewards layer, with cashback ranging from 0.5 per cent to 1.5 per cent on online transactions, positioning the product as both a convenience play and a spending incentive.
The move comes as UPI continues to dominate India’s digital payments landscape, increasingly blurring the lines between debit-led transactions and credit access. For PNB, which operates over 10,000 branches around 60 per cent in semi-urban and rural areas, the partnership signals a targeted effort to extend formal credit to segments that have traditionally remained underserved.
The collaboration also reflects a broader industry shift, where banks and fintech platforms are converging to embed credit directly into payment flows, reducing friction while expanding access.
With RuPay credit cards gaining traction and UPI evolving beyond peer-to-peer transfers, the PNB–Kiwi tie-up positions both players at the intersection of scale, accessibility, and the next phase of digital finance in India.
