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TO THE NEW announces the appointment of Mr. Najam Kidwai on the Company’s Board
MUMBAI: TO THE NEW, a premium digital services technology company today announced that it has appointed Mr. Najam Kidwai on the company’s board.
Najam is a seasoned leader, advisor, venture capitalist, entrepreneur, and global technology investor. He also serves on the boards and advisory boards of many global consumer & internet businesses including 23&Me, Boxed, Forge Global, G3NIU7, Infomedia, Moov, EQUIAM LLC, FUSION foundation and Princeville Global. Najam is also the founding CEO of two companies that have successfully IPO’d.
Mr. Kidwai holds a BSc (Hons) in Technology Management, a Masters in Business Innovation and also received an Honorary Doctorate in Business Administration from the University of Lincoln.
TO THE NEW specializes in cutting and emerging technologies and has helped many global enterprises and internet businesses across US, UK, Europe, Middle East, Asia, and India successfully transform using digital technology.
The company has been riding on top of the digital transformation and product engineering services market and has been growing at an incredible pace and now expanding into new markets such as the Middle East.
“I am thrilled to join TO THE NEW. The company has been doing exceptionally well in terms of revenue growth, adding global customers and building a great team with extensive expertise in innovative and disruptive technologies. I am looking forward to working with this team and helping the company advance in its growth trajectory.” said Mr. Najam Kidwai.
Welcoming Najam to TTN, Deepak Mittal, CEO, TO THE NEW quoted “Najam has a fabulous track record on helping businesses scale. Adding him to the board is a step ahead in the direction of building a robust strategy for the company with a focus on increasing company growth, technology competency and offerings to ultimately deliver services that address the needs of clients across the globe.”
On his appointment, Narinder Kumar, EVP – Technology Services at TO THE NEW said “Najam is a technology evangelist and a specialist in mobile payments, e-commerce, entertainment & gaming, digital health, robotics, IoT and AI. We are confident leveraging his extensive experience in working with new age-digital startups to full-scale internet businesses will help us accelerate the company’s growth.”
Buying family medical insurance online in India has become a common option for individuals who want to secure health coverage for multiple family members under a single policy. However, many buyers are unsure about the exact steps involved in selecting and purchasing the right plan online.
In this guide, you will know the step-by-step process of buying family medical insurance online in India, along with the key factors to review before purchasing a suitable policy.
Step 1: Assess Your Family’s Healthcare Needs
Before buying online health insurance, check the healthcare needs of all family members. Check age, existing illnesses, regular medicines, and the likely need for hospital care later. This helps in selecting a suitable sum insured, policy type, and level of cover. It also reduces the chance of buying a plan that appears suitable but does not meet actual medical needs.
Step 2: Visit the Insurance Company’s Official Website
After understanding the family’s needs, visit the insurer’s official website and read the plan details carefully. Use the official platform to review eligibility, policy wording, waiting periods, cover details, exclusions, and renewal terms.
This step gives a clearer understanding of how the policy works before payment is made. It also helps avoid confusion caused by incomplete summaries on other pages.
Step 3: Compare Available Family Health Insurance Plans
A family medical insurance policy should be compared on factors beyond the premium. Review the sum insured, hospital network, room rent limits, pre- and post-hospitalisation cover, daycare treatment coverage, and waiting periods. It is also important to check treatment sub-limits and specific policy conditions.
Careful comparison helps determine whether a plan provides balanced coverage and whether its terms are suitable for the healthcare needs of the entire family.
Step 4: Choose the Right Policy and Start the Online Purchase
Once the options have been compared, select the policy that best fits the family’s medical needs and budget. Before starting the application, review the covered members, policy term, benefits, and main conditions again. This is an important stage because errors here can lead to the wrong cover amount, an unsuitable variant, or missing details that create problems during policy use.
Step 5: Calculate the Premium Using an Online Calculator
Use the online premium calculator before making the final choice. Enter the correct details, including age, city, number of insured members, and selected cover amount. The result helps in understanding the expected premium and whether the policy fits the annual budget. This step is useful because it allows cost and coverage to be reviewed together, instead of choosing a plan only because the premium looks lower.
Step 6: Fill in Personal and Medical Details
When filling in the proposal form, provide accurate details for each insured member. This includes name, date of birth, contact details, medical history, ongoing treatment, and previous insurance information if required.
Every answer should be complete and truthful. Incorrect or missing details can create difficulty later. Before you submit the form, read every section again and correct any mistakes.
Step 7: Make Payment Through the Secure Payment Gateway
After checking the form, go to the payment page and complete the transaction through the secure payment gateway. Review the premium, policy term, and entered details once more before confirming payment.
After the transaction is completed, save the receipt, reference number, or confirmation message carefully. Keeping this record is useful if you need to track the purchase or follow up on policy issuance later.
Step 8: Download and Keep Your Policy Document Safely
Once the policy is issued, download the policy document, schedule, and any related papers without delay. Read them carefully to confirm member names, policy period, sum insured, and major terms. Save a digital copy in a secure folder and keep a printed copy if needed. Proper record keeping makes future renewals, document checks, and policy servicing easier and more organised when information is required quickly.
Conclusion
Buying health cover online becomes easier when you handle each step with attention. From checking your family’s needs to reading the final document, every stage helps you make an informed choice. A careful approach can reduce mistakes, improve your understanding of policy terms, and help you choose coverage that matches your household’s medical needs, financial capacity, and long-term healthcare planning in a reliable way for your family over the long term.
