MAM
TAM spots changes in digital landscape
MUMBAI: The television broadcasting landscape is set to change in India as consumers tend to pay for the channels they like to watch. Kids, sports and general entertainment channels will provide television networks the entry points into television homes as India shifts to digital delivery across the country.
“Kids, sports and GECs will be the staple entry points into homes,” said L V Krishnan, CEO of TAM Media Research, while releasing the findings and learnings from the implementation of the first phase of digitisation in the four metros of Mumbai, Delhi, Kolkata and Chennai.
Niche and smaller channels will be beneficiaries and long tail channels will come into play. “There is an opportunity for small and niche channels. Marketing and sticky content will be key,” said Krishnan.
Network channels will have a distinct advantage in the digital play as they can “cross-pollinate” their individual channels through their other channels. Standalone channels would be at a disadvantage as they do not have a platform to cross promote through network usage.
“The independent channels will want to join a network. The trend will be for channels to bunch up,” said Krishnan.
Dwelling on some trends around the digitisation deadline, Krishnan said television viewing remained stable during the period the data was not published but digitisation led to a spike in the time spent on television. Niche and smaller channels gained from digitisation.
How does the digital universe pan out?
According to the TAM survey conducted in the four metros, 93 per cent of television homes in Mumbai have been digitised (up from 35% when TAM and industries suspended reporting on ratings for nine weeks), 97 per cent in Delhi (from 26%) and 70 per cent in Kolkata (18%). The digitisation in Chennai has remained at 26 per cent (16%) as the Madras High Court had initially stayed digitisation in Chennai and will be hearing further arguments on petitions against digitisation in the last week of this month.
“Chennai is a peculiar case as digitisation has not moved up. We don‘t know what the situation look like. But overall, there has been a massive stride into digitisation. Mumbai and Delhi have a small portion left but this is because of non availability of set-top boxes,” explained Krishnan.
Krishnan said the universe of television homes shrinking on account of some TV homes not being digitised is estimated to be 5 per cent in Mumbai, 3 per cent in Delhi and 10 per cent in Kolkata. The total cable and satellite TV homes in Mumbai are 4.5 million, in Delhi 3.8 million, in Kolkata 3.2 million and in Chennai 1.9 million.
TAM has installed its peoplemeters in 525 television homes in Mumbai, 470 in Delhi, 370 in Kolkata and 280 in Chennai. Starting Q1 2013, the panels in Mumbai and Delhi will see an additional fresh recruitment of 400 homes in SEC AB segment. Other centre’s – Bangalore, Kolkata, Hyderabad and Chennai – together will add another 250 homes in SEC AB segment.
Krishnan said,, “The concentration on Sec AB is probably because that is the segment the advertisers are interested in. Since the advertisers are looking at the topline, the broadcasters are doing that too, and thus, that is where research is headed.”
The second phase of digitisation is already showing an upward swing. Markets like Bangalore, Hyderabad, Punjab, Gujarat and Kerala are seeing increasing penetration. “We will capture this when we release our update on digitisation across the country in the first week of January,” Krishan said.
TAM‘s reporting to resume
TAM, India‘s sole television measurement ratings agency, had suspended reporting of viewership data for a period of nine weeks starting from 7 October (week 41) and ending on 8 December (week 49), as the government implemented the digitisation deadline of 1 November in the four metros. The data for this period would be released on 19 December along with the data for 9-15 December (week 50).
TAM will not be reporting viewership data on analogue homes in Mumbai, Delhi and Kolkata from now on (areas where digitisation falls in first phase. Non-metropolitan areas in Mumbai and Kolkata do not fall in this phase and will continue to get ratings data on analogue systems), but continue to provide the data from Chennai where analogue television signals continue to be delivered to television homes.
Channel Viewing Changes:
- Small or niche channels were net gainers of share following digitisation at the cost of bigger channels.
- Nearly 60 per cent of channels with a pre-DAS share between 0 and 0.5 per cent had about 4 per cent net share gain, while bigger channels lost more than 2 per cent share in Mumbai.
- Delhi channel share movement is very similar to that of Mumbai but ‘net share‘ distribution sharper at the ends.
- 255 channels in Mumbai have some non-zero viewership in at least one of the two periods (pre and post DAS).
- Around half the channels both in Mumbai and Delhi have gained share.
MUMBAI
DELHI
Buying family medical insurance online in India has become a common option for individuals who want to secure health coverage for multiple family members under a single policy. However, many buyers are unsure about the exact steps involved in selecting and purchasing the right plan online.
In this guide, you will know the step-by-step process of buying family medical insurance online in India, along with the key factors to review before purchasing a suitable policy.
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Use the online premium calculator before making the final choice. Enter the correct details, including age, city, number of insured members, and selected cover amount. The result helps in understanding the expected premium and whether the policy fits the annual budget. This step is useful because it allows cost and coverage to be reviewed together, instead of choosing a plan only because the premium looks lower.
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When filling in the proposal form, provide accurate details for each insured member. This includes name, date of birth, contact details, medical history, ongoing treatment, and previous insurance information if required.
Every answer should be complete and truthful. Incorrect or missing details can create difficulty later. Before you submit the form, read every section again and correct any mistakes.
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After checking the form, go to the payment page and complete the transaction through the secure payment gateway. Review the premium, policy term, and entered details once more before confirming payment.
After the transaction is completed, save the receipt, reference number, or confirmation message carefully. Keeping this record is useful if you need to track the purchase or follow up on policy issuance later.
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Once the policy is issued, download the policy document, schedule, and any related papers without delay. Read them carefully to confirm member names, policy period, sum insured, and major terms. Save a digital copy in a secure folder and keep a printed copy if needed. Proper record keeping makes future renewals, document checks, and policy servicing easier and more organised when information is required quickly.
Conclusion
Buying health cover online becomes easier when you handle each step with attention. From checking your family’s needs to reading the final document, every stage helps you make an informed choice. A careful approach can reduce mistakes, improve your understanding of policy terms, and help you choose coverage that matches your household’s medical needs, financial capacity, and long-term healthcare planning in a reliable way for your family over the long term.
