MAM
Star Plus stays at the top; Colors a GRP away from Zee TV
MUMBAI: Continuing to maintain its lead in the Hindi general entertainment space, Star Plus added six gross rating points (GRPs) to its last week’s tally to register 271 GRPs in the week ended 9 March.
As per TAM data (HSM including 5 new LC1 markets, C&S, 4+) sourced from a channel, Star Plus’ Saraswatichandra saw improvement in ratings. The show rated 2.5 TVR in its second week of airing as compared to 2.1 in the first.
The other shows of the channel like Saathiya Saath Nibhana (3.5 TVR) and Pyaar Ka Dard (3.6 TVR) also added eyeballs. It had a special episode of ‘Ek Hazaaron Mein‘ which got a rating of 1.7 TVR on Saturday (9 March).
Zee TV held on to the second spot, despite the loss of 11 GRPs. Most of the shows witnessed a dip in viewership. The ratings of India’s Best Dramebaaz too fell from 4.4 TVR to 3.5 TVR. The channel closed the week with 215 GRPs.
Just a GRP away from Zee TV is Colors that lost six GRPs to end the week with 214 GRPs. The channel had aired ‘The Mirchi Music Awards‘ on 3 March that clocked 2.1 TVR at the 8 pm slot.
Sony Entertainment Television (Set) recorded 155 GRPs in the last week, down 15 GRPs from the previous week. The loss can be attributed to poor performance of few of the fiction shows of the channel like Khoobsurat (0.6 TVR) and Bade Achhe Lagte Hain (1.8 TVR).
Following Set is its sister channel Sab that lost three GRPs to clock 135 GRPs. Life OK too lost around six GRPs to collect 126 GRPs in the latest week of TAM ratings.
Life OK recently launched Balaji Telefilms‘ show (a promotional event for Balaji’s upcoming movie ‘Ek Thi Dayan’) Ek Thi Nayika, which debuted with 1 TVR on Saturday 9 March.
Sahara One with 24 GRPs (24 GRPs) remained at the bottom of the ladder.
Buying family medical insurance online in India has become a common option for individuals who want to secure health coverage for multiple family members under a single policy. However, many buyers are unsure about the exact steps involved in selecting and purchasing the right plan online.
In this guide, you will know the step-by-step process of buying family medical insurance online in India, along with the key factors to review before purchasing a suitable policy.
Step 1: Assess Your Family’s Healthcare Needs
Before buying online health insurance, check the healthcare needs of all family members. Check age, existing illnesses, regular medicines, and the likely need for hospital care later. This helps in selecting a suitable sum insured, policy type, and level of cover. It also reduces the chance of buying a plan that appears suitable but does not meet actual medical needs.
Step 2: Visit the Insurance Company’s Official Website
After understanding the family’s needs, visit the insurer’s official website and read the plan details carefully. Use the official platform to review eligibility, policy wording, waiting periods, cover details, exclusions, and renewal terms.
This step gives a clearer understanding of how the policy works before payment is made. It also helps avoid confusion caused by incomplete summaries on other pages.
Step 3: Compare Available Family Health Insurance Plans
A family medical insurance policy should be compared on factors beyond the premium. Review the sum insured, hospital network, room rent limits, pre- and post-hospitalisation cover, daycare treatment coverage, and waiting periods. It is also important to check treatment sub-limits and specific policy conditions.
Careful comparison helps determine whether a plan provides balanced coverage and whether its terms are suitable for the healthcare needs of the entire family.
Step 4: Choose the Right Policy and Start the Online Purchase
Once the options have been compared, select the policy that best fits the family’s medical needs and budget. Before starting the application, review the covered members, policy term, benefits, and main conditions again. This is an important stage because errors here can lead to the wrong cover amount, an unsuitable variant, or missing details that create problems during policy use.
Step 5: Calculate the Premium Using an Online Calculator
Use the online premium calculator before making the final choice. Enter the correct details, including age, city, number of insured members, and selected cover amount. The result helps in understanding the expected premium and whether the policy fits the annual budget. This step is useful because it allows cost and coverage to be reviewed together, instead of choosing a plan only because the premium looks lower.
Step 6: Fill in Personal and Medical Details
When filling in the proposal form, provide accurate details for each insured member. This includes name, date of birth, contact details, medical history, ongoing treatment, and previous insurance information if required.
Every answer should be complete and truthful. Incorrect or missing details can create difficulty later. Before you submit the form, read every section again and correct any mistakes.
Step 7: Make Payment Through the Secure Payment Gateway
After checking the form, go to the payment page and complete the transaction through the secure payment gateway. Review the premium, policy term, and entered details once more before confirming payment.
After the transaction is completed, save the receipt, reference number, or confirmation message carefully. Keeping this record is useful if you need to track the purchase or follow up on policy issuance later.
Step 8: Download and Keep Your Policy Document Safely
Once the policy is issued, download the policy document, schedule, and any related papers without delay. Read them carefully to confirm member names, policy period, sum insured, and major terms. Save a digital copy in a secure folder and keep a printed copy if needed. Proper record keeping makes future renewals, document checks, and policy servicing easier and more organised when information is required quickly.
Conclusion
Buying health cover online becomes easier when you handle each step with attention. From checking your family’s needs to reading the final document, every stage helps you make an informed choice. A careful approach can reduce mistakes, improve your understanding of policy terms, and help you choose coverage that matches your household’s medical needs, financial capacity, and long-term healthcare planning in a reliable way for your family over the long term.
