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Nokia livens up festivities for senior citizens with #KhamoshiKhatam
NEW DELHI: HMD Global, the home of Nokia phones, has joined hands with HelpAge India to roll out a nationwide campaign, #KhamoshiKhatam, that helps take away the loneliness faced by senior citizens during the pandemic and encourages the country’s youth to remember, reconnect and rejuvenate their relationship with the elderly.
As part of the campaign, a surprise virtual concert was organised at six HelpAge India homes on 26 December with a live performance and chat by celebrated singer artist Alka Yagnik, exclusively for the senior citizens.
Over a tete-a-tete after the performance, Yagnik talked with the attending silvers about their love for music, the challenges of living in a lockdown, and how the online concert marked a joyous end to a sombre year for the elderly.
A video that captures the essence of this heart-warming campaign went live on 28 December. With every share it garners across social media platforms like Facebook and Instagram, it will secure a donation from HMD that will go to HelpAge India.
HMD Global head of marketing – India Ruchira Jaitly said, “2020 has been an especially difficult year for senior citizens owing to the pandemic. Unprecedented social distancing and lack of human interactions has increased the silence in our lives. With #KhamoshiKhatam, we hope to bring surprise, cheer and hope in the lives of the senior members of our society, with a beloved artist, Alka Yagnik. Not only this, with every share of the video, we will donate to HelpAge India. I urge people to share this video and show their support to our senior citizens.”
Singer Alka Yagnik said, “It’s a pleasure for any artist to be part of the lives of our senior citizens and to be able to bring festive cheer.”
HelpAge India head communications Sonali Sharma said, “Senior citizens have been the hardest hit during the Covid-19 pandemic, not only in terms of it affecting their health and livelihood, but also forcing them to deal with anxiety, depression and a feeling of isolation. Those living in old age homes were virtually cut off from the outside world. HelpAge is happy to associate with HMD Global for bringing back positivity, cheer and happiness into their lives through this initiative. I urge everyone to reach out to the elders in their lives, spend time with them and show them that they are valued and cared for.”
Buying family medical insurance online in India has become a common option for individuals who want to secure health coverage for multiple family members under a single policy. However, many buyers are unsure about the exact steps involved in selecting and purchasing the right plan online.
In this guide, you will know the step-by-step process of buying family medical insurance online in India, along with the key factors to review before purchasing a suitable policy.
Step 1: Assess Your Family’s Healthcare Needs
Before buying online health insurance, check the healthcare needs of all family members. Check age, existing illnesses, regular medicines, and the likely need for hospital care later. This helps in selecting a suitable sum insured, policy type, and level of cover. It also reduces the chance of buying a plan that appears suitable but does not meet actual medical needs.
Step 2: Visit the Insurance Company’s Official Website
After understanding the family’s needs, visit the insurer’s official website and read the plan details carefully. Use the official platform to review eligibility, policy wording, waiting periods, cover details, exclusions, and renewal terms.
This step gives a clearer understanding of how the policy works before payment is made. It also helps avoid confusion caused by incomplete summaries on other pages.
Step 3: Compare Available Family Health Insurance Plans
A family medical insurance policy should be compared on factors beyond the premium. Review the sum insured, hospital network, room rent limits, pre- and post-hospitalisation cover, daycare treatment coverage, and waiting periods. It is also important to check treatment sub-limits and specific policy conditions.
Careful comparison helps determine whether a plan provides balanced coverage and whether its terms are suitable for the healthcare needs of the entire family.
Step 4: Choose the Right Policy and Start the Online Purchase
Once the options have been compared, select the policy that best fits the family’s medical needs and budget. Before starting the application, review the covered members, policy term, benefits, and main conditions again. This is an important stage because errors here can lead to the wrong cover amount, an unsuitable variant, or missing details that create problems during policy use.
Step 5: Calculate the Premium Using an Online Calculator
Use the online premium calculator before making the final choice. Enter the correct details, including age, city, number of insured members, and selected cover amount. The result helps in understanding the expected premium and whether the policy fits the annual budget. This step is useful because it allows cost and coverage to be reviewed together, instead of choosing a plan only because the premium looks lower.
Step 6: Fill in Personal and Medical Details
When filling in the proposal form, provide accurate details for each insured member. This includes name, date of birth, contact details, medical history, ongoing treatment, and previous insurance information if required.
Every answer should be complete and truthful. Incorrect or missing details can create difficulty later. Before you submit the form, read every section again and correct any mistakes.
Step 7: Make Payment Through the Secure Payment Gateway
After checking the form, go to the payment page and complete the transaction through the secure payment gateway. Review the premium, policy term, and entered details once more before confirming payment.
After the transaction is completed, save the receipt, reference number, or confirmation message carefully. Keeping this record is useful if you need to track the purchase or follow up on policy issuance later.
Step 8: Download and Keep Your Policy Document Safely
Once the policy is issued, download the policy document, schedule, and any related papers without delay. Read them carefully to confirm member names, policy period, sum insured, and major terms. Save a digital copy in a secure folder and keep a printed copy if needed. Proper record keeping makes future renewals, document checks, and policy servicing easier and more organised when information is required quickly.
Conclusion
Buying health cover online becomes easier when you handle each step with attention. From checking your family’s needs to reading the final document, every stage helps you make an informed choice. A careful approach can reduce mistakes, improve your understanding of policy terms, and help you choose coverage that matches your household’s medical needs, financial capacity, and long-term healthcare planning in a reliable way for your family over the long term.
