MAM
HUL donates over 74,000 testing kits to tackle spread of Covid2019 in India
MUMBAI: Hindustan Unilever Ltd (HUL) has donated 74,328 RT-PCR Covid2019 testing kits worth Rs 13 crore to help ramp up testing of patients in the country. The Maharashtra government has received about 28,800 RT-PCR testing kits to help in the early detection of Covid2019. Others who received the RT-PCR kits include Indian Council of Medical Research (20,160 kits), Metropolis Labs (8088 kits) and Apollo Hospitals (17,280 kits).
The RT-PCR testing kits consist of nucleic acid diagnostic kit, sample release reagent, throat swab, PCR tube and sample storage reagent. The testing kits are approved by international certification bodies such as CE IVD, US-FDA and EU CE, and are also listed in FIND, a World Health Organisation (WHO) Collaboration Centre.
Hindustan Unilever chairman and MD Sanjiv Mehta said, “Sufficient supply of testing kits and other medical equipment will help frontline warriors competently tackle the Covid-19 virus. This will not only allow for free testing in critical regions, but also accelerate the process of testing asymptomatic patients, supplementing Government efforts to flatten the curve and arrest the spread of the pandemic in the country.”
This contribution comes on the back of 29 ventilators worth Rs 3 crore that HUL is donating to government hospitals in Maharashtra. Last month, HUL had also donated 5000 sets of PPEs, 20,000 N95 masks, 2,00,000 gloves, 112 pulse oximeter and 28 oxygen concentrators worth Rs 2 crore to the Maharashtra Public Health Department.
Beside states like Maharashtra and New Delhi which have a high Covid2019 patient count, HUL is also extending product donation and other support across India around its manufacturing locations and offices in West Bengal, Tamil Nadu, Karnataka, Madhya Pradesh and Uttar Pradesh.
HUL recently committed Rs 100 crore towards helping India fight the Covid-19 pandemic, undertaking various initiatives to ensure the safety of people and communities, product sourcing, and business continuity. The initiatives include large scale awareness campaigns, providing free sanitation and hygiene products to Covid2019 frontline workers and underserved sections of the society, upgrading health care facilities in hospitals & testing centres, and setting up isolation centres to help local authorities curb Covid2019 spread. The company is supporting around six lakh migrant labour families with food kits and essential hygiene and nutrition products post-lockdown to help fight Covid2019.
HUL also partnered with UNICEF (United Nations Children's Fund) and BMC (Brihanmumbai Municipal Corporation) to create a public awareness campaign on social distancing and personal hygiene to prevent Covid2019.
Buying family medical insurance online in India has become a common option for individuals who want to secure health coverage for multiple family members under a single policy. However, many buyers are unsure about the exact steps involved in selecting and purchasing the right plan online.
In this guide, you will know the step-by-step process of buying family medical insurance online in India, along with the key factors to review before purchasing a suitable policy.
Step 1: Assess Your Family’s Healthcare Needs
Before buying online health insurance, check the healthcare needs of all family members. Check age, existing illnesses, regular medicines, and the likely need for hospital care later. This helps in selecting a suitable sum insured, policy type, and level of cover. It also reduces the chance of buying a plan that appears suitable but does not meet actual medical needs.
Step 2: Visit the Insurance Company’s Official Website
After understanding the family’s needs, visit the insurer’s official website and read the plan details carefully. Use the official platform to review eligibility, policy wording, waiting periods, cover details, exclusions, and renewal terms.
This step gives a clearer understanding of how the policy works before payment is made. It also helps avoid confusion caused by incomplete summaries on other pages.
Step 3: Compare Available Family Health Insurance Plans
A family medical insurance policy should be compared on factors beyond the premium. Review the sum insured, hospital network, room rent limits, pre- and post-hospitalisation cover, daycare treatment coverage, and waiting periods. It is also important to check treatment sub-limits and specific policy conditions.
Careful comparison helps determine whether a plan provides balanced coverage and whether its terms are suitable for the healthcare needs of the entire family.
Step 4: Choose the Right Policy and Start the Online Purchase
Once the options have been compared, select the policy that best fits the family’s medical needs and budget. Before starting the application, review the covered members, policy term, benefits, and main conditions again. This is an important stage because errors here can lead to the wrong cover amount, an unsuitable variant, or missing details that create problems during policy use.
Step 5: Calculate the Premium Using an Online Calculator
Use the online premium calculator before making the final choice. Enter the correct details, including age, city, number of insured members, and selected cover amount. The result helps in understanding the expected premium and whether the policy fits the annual budget. This step is useful because it allows cost and coverage to be reviewed together, instead of choosing a plan only because the premium looks lower.
Step 6: Fill in Personal and Medical Details
When filling in the proposal form, provide accurate details for each insured member. This includes name, date of birth, contact details, medical history, ongoing treatment, and previous insurance information if required.
Every answer should be complete and truthful. Incorrect or missing details can create difficulty later. Before you submit the form, read every section again and correct any mistakes.
Step 7: Make Payment Through the Secure Payment Gateway
After checking the form, go to the payment page and complete the transaction through the secure payment gateway. Review the premium, policy term, and entered details once more before confirming payment.
After the transaction is completed, save the receipt, reference number, or confirmation message carefully. Keeping this record is useful if you need to track the purchase or follow up on policy issuance later.
Step 8: Download and Keep Your Policy Document Safely
Once the policy is issued, download the policy document, schedule, and any related papers without delay. Read them carefully to confirm member names, policy period, sum insured, and major terms. Save a digital copy in a secure folder and keep a printed copy if needed. Proper record keeping makes future renewals, document checks, and policy servicing easier and more organised when information is required quickly.
Conclusion
Buying health cover online becomes easier when you handle each step with attention. From checking your family’s needs to reading the final document, every stage helps you make an informed choice. A careful approach can reduce mistakes, improve your understanding of policy terms, and help you choose coverage that matches your household’s medical needs, financial capacity, and long-term healthcare planning in a reliable way for your family over the long term.
