MAM
Guest column: Cybersecurity in the advertising sector
Today, the world is experiencing a digital revolution and digital media plays a pivotal role in it. Having the potential to change the way we live our lives, it is the next big thing to watch out for. Digital media is omnipresent and is flooding our lives by leveraging every channel possible. With modern technologies like IoT (Internet of Things), Big Data and Cloud computing penetrating our lives and making way for innovative business ideas, one can sense the global business scenario transform to adapt this digital era. However, with growing possibilities come growing threats. Cybersecurity is globally a major issue across all the digital platforms. It is important to understand the intricacies of cyber security, in order to avert the ongoing spate of digital frauds.
When “Advertising” went “Digital”…
Speaking of tech-based innovative business ideas, digital advertising rings a bell. It is one of the outcomes of this digital era. Digital advertising is the future of advertising. It is expected to overtake TV advertising this year. It is a smart technology that will only grow bigger and get smarter, by incorporating futuristic technologies. Programmatic advertising is the newest entrant in this field. It is the next generation technology which helps advertisers to target their desired customers, through the use of algorithms and dynamic tracking of users’ behavioral data. The entire process is automated and is completed withing the blink of an eye.
Don’t fall victim!
While wading through this digital world, however, one needs to be cautious. The lack of human involvement, creates certain vulnerabilities. It is prone to attacks by hackers. The system may get infested by viruses, malwares, spywares, ransomware, etc. These could wreck havoc on the system which stores our valuable data. In the world of digital advertising, online threats manifest in the form of click frauds, fake and bot-generated traffics, spamming, brandjacking, identity thefts, data thefts, etc. Such criminal activities pose a looming threat to the digital media sector. If the users end up clicking on malicious links, their system is exposed to great risks by hackers and malicious software.
Watch your clicks!
Advertisers were recently hit by two massive advertising frauds – Methbot and Hyphbot. Methbot is claimed to be the “Biggest Ad Fraud Ever”. A group of Russian criminals managed to game the system with the help of fake domain registrations. They tricked the ad-algorithms into buying their fake web space and serving ads on these fraud platforms. They then directed fake traffic at these ads from 5,70,000+ bots who viewed these ads. This drove their revenues to $5M per day by forging 300M video views, with the help of the CPC system they exploited.
Another such ad fraud operation was “Hyphbot”. It was a bot network that fabricated up to a 1.5 billion fake ad requests per day and generated around $5,00,000 a day. “Hyphbot” is said to have compromised around 5,00,000 machines. It is claimed to be four-times as big as the Methbot operation. Similar to Methbot, the Hyphbot perpetrators generated a slew of fake websites that were designed to mimic the behavior of authenticate human traffic. They consequently managed to trick the ad exchanges and ad networks that these were genuine and premium publishers.
Build your defense:
In this world of digitization, it is very important to be aware of the ways to prevent such attacks on oneself and be safe online. To deter frauds like the Methbot and the Hyphbot, publishers can adopt a simple “ads.txt” protocol. By implementing ads.txt, publishers can caution third-party media buyers – which includes even the automated buying platforms – by providing data about exactly which inventory sources legitimately represent them. Simply concatenating the script ‘/ads.txt’ after a genuine premium publisher’s URL will display the list of these third-party media parties.
Advertisers can use self- serve platforms which enable them to monitor their ad campaigns and its properties in real-time. All members of the supply chain will have to work together to weed out ad frauds and other cybersecurity issues. Hence, It is important that all advertisers (Brands & Agencies) be watchful any programmatic advertising platforms and SSPs before they are engaging with them in business.
Governments and major players are taking notice…
In the UK, the FBI and Metropolitan Police are taking keen interest in ad fraud cases. They are currently gathering intelligence on the technicalities of the “adtech” industry and sources say that summons in these frauds can be expected soon. Also, major advertisers have shown inclinations towards only those publishers and ad tech companies who have a strong commitment to prevent ad frauds on their sites.
The future of this highly-promising industry lies on the shoulders of these preventive measures and their success ratios. Ad fraud prevention is a vital area that needs a lot of urgent attention. However, this will play a major role in shaping the future of this digital world.
The author is the founder and CEO of Vertoz. The views expressed are personal and Indiantelevision.com may not subscribe to them.
Buying family medical insurance online in India has become a common option for individuals who want to secure health coverage for multiple family members under a single policy. However, many buyers are unsure about the exact steps involved in selecting and purchasing the right plan online.
In this guide, you will know the step-by-step process of buying family medical insurance online in India, along with the key factors to review before purchasing a suitable policy.
Step 1: Assess Your Family’s Healthcare Needs
Before buying online health insurance, check the healthcare needs of all family members. Check age, existing illnesses, regular medicines, and the likely need for hospital care later. This helps in selecting a suitable sum insured, policy type, and level of cover. It also reduces the chance of buying a plan that appears suitable but does not meet actual medical needs.
Step 2: Visit the Insurance Company’s Official Website
After understanding the family’s needs, visit the insurer’s official website and read the plan details carefully. Use the official platform to review eligibility, policy wording, waiting periods, cover details, exclusions, and renewal terms.
This step gives a clearer understanding of how the policy works before payment is made. It also helps avoid confusion caused by incomplete summaries on other pages.
Step 3: Compare Available Family Health Insurance Plans
A family medical insurance policy should be compared on factors beyond the premium. Review the sum insured, hospital network, room rent limits, pre- and post-hospitalisation cover, daycare treatment coverage, and waiting periods. It is also important to check treatment sub-limits and specific policy conditions.
Careful comparison helps determine whether a plan provides balanced coverage and whether its terms are suitable for the healthcare needs of the entire family.
Step 4: Choose the Right Policy and Start the Online Purchase
Once the options have been compared, select the policy that best fits the family’s medical needs and budget. Before starting the application, review the covered members, policy term, benefits, and main conditions again. This is an important stage because errors here can lead to the wrong cover amount, an unsuitable variant, or missing details that create problems during policy use.
Step 5: Calculate the Premium Using an Online Calculator
Use the online premium calculator before making the final choice. Enter the correct details, including age, city, number of insured members, and selected cover amount. The result helps in understanding the expected premium and whether the policy fits the annual budget. This step is useful because it allows cost and coverage to be reviewed together, instead of choosing a plan only because the premium looks lower.
Step 6: Fill in Personal and Medical Details
When filling in the proposal form, provide accurate details for each insured member. This includes name, date of birth, contact details, medical history, ongoing treatment, and previous insurance information if required.
Every answer should be complete and truthful. Incorrect or missing details can create difficulty later. Before you submit the form, read every section again and correct any mistakes.
Step 7: Make Payment Through the Secure Payment Gateway
After checking the form, go to the payment page and complete the transaction through the secure payment gateway. Review the premium, policy term, and entered details once more before confirming payment.
After the transaction is completed, save the receipt, reference number, or confirmation message carefully. Keeping this record is useful if you need to track the purchase or follow up on policy issuance later.
Step 8: Download and Keep Your Policy Document Safely
Once the policy is issued, download the policy document, schedule, and any related papers without delay. Read them carefully to confirm member names, policy period, sum insured, and major terms. Save a digital copy in a secure folder and keep a printed copy if needed. Proper record keeping makes future renewals, document checks, and policy servicing easier and more organised when information is required quickly.
Conclusion
Buying health cover online becomes easier when you handle each step with attention. From checking your family’s needs to reading the final document, every stage helps you make an informed choice. A careful approach can reduce mistakes, improve your understanding of policy terms, and help you choose coverage that matches your household’s medical needs, financial capacity, and long-term healthcare planning in a reliable way for your family over the long term.
