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Credit where it’s due Delhi tops Paisabazaar’s most credit healthy cities
MUMBAI: Looks like Delhiites aren’t just keeping up with the Joneses, they’re paying them back on time too. According to Paisabazaar’s insights report “How India Checked Credit Score”, the capital has emerged as India’s most credit-healthy city, with 46 per cent of its consumers scoring well and an average score of 746.
Close on its heels is Pune, where 44 per cent of participants posted an average of 744, while Kerala (43 per cent at 745) and Chandigarh (43 per cent at 744) round off the top credit-conscious quartet. The findings were drawn from the Credit Premier League (CPL), a gamified contest that saw a whopping 4.7 million participants from 710 cities track and test their financial fitness over 30 days.
The competition wasn’t just about averages, it also produced some standout high scores. Five participants from Bangalore, Jaipur, Lucknow, Kerala and Pune touched 861 out of 900, the highest in the country, while a Chennai contestant followed closely with 859.
Interestingly, the most active cities weren’t the healthiest ones Mumbai, Hyderabad and Lucknow together clocked nearly 1.5 million participants. More than half of all players came from the millennial bracket (29–44 years), highlighting just how deeply younger Indians are engaging with financial health.
Women may have been fewer in number, making up just 8 per cent of participants, but they left a mark too, one-third hailed from southern cities such as Chennai, Hyderabad and Bangalore. Adding to the fun was a quirky Ghibli-style selfie feature that allowed participants to generate animated selfies showcasing their credit scores, sparking a social media wave of “score-sharing”.
“Consumers are engaging with their credit health like never before,” said Paisabazaar CEO Santosh Agarwal adding that CPL has helped make conversations around financial fitness truly mainstream.
From quirky selfies to sky-high scores, the Credit Premier League has proved one thing, when it comes to money matters, India is ready to play the long game.
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Samsung certifies 1,000 Maharashtra students in AI and coding
The South Korean electronics giant marks its first large-scale skilling push in the state, with women making up nearly half the national programme’s enrolment
PUNE: Samsung has put 1,000 students in Maharashtra through a certified training programme in artificial intelligence and coding, the largest such drive the South Korean electronics company has run in the state and a signal that corporate India’s skilling ambitions are moving well beyond the boardroom brochure.
The certifications were awarded under Samsung Innovation Campus (SIC), the company’s flagship corporate social responsibility programme, which launched in India in 2022 with the stated aim of democratising access to future-technology education. The 1,000 graduates were drawn from four institutions: 127 from Savitribai Phule Pune University, 373 from Pimpri Chinchwad University, 250 from D.Y. Patil University’s Ramrao Adik Institute of Technology and 250 from Anjuman-I-Islam’s Kalsekar Technical Campus. All completed training in either AI or coding and programming, the two disciplines Samsung has identified as the critical pillars of the digital economy.
The programme does not stop at technical training. Soft-skills development and career-readiness modules are baked into the curriculum, a deliberate attempt to close the gap between what universities teach and what employers actually want.
“India’s digital growth story will ultimately be shaped by the quality of its talent pipeline,” said Shubham Mukherjee, head of CSR and corporate communications at Samsung Southwest Asia. “As technologies like AI move from the periphery to the core of industries, skilling must evolve from basic training to building real-world capability. This milestone in Maharashtra reflects how industry and academia can come together to create a future-ready workforce that is both globally competitive and locally relevant.”
The Maharashtra drive sits within a rapidly scaling national effort. Samsung Innovation Campus trained 20,000 young people across India in 2025, hitting its stated target for the year. Women account for 48 per cent of national enrolments, a figure the company cites as evidence of its push for an inclusive technology ecosystem. The programme is implemented in partnership with the Electronics Sector Skills Council of India and the Telecom Sector Skill Council.
Samsung, which is marking 30 years in India this year, runs SIC alongside two other initiatives, Samsung Solve for Tomorrow and Samsung DOST, as part of a broader effort to build what it calls a generation of innovators with both the technical depth and the problem-solving mindset to thrive in a fast-moving digital world.
A thousand certified students is a tidy headline. Whether they find jobs that match their new skills is the harder question, and the one that will ultimately determine whether corporate skilling programmes like this one are genuine pipelines or well-photographed gestures.
