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CAMM Summit ’22: Adtech is a gamechanger for publishing industry, say experts
Mumbai: Advertising and technology have undoubtedly made great strides over the last few years. And to discuss the various cutting-edge innovations in this dynamic space, IndianTelevision.com has organised ContentTech, Adtech, Martech and More (CAMM) Summit and Exhibition 2022. The virtual event took off on Tuesday with a panel discussion on ‘Adtech Landscape: A Gamechanger for Publishing Industry,’ which put the spotlight on how adtech is emerging as a niche that helps publishers efficiently maximise the value of their content or ad inventory.
Moderated by IndianTelevision.com founder, CEO and editor-in-chief Anil Wanvari, the guests on the panel were Times Internet chief technology officer Ashish Jaiswal, Pratilipi business and content head Jugal Wadhwani, Malayala Manorama general manager – marketing Boby Paul, Lokmat Media senior executive vice president and head of digital business Hemant Jain, and PubMatic director Harguneet Singh.
The CAMM Summit saw a conversation that is perhaps the most crucial in the age of changing advertising technologies.
Challenges ahead of publishing industry and the possible ways to overcome
Opening the discussion, Wanvari highlighted the increasing fragmentation of audiences between the own platforms of publishers as well as the third-party platforms is becoming a common phenomenon.
“In terms of trying to drive advertising revenue, what are the challenges that publishers are facing?” he asked the panel.
Agreeing with his thoughts, Times Internet’s Jaiswal said fragmentation is clearly happening and the same content being available across platforms is a major challenge for publishers. But being a publisher, he also shared how they are overcoming the challenge.
“What we are doing on our side to overcome these challenges is to stay connected with our audiences across all the platforms. We do not just publish and leave, we ensure that there’s a clear connection between us and our audiences across all platforms,” stated Jaiswal.
Taking ahead the conversation, Lokmat Media’s Jain said, “What demonetisation couldn’t do to digital payments, Covid-19 did to digital media.”
With this statement, he hinted at the enormous growth in terms of audience engagement that publishers have witnessed. Coming to the challenges, Jain said optimising content for small screens is another major challenge.
“It is quite difficult to give the right reading or viewing experience to customers while giving enough space to advertisers also,” Jain noted. “The struggle doesn’t end here. Lack of a large inventory, audience fragmentation and ensuring that the consumer ends up on your platform at the end are also making it difficult for publishers to maintain their growth.”
However, Jain feels that while there are so many challenges, it also keeps you pushing to develop and looking for newer opportunities.
Coming to the opportunities, he suggested that today focusing on one platform is not enough, publishers need to have an open mind and need to create a holistic approach to the business. “At the same time, it is important to have a highly optimised platform that meets users’ and advertisers’ expectations,” he remarked.
He feels that publishers have to accept the fact that the audience who is consuming content on Facebook doesn’t necessarily come to your website too because the content we put on Facebook is already customised in a way that people would love to watch it on that platform only. “If you work hard, each of these platforms will help you revenues apart from your direct sales from the website.”
However, Malayala Manorama’s Boby Paul feels audience fragmentation is a choice. “It happens because you want to put your content out to more and more people. So all you need to do is to keep a close eye on the aggregator platforms and understand which platform is providing you benefits and strategise accordingly,” Paul said. “When you have an audience coming to your aggregator platforms, you should design strategy in a way so that you can entice them to come to your own platform.”
Taking note of the challenges and the possible solutions suggested by the experts, Wanvari asked Paul to highlight the challenges of technology as far as marketing is concerned.
Speaking about the marketing and monetisation part, Paul said that digital publishing platforms are facing major challenges because most of the digital platforms are free to air. “There’s no set framework. But as adtech is evolving, there seems a hope,” he asserted.
Adtech and programmatic: The way forward for publishers
While all the publishers highlighted the challenges and opportunities, PubMatic provides a solution to all these concerns. Harguneet Singh acknowledged the challenges highlighted by the panel and explained how adtech platform like PubMatic comes into the picture and helps the publishers.
“While the challenges are quite evident, adtech platforms like PubMatic come in the picture as a savior to the publishers,” he affirmed.
Suggesting some adtech based solutions, he said that publishers have provided a lot of control to the users in the name of free content which they need to take back immediately. He feels that adtech and programmatic are the key tools for this.
“While adtech platforms enable advertisers, ad publishers, and advertising agencies to create, run, and optimize ad campaigns with minimal human involvement, programmatic advertising uses artificial intelligence and real-time bidding to automate and streamline the ad buying process,” Singh said, adding that, “With the right use of adtech and programmatic, publishers can significantly grow their business and increase CPMs.”
What do users want?
Amid the emergence of adtech and programmatic, it is crucial to understand what users want? Pratilipi’s business and content head Jugal Wadhwani, who closely works with individual publishers, explained that initially all people wanted was social recognition, the concept of revenue was not there really. “But presently, generating revenue is equally important for individual publishers too,” he added.
However, Wadhwani feels that once the publishing platform becomes a hit, distribution is not that big of a challenge, it is the discovery that they are actually looking for and platforms like Pratilipi come into the picture to help individual publishers.
On being asked how things are working on the audio side, Wadhwani said that audio advertising is very low right now in India. “The numbers are rising, but there is no significant development on the audio front so far.”
Coming to the subscription models and how paywalls work, Wanvari asked how conventional news publishers ensure that users buy their subscription instead of just reading the free version.
Lokmat’s Jain explained that India is a ‘sachet-driven country,’ so they need to come up with small offerings. “If publishers really need to sell high valued subscriptions, they need to build high-quality unique content rather than a generic piece,” he remarked.
“Over the last 10-years, journalism in India has evolved and produced unique content which helped the subscription model to become common. One of the most successful players in this field is The Hindu, which has built a very robust subscriber base,” noted Jain.
How will the removal of cookies impact the publishers?
Google announced it will not build alternate tracking identifiers with similar cross-site tracking abilities after phasing out third-party cookies. This change will be made by Google in late 2023. While this announcement may not have come as a surprise, many advertisers find themselves confused about how to manage the situation.
“How will publishers collect user data without cookies which is crucial for audience profiling?” Wanvari asked.
Jain thinks that with the removal of cookies, profiling or identifying customers, which is extremely important for running a digital publishing business, would become difficult. “With this, targeting customers offsite will become impossible.”
Suggesting a way for publishers after the removal of cookies, Jain said that in such a situation, targeting users on-site seems one possible solution. “To target them on-site, publishers really need to come up with relevant content.”
Times Internet’s Jaiswal thinks that in a cookie-less world, trust-building will become crucial. “Publishers will have to ask users to fill out forms to manually provide their data, maybe we can call this idea a ‘profiling paywall.’ But to ensure that they really fill out the form, provide their email address and mobile number, publishers need to work a lot on trust-building.”
Jaiswal suggested that publishers can win trust with unique content.
Adding to the conversation, PubMatic’s Singh said adtech will play a really important role here. “Right technology and the right technology partner who has good sense will have great opportunities to work with publishers,” he averred.
Concluding the discussion, all panelists agreed that adtech provides tools for both publishers of content and advertisers to efficiently navigate the appropriate price points and trading techniques to connect inventory with digital ad buyers.
Many drivers assume basic coverage is just a formality until an accident involving someone else brings legal notices, compensation claims, and unexpected financial pressure. At that point, the real importance of car insurance becomes clear. A single road incident can quickly create obligations that are difficult to manage alone.
In this blog, you will learn how third-party online cover supports legal safety, what it includes, and why securing it online is a smart first step.
Why Third-Party Insurance is Legally Mandatory
Indian motor law requires vehicles used on public roads to carry third-party liability cover. The intent is to protect the public by ensuring there is a recognised route for compensation when a vehicle causes harm to others.
If a vehicle is driven without this cover, penalties can apply, and the owner may have to pay the compensation amount personally if legal liability is decided against them. This helps ensure that people who suffer loss are not left without support.
How Third-Party Online Insurance Works
When third party car insurance is purchased online, the proposer shares vehicle and personal details, pays the premium, and receives the policy document in digital form. The cover applies during the policy period and provides legal liability protection for others arising from the use of the insured vehicle.
If an incident leads to a claim, the process usually involves reporting, submitting required papers, and following the steps set by the authority handling the matter.
What is Covered Under Third-Party Insurance?
This cover is designed to pay for losses suffered by others when legal liability is established. The response depends on the policy terms, the evidence, and the decision made during the claim proceedings.
Bodily Injury to Third Party
If someone else is injured in an accident involving the insured vehicle, the policy can cover the insured person’s legal liability. Compensation is assessed using medical records and other supporting documents, along with findings on responsibility. Payment is made based on the final compensation amount decided in the case, as per the policy terms.
Property Damage
If another person’s property is damaged, the policy can respond to the insured person’s liability for that loss, within the limit mentioned in the policy. The amount is generally based on documents that support ownership and the assessed repair or replacement cost. Timely reporting and clear paperwork can reduce delays in assessment.
Legal Support During Claim Proceedings
Third-party claims can involve notices, hearings, and filings because they focus on legal liability. Under the policy terms, the insurer may assist in organising documents and managing parts of the defence process through appointed representatives. This can support orderly communication and reduce missed deadlines.
What is Not Covered
Third-party cover is narrow, so some common expenses are excluded. These exclusions are common, but the exact details depend on the policy terms.
● Damage to the insured vehicle is not covered, including repair costs.
● Loss or damage to the insured person’s belongings is not covered.
● Injury cover for the owner-driver or passengers is typically separate.
● Claims linked to use that breaches policy terms may not be payable.
● Contractual promises beyond legal liability are generally not included unless stated.
Why Buying Online Strengthens Legal Safety
Buying online does not change legal duties, but it can make compliance easier to maintain and easier to prove. Digital records also support clarity if cover dates are questioned after an incident.
● Digital issuance can reduce the risk of an accidental gap in cover.
● A stored e-policy can be retrieved quickly when proof is requested.
● Receipts and time stamps help confirm when the policy was active.
● Online renewals can support timely payment and avoid lapsed cover.
● Clear documents make limits and required steps easier to understand.
Conclusion
Third-party liability cover is a direct step towards legal protection because it covers losses suffered by others when a vehicle causes harm. It supports compliance and reduces the risk of penalties for uninsured driving. Buying online can help keep policy documents, dates, and receipts easy to retrieve during checks and claim proceedings. When the cover’s scope and exclusions are understood in advance, it becomes easier to stay compliant, prepared, and confident on the road.
