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Snapdeal’s second Diwali Sale showcases Festivity, Fashion & Fitness

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MUMBAI: After a stupendous growth in the first phase of the sale, Snapdeal, India’s largest value-focused ecommerce marketplace, today announced the second edition of its “Snap Diwali” sale, commencing on 11th October until 13th October 2019.

Witnessing a jump of over 1.5 times Diwali Sales volumes over last year in the previous sale and an excellent response from tier II & tier II city, the second leg of the sale has multiple offers across various categories. Some of the best offers are built around the themes of festivity, fashion and fitness, basis the demand and from the tier II and tier III consumers.

According to Snapdeal, “the second Snap-Diwali sale mirrors the mood of our buyers – festivities, fashion & fitness. Our sellers have curated irresistible offers for buyers to adorn their homes and dress up for the celebrations. We also have special offers for those who believe that fitness & festivities belong together.”

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The festivity offers are all about adorning the home and the sale has an extensive collection of LED Diyas, Sky Lanterns, Fairy Lights, Ornate Lamps and Diwali Rangolis. Curtains, throws and carpets in festive hues are also up for grabs. Idols of various deities, small home temples, silver & copper utensils and Pooja Thalis are part of the festive range.

Given that Diwali is also about cleaning the home, the sale offers a large collection of DIY hand tools, kitchen organisers, vacuum cleaners, fabric protectors and cleaning accessories like microfiber dusters, spray-mop sets, home ladders etc. Other offers include Aquarium decor like pebbles, diffusers, submersible lights, aquarium toys and glowing light with air stones. There is also a wide variety of ornamental plants in decorative pots. 

Based on consumer feedback, Snapdeal’s fashion range for Diwali has a large selection of silk kurta-pajama sets and gowns for kids, embroidered Kurtis for women and Pathani Suits for men. According to a Snapdeal survey done before Diwali, Banarasi Silk Sarees, Art Silk Sarees, Gota-Patti kurtis and small pieces of kundan jewellery are expected to be high-sellers during the festive season. Accordingly, it has curated a large variety of these with attractive discounts.

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Fitness bands and smartwatches with multiple health trackers are emerging as popular gifting choices this year and feature prominently in Snapdeal’s sale. For many die-hard fitness buffs, fitness and festivities can co-exist together. For these users, the sale includes a comprehensive, value-priced range of fitness accessories like tummy trimmers, sauna belts, steppers and push up bars. A selection of dry fruits and berries offers options for healthy indulgence this festive season.

Snapdeal users can avail up to 25% instant from bank cards, e-wallets or coupon codes. Punjab National Bank users get a 25% discount. Rupay and Bank of Baroda card users can avail up to a 20% discount. Federal Bank and RBL card users also get up to 15% off.

Snapdeal’s first sale Diwali sale which concluded on 6th October saw its Diwali order volumes double across more than 120 cities across India. The overall orders rose sharpy by 52% over last Diwali, driven largely by strong buying trends from non-metro cities like Nagpur, Surat, Vijayawada, Chandigarh, Panaji, Jamshedpur, Shimla & Guwahati.

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In the 8-day, “Snap-Diwali sale” that ran from 29th September – 6th October 2019, the platform clocked more than 76 million visits – surpassing its monthly visits within the first week of October 19. During the sale more than 15 million users played “Spin the Wheel” game on the Snapdeal app to discover additional bargains and win sale coupons.

Snapdeal has more than 500,000 registered sellers, who have more than 200 million listings on the marketplace.

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Best Family Health Insurance Plans in India with OPD Cover

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If we think about how many times you visited a paediatrician during the year for your child’s fever, or went to the pharmacy for cough syrup, antacids, or prescription cream; how many physiotherapy appointments your spouse had throughout the year, or how many routine diabetes check-up appointments you had; most families would say that the ongoing healthcare cost to their family isn’t necessarily the sudden expense of a grown adult being admitted to the hospital, but rather the ongoing and regular expenses of running the household. Because of this, the search for the best family health insurance plans in India have evolved to include OPD covering as a significant factor in their decision making process.

As someone who has reviewed countless policies for families, I’ve seen a clear shift. Families are no longer satisfied with a plan that only activates during a hospital crisis. They want a partner for everyday wellness, and that’s what modern, comprehensive Health Plans for Family aim to be.

OPD Cover: The Game-Changer in Family Health Insurance

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OPD, or Outpatient Department, cover handles expenses incurred outside of a hospital admission. This includes:

  • Doctor consultation fees (General Physicians and Specialists)
  • Diagnostic tests (blood work, X-rays, MRIs)
  • Pharmacy bills (medicines prescribed)
  • Minor procedures (dressing, injections)

Without OPD coverage, all these costs come directly from your monthly budget. A comprehensive Health Insurance with OPD Cover absorbs these shocks, transforming your policy from a seldom-used safety net into an active, year-round health management tool. For a family with children or aging parents, this isn’t a luxury; it’s a practical necessity.

Identifying the Best Family Health Insurance Plans In India with OPD

Not all OPD covers are created equal. When comparing Health Plans for Family, you must dig into the specifics. Here’s what separates the good from the truly valuable:

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Integrated vs. Add-on Cover: Some of the Best Family Health Insurance Plans In India bundle OPD within the base plan (e.g., HDFC Ergo’s Optima Restore). Others offer it as a paid add-on rider. Integrated covers are often more seamless, but add-ons allow you to customize. Compare the sub-limits and overall value.

Realistic Sub-Limits: OPD coverage always has limits. Look for plans that offer a dedicated annual OPD sum insured (e.g., ₹10,000-₹25,000 per family) rather than a tiny per-consultation limit. This gives you flexibility, you can use it for a few major diagnostics instead of just small consultations.

Cashless OPD Network: The true convenience of health insurance with OPD cover is cashless access. Leading insurers have tied up with pharmacy chains, diagnostic centers, and clinic networks. You can walk in, show your card, and walk out without paying upfront. Check the insurer’s network partners in your locality.

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Simplified Claims Process: For reimbursements outside the cashless network, the process should be digital and straightforward—via an app with document upload. Cumbersome OPD claim processes defeat the very purpose.

Key Players and What to Look For

Several insurers have pioneered strong family floater plans with OPD benefits. While new products emerge, plans like HDFC Ergo’s Optima Restore, ICICI Lombard’s Health Advantage Plus, and Niva Bupa’s ReAssure 2.0 have been notable for their structured OPD components. Star Health’s Family Health Optima also offers a comprehensive package.

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However, the plan name is less important than its architecture. Your checklist for the Best Family Health Insurance Plans In India with OPD should verify:

Adequate In-patient Sum Insured: This is your core cover. Don’t compromise this for OPD. Start with at least ₹15-20 Lakh for a family of four.

Restoration Benefit: Crucial for families. It restores your main sum insured if exhausted, often including the OPD cover.

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No Claim Bonus (NCB): Your reward for a healthy year should protect your OPD benefit too, often by increasing your overall sum insured.

Preventive Health Check-ups: A sign of a wellness-oriented insurer. Many top Health Plans for Family include free annual check-ups, complementing the OPD benefit.

Making the Smart Choice for Your Family

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Choosing the right plan requires a simple audit. Tally your family’s average annual spend on doctor visits, tests, and medicines. You’ll likely find it’s a significant amount. Then, compare the premium of a comprehensive Health Insurance with OPD Cover against a basic plan plus your out-of-pocket OPD expenditure. The difference is often negligible, but the value is monumental.

For families, the Best Family Health Insurance Plans In India will be those that acknowledge the fact that the “real” journey for your family’s health occurs daily and not just during emergencies. By choosing a Family Health Insurance plan with meaningful OPD coverage, you will not only be insuring against your family getting sick, but also investing in your family’s ability to see their doctors or other healthcare providers on a more frequent basis for non-emergency issues and providing your family with a significant degree of peace of mind with regards to their financial and physical well-being. The shift away from reactive insurance to proactive insurance by families is now essential; it has become a necessity for the modern family that is living with intention.

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