Press Release
NDTV Indian of the Year award nominees announced
NDTV Indian of the Year Award Nominees Announced
Mumbai, December 22, 2005: As the year comes to an end, NDTV will be honoring the ‘Indian of the year’ who has had the maximum impact in 2005. The entire country is now voting via SMS for the Indian who they think deserves this recognition. ‘The Indian of the Year’ Contest is part of NDTV’s special year-end programming and 13 personalities have been nominated. The viewers have to SMS their choice and send it to 6388.
The nominees for NDTV Indian of the Year are:
1) Rahul Dravid – A Captain’s Innings
2) Sania Mirza – Game, Set, Match
3) Sachin Tendulkar – Greatest Hits
4) Amitabh Bachchan – Still Hero No. 1
5) Aishwarya Rai – Brand Aishwarya
6) Sonia Gandhi – Show of Strength
7) Manmohan Singh – Balancing Act
8) L K Advani – Free Speech in Pakistan
9) Nitish Kumar – The Comeback Kid
10) Narayana Murthy – Minding India’s Business
11) S. Manjunath – A People’s Hero
12) Aruna Roy-Informed Choice
13) Laxmi Mittal- Man of Steel
On New Year’s Eve, December 31, 2005, watch the special show to find out who is chosen as the “NDTV Indian of the Year”.
To vote, SMS INDIA, leave a space, enter name of nominee and send it to 6388.
About NDTV
New Delhi Television is, and has been for the last 18 years, a pioneer in Indian television news. NDTV broadcasts three channels, NDTV 24×7, NDTV India and NDTV Profit and is India’s largest News Network. NDTV’s team of professional journalists includes India’s best-known faces on television, a team that has won a large number of international awards, including India’s first-ever international Emmy award. As an organization, NDTV is totally committed to one cause: to use its experience, expertise, technology and reach to create unparalleled coverage of the latest in domestic and international news and entertainment for viewers at home and around the world.
For further information on this release, please contact:
Sabita Rajendran / Navita Sharma
Adfactors PR Pvt. Ltd.
+91 22 22813565
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
