eNews
MyGov.in to increase government-citizen interaction
NEW DELHI: A new portal, MyGov.in, a platform for the people, especially the youth, to connect with the government actively, has been launched by the central government.
Department of Electronics and Information Technology secretary RS Sharma said that the portal, managed by the National Informatics Centre, empowers people to contribute towards good governance through various tasks and discussions.
Citizens can upload documents, case studies, pictures, videos, other work plans etc. on the platform. They can volunteer for various tasks and submit their entries. These tasks would then be reviewed by other members and experts. Once approved, these tasks can be shared by other members on MyGov. Every approved task would earn credit points for completing the task. Thus, MyGov presents an opportunity to the citizens to participate in multiple theme-based discussions and to share their thoughts and ideas with a wide range of people.
The platform has been divided into various groups namely Clean Ganga, Girl Child Education, Clean India, Skilled India, Digital India, Job Creation etc. Each group consists of online and on-ground tasks that can be taken up the contributors. The objective of each group is to bring about a qualitative change in that sphere through people’s participation.
Sharma said the platforms ‘Discuss’ and ‘Do’ will take feedback from the community and improve on a continuous basis. He said his department has plan to have a mobile app for mygov.in, for people to contribute while on the move and enable them to send theme-related pictures, report in-context problems and issues etc.
The platform may even be extended to act like public audit platform for government projects. For example, citizens giving feedback on status of completed infrastructure projects, on availability of various social sector programmes etc.
eNews
PNB partners Kiwi to launch credit-enabled UPI for users
Targets 180 million customers; RuPay card offers 0.5 per cent to 1.5 per cent cashback
MUMBAI: Swipe, tap, or scan credit is quietly slipping into the rhythm of everyday payments, and Punjab National Bank wants in on the action. The state-run lender has partnered with Kiwi to roll out credit-enabled UPI payments for its 180 million customers, marking a significant push to blend traditional banking with India’s fast-evolving digital payments ecosystem.
At the centre of the collaboration is the launch of the PNB Kiwi Credit Card on the RuPay network. The card is designed with a digital-first approach, offering fully online onboarding and seamless integration with UPI, allowing users to transact via scan-and-pay while accessing credit.
The offering also brings in a rewards layer, with cashback ranging from 0.5 per cent to 1.5 per cent on online transactions, positioning the product as both a convenience play and a spending incentive.
The move comes as UPI continues to dominate India’s digital payments landscape, increasingly blurring the lines between debit-led transactions and credit access. For PNB, which operates over 10,000 branches around 60 per cent in semi-urban and rural areas, the partnership signals a targeted effort to extend formal credit to segments that have traditionally remained underserved.
The collaboration also reflects a broader industry shift, where banks and fintech platforms are converging to embed credit directly into payment flows, reducing friction while expanding access.
With RuPay credit cards gaining traction and UPI evolving beyond peer-to-peer transfers, the PNB–Kiwi tie-up positions both players at the intersection of scale, accessibility, and the next phase of digital finance in India.
