eNews
India signs cyber security & IT pacts with Bangladesh & Palestine
NEW DELHI: With the recent catastrophe of ransomware, collaboration with neighbouring countries in cyber-security has become vital.
The Indian Computer Emergency Response Team (CERT-In), under electronics and information technology ministry, and the Bangladesh Government Computer Incident Response Team (BGD e-Gov CIRT) of the Bangladesh Computer Council of Information and Communication Technology Division have signed a memorandum of understanding for cyber-security cooperation.
This information was given to the union cabinet chaired by the prime minister Narendra Modi.
The MoU intends to promote cooperation between CERT-In and BGD e-Gov CIRT and includes exchange of information on Cyber attacks and cyber security incidents; Cyber security technology cooperation; exchange cyber security policies and best practices and Human Resource Development in this field in accordance with the relevant laws and regulations of each country and on the basis of equality, reciprocity and mutual benefits.
The MoU between CERT-In and BGD e-Gov CIRT would be implemented through a duly set up Joint Committee on Cyber Security.
The agreement comes in the backdrop of Governments, business and consumers are increasingly faced with a variety of cyber threats. Besides, there is a need to further improve cyber security readiness and raise awareness around the importance of keeping systems secure and security practices and procedures current and recognizing the importance of cooperation by the two organisations in the area of cyber security.
Meanwhile, the Cabinet was also informed about about the MoU between India and Palestine on cooperation in the field of Information Technology and Electronics (IT&E) intended to promote closer co-operation in the areas of e-Governance, m-Governance, e-Public Services Delivery, cyber security, software technology parks, start-ups ecosystem etc.
The MoU will come into effect from date of signature of the parties and remain in force for a period of five years. The MoU will be implemented by establishing a Working Group on IT&E composed of representatives of the two Parties. Bilateral Cooperation in ICT domain both B2B and G2G will be enhanced. It envisages improving B2B collaboration leading to employment opportunities.
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eNews
PNB partners Kiwi to launch credit-enabled UPI for users
Targets 180 million customers; RuPay card offers 0.5 per cent to 1.5 per cent cashback
MUMBAI: Swipe, tap, or scan credit is quietly slipping into the rhythm of everyday payments, and Punjab National Bank wants in on the action. The state-run lender has partnered with Kiwi to roll out credit-enabled UPI payments for its 180 million customers, marking a significant push to blend traditional banking with India’s fast-evolving digital payments ecosystem.
At the centre of the collaboration is the launch of the PNB Kiwi Credit Card on the RuPay network. The card is designed with a digital-first approach, offering fully online onboarding and seamless integration with UPI, allowing users to transact via scan-and-pay while accessing credit.
The offering also brings in a rewards layer, with cashback ranging from 0.5 per cent to 1.5 per cent on online transactions, positioning the product as both a convenience play and a spending incentive.
The move comes as UPI continues to dominate India’s digital payments landscape, increasingly blurring the lines between debit-led transactions and credit access. For PNB, which operates over 10,000 branches around 60 per cent in semi-urban and rural areas, the partnership signals a targeted effort to extend formal credit to segments that have traditionally remained underserved.
The collaboration also reflects a broader industry shift, where banks and fintech platforms are converging to embed credit directly into payment flows, reducing friction while expanding access.
With RuPay credit cards gaining traction and UPI evolving beyond peer-to-peer transfers, the PNB–Kiwi tie-up positions both players at the intersection of scale, accessibility, and the next phase of digital finance in India.
