eNews
AI goes to class as MSDE, Google Cloud pilot smart skills framework
MUMBAI: If skills are the engine of Viksit Bharat, artificial intelligence is being fitted firmly under the bonnet. The Ministry of Skill Development and Entrepreneurship has announced a collaboration with Google Cloud and Chaudhary Charan Singh University to build a national framework for modernising India’s vocational and higher education ecosystem using cloud and AI technologies.
Unveiled at Google’s AI for Learning Forum in Delhi, the initiative positions CCSU, Meerut as a national pilot institution that will test how AI can be embedded into everyday teaching, administration and skill development. The announcement was made in the presence of Jayant Chaudhary, alongside senior officials from the Ministries of Skill Development and Education.
At the heart of the pilot is the use of Google Cloud’s Gemini Enterprise platform to address real-world challenges faced by universities. These include automating administrative workflows, improving staff efficiency, supporting research, and enabling personalised learning through AI tutors and skill-gap analysis. The aim is to make learning more adaptive, efficient and aligned with evolving workforce needs.
The programme is designed to act as an equaliser. By enabling vernacular language support and personalised AI-driven mentorship, it seeks to extend access to high-quality learning tools to students in regional institutions who are often constrained by geography, language or resources. Faculty members will also be supported with AI tools to design curriculum content, simulations and multilingual teaching aids tailored to different learning speeds.
Beyond classrooms, the initiative focuses on operational reform. Intelligent document processing and automated workflows are expected to reduce administrative load, allowing institutions to function more efficiently while improving service delivery to students.
Crucially, the CCSU pilot will feed into a larger ambition. Insights from the project will be used by MSDE to develop a National Best Practice Framework that can guide more than 50,000 colleges and over 1,200 universities in adopting AI responsibly and self-certifying as “AI-enabled universities”.
As a designated Centre of Excellence, CCSU will also host knowledge-sharing sessions to demonstrate how AI can be scaled across India’s diverse education landscape. The goal is clear: ensure that future-ready skills are not confined to elite campuses, but become part of the everyday learning experience for students across the country.
eNews
PNB partners Kiwi to launch credit-enabled UPI for users
Targets 180 million customers; RuPay card offers 0.5 per cent to 1.5 per cent cashback
MUMBAI: Swipe, tap, or scan credit is quietly slipping into the rhythm of everyday payments, and Punjab National Bank wants in on the action. The state-run lender has partnered with Kiwi to roll out credit-enabled UPI payments for its 180 million customers, marking a significant push to blend traditional banking with India’s fast-evolving digital payments ecosystem.
At the centre of the collaboration is the launch of the PNB Kiwi Credit Card on the RuPay network. The card is designed with a digital-first approach, offering fully online onboarding and seamless integration with UPI, allowing users to transact via scan-and-pay while accessing credit.
The offering also brings in a rewards layer, with cashback ranging from 0.5 per cent to 1.5 per cent on online transactions, positioning the product as both a convenience play and a spending incentive.
The move comes as UPI continues to dominate India’s digital payments landscape, increasingly blurring the lines between debit-led transactions and credit access. For PNB, which operates over 10,000 branches around 60 per cent in semi-urban and rural areas, the partnership signals a targeted effort to extend formal credit to segments that have traditionally remained underserved.
The collaboration also reflects a broader industry shift, where banks and fintech platforms are converging to embed credit directly into payment flows, reducing friction while expanding access.
With RuPay credit cards gaining traction and UPI evolving beyond peer-to-peer transfers, the PNB–Kiwi tie-up positions both players at the intersection of scale, accessibility, and the next phase of digital finance in India.
