MAM
SIMCA Members join PPL, for monetizing their Public Performance Rights
mumbai: Members South Indian Music Companies Association (SIMCA) has entered into an agreement for monetizing its public performance rights with Phonographic Performance Limited (PPL). This tie-up gives PPL access to over 100,000 sound recordings from films, independent & devotional albums, songs from Tamil, Kannada, Telugu, Sanskrit and Malayalam.
With the likes of 5 Star Audio, Star Audio, Satyam Audio, Amudham Music, Millenium Audio, Symphony Recording Company, Mass Audio, Nadham Audio, Melody, Modern Cinema and 45 other record labels coming on board, PPL increases its offering in classics from maestros like S.P.Balasubramanyam, KJ.Yesudas, Chitra and M.S.Subbulakshmi. SIMCA members command more than 60% market share in the south Indian music market. SIMCA continues to monetize its content on Radio & Digital platforms directly.
Mr. Rajat Kakar, CEO & MD of PPL says “We welcome SIMCA members and are proud to be associated with this important confederation covering all southern states. We are delighted to have a larger offering of popular South Indian music; as we attempt to make PPL a truly pan Indian sound recording performance society, representing music from member companies across the length and breadth of the country. It is a historic moment for the Indian music industry. With this our member count has exceeded 300”
Mr Rajesh Dhupad, Joint Secretary, Simca shares “PPL has undergone a positive transformation in the last one year and hence our member’s decision to associate with PPL was a unanimous one. With the new professional management team in place, the policies and systems have become extremely transparent. We look forward to garnering revenues on the public performance platform & ploughing it back into content creation, thereby adding value to the entire music ecosystem in south. We will work closely with PPL in guiding the organization to greater heights.”
Buying family medical insurance online in India has become a common option for individuals who want to secure health coverage for multiple family members under a single policy. However, many buyers are unsure about the exact steps involved in selecting and purchasing the right plan online.
In this guide, you will know the step-by-step process of buying family medical insurance online in India, along with the key factors to review before purchasing a suitable policy.
Step 1: Assess Your Family’s Healthcare Needs
Before buying online health insurance, check the healthcare needs of all family members. Check age, existing illnesses, regular medicines, and the likely need for hospital care later. This helps in selecting a suitable sum insured, policy type, and level of cover. It also reduces the chance of buying a plan that appears suitable but does not meet actual medical needs.
Step 2: Visit the Insurance Company’s Official Website
After understanding the family’s needs, visit the insurer’s official website and read the plan details carefully. Use the official platform to review eligibility, policy wording, waiting periods, cover details, exclusions, and renewal terms.
This step gives a clearer understanding of how the policy works before payment is made. It also helps avoid confusion caused by incomplete summaries on other pages.
Step 3: Compare Available Family Health Insurance Plans
A family medical insurance policy should be compared on factors beyond the premium. Review the sum insured, hospital network, room rent limits, pre- and post-hospitalisation cover, daycare treatment coverage, and waiting periods. It is also important to check treatment sub-limits and specific policy conditions.
Careful comparison helps determine whether a plan provides balanced coverage and whether its terms are suitable for the healthcare needs of the entire family.
Step 4: Choose the Right Policy and Start the Online Purchase
Once the options have been compared, select the policy that best fits the family’s medical needs and budget. Before starting the application, review the covered members, policy term, benefits, and main conditions again. This is an important stage because errors here can lead to the wrong cover amount, an unsuitable variant, or missing details that create problems during policy use.
Step 5: Calculate the Premium Using an Online Calculator
Use the online premium calculator before making the final choice. Enter the correct details, including age, city, number of insured members, and selected cover amount. The result helps in understanding the expected premium and whether the policy fits the annual budget. This step is useful because it allows cost and coverage to be reviewed together, instead of choosing a plan only because the premium looks lower.
Step 6: Fill in Personal and Medical Details
When filling in the proposal form, provide accurate details for each insured member. This includes name, date of birth, contact details, medical history, ongoing treatment, and previous insurance information if required.
Every answer should be complete and truthful. Incorrect or missing details can create difficulty later. Before you submit the form, read every section again and correct any mistakes.
Step 7: Make Payment Through the Secure Payment Gateway
After checking the form, go to the payment page and complete the transaction through the secure payment gateway. Review the premium, policy term, and entered details once more before confirming payment.
After the transaction is completed, save the receipt, reference number, or confirmation message carefully. Keeping this record is useful if you need to track the purchase or follow up on policy issuance later.
Step 8: Download and Keep Your Policy Document Safely
Once the policy is issued, download the policy document, schedule, and any related papers without delay. Read them carefully to confirm member names, policy period, sum insured, and major terms. Save a digital copy in a secure folder and keep a printed copy if needed. Proper record keeping makes future renewals, document checks, and policy servicing easier and more organised when information is required quickly.
Conclusion
Buying health cover online becomes easier when you handle each step with attention. From checking your family’s needs to reading the final document, every stage helps you make an informed choice. A careful approach can reduce mistakes, improve your understanding of policy terms, and help you choose coverage that matches your household’s medical needs, financial capacity, and long-term healthcare planning in a reliable way for your family over the long term.
