Nikita Maheshwari joins J.P. Morgan as vice president, global fintech partnerships

MUMBAI: Nikita Maheshwari has swapped Indian fintech for Wall Street’s biggest name, joining J.P. Morgan as vice president, global fintech partnerships, based in Bengaluru.

The role puts Maheshwari at the centre of J.P. Morgan Payments’ push into embedded finance, tasked with sourcing, evaluating and commercialising partnerships that expand the bank’s product capabilities across global markets. It caps a decade-plus run through some of India’s most competitive banking and lending shops, spanning credit cards, digital lending and strategic alliances.

Before J.P. Morgan, Maheshwari spent over two years as head of strategic partnerships at Fibe.India, formerly EarlySalary, in Mumbai, following a stint as AVP for new product initiatives and customer success at Arthmate in Gurugram. The bulk of the early career, though, was built at Citi India, where over eight years Maheshwari rose from assistant manager to assistant vice president, working across credit card partnerships and alliances, mortgage sourcing, credit risk assessment and portfolio management. That grounding began even earlier at Indiabulls, where Maheshwari executed real estate deals worth Rs 20 million and grew a personal client portfolio by more than 20 per cent in two quarters.

From assessing CIBIL reports and amortisation schedules on the ground in Mumbai to now shaping global partnership strategy for one of the world’s largest banks, the trajectory reads like a masterclass in patient, deal-by-deal career building. J.P. Morgan has just added a fintech operator who has seen the payments business from every angle, credit risk, product and now partnerships, and India’s fintech circuit will be watching closely to see what she builds next.