MAM
Maxus, Stark, Aakanksha Healthcare, Aim High top Big Bang Awards 2013
BENGALURU: After its recent Smarties Agency of the year award, Maxus had an additional room to cheer as its team walked in slow motion to receive the media agency of the year at the Big Bang Awards 2013 organised by the Ad Club of Bangalore yesterday.
Stark Communication was named Creative Agency of the Year. Maxus was the biggest winner of the night bagging awards for Media, Mobile and Digital Agencies of the year. Aakanksha Healthcare was Healthcare Agency of the Year and Aim High Consulting, PR Agency of the Year. A Special Judges Award was given to HP GBS Creative Services for their outstanding internal communication work.
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‘Client of the Year‘ – Maxus
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‘Media Agency Of the Year‘ – Maxus
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Contract Advertising won the coveted Ayaz Peerbhoy Trophy for best Integrated Campaign of the Year, Nirvana Films was the Production House of the Year and Abhishek Prabhu of HP GBS was crowned the Young Achiever of the Year. Nokia won the Client of the Year Award winning across several categories.
Click here for List-of-award-winners
The Ad Club Bangalore had roped in Bangalore Mirror as the lead partner; Suvarna Plus as the regional TV partner, Fever 104 FM as the official radio partner; Getty Images as the Image partner; Kinetic as the OOH partner; Suvarna News 24×7 as the news channel partner; Netcore as the mobile marketing partner; Inox as the multiplex partner; Ebeam as the LED display partner; and DNA as the event partner.
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‘Creative Agency of The Year‘ – Stark Communications
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‘PR Agency of the Year‘ – Aim High Consultant
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The awards received around 900 entries for the 2013 edition. The Ad Club Bangalore went fully online this year for the awards tying up with the US-based Global Best Awards for the same.
Malavika Harita, President, The Ad Club Bangalore had said at that time: “It is commendable, because agencies welcomed the Awards going online and have supported the move wholeheartedly.”
She had further stated that the Ad Club, Bangalore had roped in over 40 senior communications professionals from various cities to judge the entries and that in the future international jury members would also be invited.
Buying family medical insurance online in India has become a common option for individuals who want to secure health coverage for multiple family members under a single policy. However, many buyers are unsure about the exact steps involved in selecting and purchasing the right plan online.
In this guide, you will know the step-by-step process of buying family medical insurance online in India, along with the key factors to review before purchasing a suitable policy.
Step 1: Assess Your Family’s Healthcare Needs
Before buying online health insurance, check the healthcare needs of all family members. Check age, existing illnesses, regular medicines, and the likely need for hospital care later. This helps in selecting a suitable sum insured, policy type, and level of cover. It also reduces the chance of buying a plan that appears suitable but does not meet actual medical needs.
Step 2: Visit the Insurance Company’s Official Website
After understanding the family’s needs, visit the insurer’s official website and read the plan details carefully. Use the official platform to review eligibility, policy wording, waiting periods, cover details, exclusions, and renewal terms.
This step gives a clearer understanding of how the policy works before payment is made. It also helps avoid confusion caused by incomplete summaries on other pages.
Step 3: Compare Available Family Health Insurance Plans
A family medical insurance policy should be compared on factors beyond the premium. Review the sum insured, hospital network, room rent limits, pre- and post-hospitalisation cover, daycare treatment coverage, and waiting periods. It is also important to check treatment sub-limits and specific policy conditions.
Careful comparison helps determine whether a plan provides balanced coverage and whether its terms are suitable for the healthcare needs of the entire family.
Step 4: Choose the Right Policy and Start the Online Purchase
Once the options have been compared, select the policy that best fits the family’s medical needs and budget. Before starting the application, review the covered members, policy term, benefits, and main conditions again. This is an important stage because errors here can lead to the wrong cover amount, an unsuitable variant, or missing details that create problems during policy use.
Step 5: Calculate the Premium Using an Online Calculator
Use the online premium calculator before making the final choice. Enter the correct details, including age, city, number of insured members, and selected cover amount. The result helps in understanding the expected premium and whether the policy fits the annual budget. This step is useful because it allows cost and coverage to be reviewed together, instead of choosing a plan only because the premium looks lower.
Step 6: Fill in Personal and Medical Details
When filling in the proposal form, provide accurate details for each insured member. This includes name, date of birth, contact details, medical history, ongoing treatment, and previous insurance information if required.
Every answer should be complete and truthful. Incorrect or missing details can create difficulty later. Before you submit the form, read every section again and correct any mistakes.
Step 7: Make Payment Through the Secure Payment Gateway
After checking the form, go to the payment page and complete the transaction through the secure payment gateway. Review the premium, policy term, and entered details once more before confirming payment.
After the transaction is completed, save the receipt, reference number, or confirmation message carefully. Keeping this record is useful if you need to track the purchase or follow up on policy issuance later.
Step 8: Download and Keep Your Policy Document Safely
Once the policy is issued, download the policy document, schedule, and any related papers without delay. Read them carefully to confirm member names, policy period, sum insured, and major terms. Save a digital copy in a secure folder and keep a printed copy if needed. Proper record keeping makes future renewals, document checks, and policy servicing easier and more organised when information is required quickly.
Conclusion
Buying health cover online becomes easier when you handle each step with attention. From checking your family’s needs to reading the final document, every stage helps you make an informed choice. A careful approach can reduce mistakes, improve your understanding of policy terms, and help you choose coverage that matches your household’s medical needs, financial capacity, and long-term healthcare planning in a reliable way for your family over the long term.
