MAM
Mauj Telecom launches first-of-its-kind video ringtones
MUMBAI: Mauj Telecom has introduced a first-of-its-kind innovative ring tone service – Video Ringtones – wherein one can view the ringtones.
The Video Ringtones is a brief video sequences from music videos or animation clips to announce the incoming calls, when a user receives an incoming call, the user will experience a high quality video clip on his screen announcing the call along with amazing sounds.
The caller’s name will appear on the display of the video, if it is already stored in the mobile phone memory.
From a slew of the latest chart topping Bollywood music videos to cartoon characters have been offered by Mauj Telecom.
For those that are spirituality inclined, there are religious video ringtones too. Customers can download from over 200 different clips. The selection ranges from current music video hits to popular animation clips, and will be regularly expanded. The service is priced in the range of Rs 20 – 30.
Video Ringtones are now live and available on operator portals like Idea Cellular’s Ideafresh, MTNL’s Funstation, BSNL’s CellOne Galaxy or by logging on to wap.mauj.com or by smsing ‘VR’ to 7007 on Idea, BSNL and MTNL.
On the occasion of the launch, Mauj COO Arun Gupta said, “With the immense success we have received through our other offerings, we have decided to introduce this service which is more personalised to a cell phone user. We are the first to introduce the video ringtone concept in India, which is our attempt to give more enhanced personalisation features to the Indian consumer. And as the 3G rollout happens in India, video ringtones are expected to be the dominant segment in the ringtone market.”
Video ringtones are available for the following Smartphones, primarily all Nokia 60 series handsets like 3230, 7610, 6670, 6630, 6600, 6260, 3660, 3650, N-gage. Newer models for other handsets will also be included over the next one month.
Video ringtones are downloaded as standard symbian application and, after installation, appear in the consumer’s ringtone selection list like regular ringtones. Different video ringtones can be set for different people on your contact list.
Buying family medical insurance online in India has become a common option for individuals who want to secure health coverage for multiple family members under a single policy. However, many buyers are unsure about the exact steps involved in selecting and purchasing the right plan online.
In this guide, you will know the step-by-step process of buying family medical insurance online in India, along with the key factors to review before purchasing a suitable policy.
Step 1: Assess Your Family’s Healthcare Needs
Before buying online health insurance, check the healthcare needs of all family members. Check age, existing illnesses, regular medicines, and the likely need for hospital care later. This helps in selecting a suitable sum insured, policy type, and level of cover. It also reduces the chance of buying a plan that appears suitable but does not meet actual medical needs.
Step 2: Visit the Insurance Company’s Official Website
After understanding the family’s needs, visit the insurer’s official website and read the plan details carefully. Use the official platform to review eligibility, policy wording, waiting periods, cover details, exclusions, and renewal terms.
This step gives a clearer understanding of how the policy works before payment is made. It also helps avoid confusion caused by incomplete summaries on other pages.
Step 3: Compare Available Family Health Insurance Plans
A family medical insurance policy should be compared on factors beyond the premium. Review the sum insured, hospital network, room rent limits, pre- and post-hospitalisation cover, daycare treatment coverage, and waiting periods. It is also important to check treatment sub-limits and specific policy conditions.
Careful comparison helps determine whether a plan provides balanced coverage and whether its terms are suitable for the healthcare needs of the entire family.
Step 4: Choose the Right Policy and Start the Online Purchase
Once the options have been compared, select the policy that best fits the family’s medical needs and budget. Before starting the application, review the covered members, policy term, benefits, and main conditions again. This is an important stage because errors here can lead to the wrong cover amount, an unsuitable variant, or missing details that create problems during policy use.
Step 5: Calculate the Premium Using an Online Calculator
Use the online premium calculator before making the final choice. Enter the correct details, including age, city, number of insured members, and selected cover amount. The result helps in understanding the expected premium and whether the policy fits the annual budget. This step is useful because it allows cost and coverage to be reviewed together, instead of choosing a plan only because the premium looks lower.
Step 6: Fill in Personal and Medical Details
When filling in the proposal form, provide accurate details for each insured member. This includes name, date of birth, contact details, medical history, ongoing treatment, and previous insurance information if required.
Every answer should be complete and truthful. Incorrect or missing details can create difficulty later. Before you submit the form, read every section again and correct any mistakes.
Step 7: Make Payment Through the Secure Payment Gateway
After checking the form, go to the payment page and complete the transaction through the secure payment gateway. Review the premium, policy term, and entered details once more before confirming payment.
After the transaction is completed, save the receipt, reference number, or confirmation message carefully. Keeping this record is useful if you need to track the purchase or follow up on policy issuance later.
Step 8: Download and Keep Your Policy Document Safely
Once the policy is issued, download the policy document, schedule, and any related papers without delay. Read them carefully to confirm member names, policy period, sum insured, and major terms. Save a digital copy in a secure folder and keep a printed copy if needed. Proper record keeping makes future renewals, document checks, and policy servicing easier and more organised when information is required quickly.
Conclusion
Buying health cover online becomes easier when you handle each step with attention. From checking your family’s needs to reading the final document, every stage helps you make an informed choice. A careful approach can reduce mistakes, improve your understanding of policy terms, and help you choose coverage that matches your household’s medical needs, financial capacity, and long-term healthcare planning in a reliable way for your family over the long term.
