MAM
How does zero-fee banking make your savings account more rewarding?
Managing your finances effectively is all about saving every penny, so choosing the right bank partner is crucial. If you choose the right banking partner, you can save a lot on banking fees, which would otherwise eat into your savings. That’s why IDFC FIRST Bank’s zero-fee banking promise stands out.
Discover what zero-fee banking is, what IDFC FIRST Bank offers for free, and how it can help you.
Understanding zero-fee banking
Through zero-fee banking, IDFC FIRST Bank offers you access to a world of banking that is ethical and transparent. There are no unnecessary charges levied for basic banking services and you have access to 28 commonly used savings account services* at no cost. Savings account holders at IDFC FIRST Bank not only benefit from one of the highest interest rates in the industry but also from zero charges on 28 common savings account services.
What free services can IDFC FIRST Bank Savings Account customers avail?
IDFC FIRST Bank’s zero-fee banking encompasses an impressive array of services, each designed to cater to your everyday banking needs. Here are some of the key services you can avail without charges:
1. ATM and POS transactions: You can withdraw cash from any ATM across the country without transaction charges.
2. Online fund transfers and cash deposits/withdrawals: Whether it’s NEFT, RGTS, or IMPS transactions, you don’t need to pay any charges online or at the branch. Additionally, you can deposit and withdraw cash at branches completely free of charge irrespective of the number of transactions or the value of the transaction.
3. Standing instructions: For regular payments such as bills, Systematic Investment Plans (SIPs), and funding other accounts, you can set up standing instructions completely free of charge.
4. Debit card issuance and chequebook re-issuance: When you open a savings account with IDFC FIRST Bank, you get a free debit card to access your funds anytime. In addition, you can also get chequebooks re-issued free of charge.
5. Third-party cash withdrawals/deposits: The bank also offers free third-party cash withdrawals and deposits at any IDFC FIRST Bank branch.
6. Cheque bounces and insufficient funds at the ATM: Enjoy complete freedom of banking without worrying about charges for cheque bounces or insufficient funds while withdrawing cash from an ATM.
7. ECS return and stop-payment of cheque charges: No charges are levied on ECS returns or stop-payment requests for cheques.
8. Other free banking services: In addition to the above-mentioned services, you can also avail of the following free banking services at branches or online.
1. Free duplicate passbook and statement
2. Free DD issuance and pay order
3. No charges for photo and signature attestation
4. Zero charges on address confirmation or deliverables returned due to negative reasons
5. No charges for account closure and retrieval of old transactional records.
How does it help you save more?
Clearly, the bank offers all commonly used savings account services free, whether at a bank branch or online. In the long run, this equates to significant savings. With no charges for 28 common savings account services*, monthly interest credits, and one of the highest savings account interest rates, you can maximise your savings like no other.
IDFC FIRST Bank provides a user-friendly and powerful savings account interest calculator to assist you in calculating your potential returns effortlessly.
The zero-fee banking promise offered by IDFC FIRST Bank is a game-changer in the world of personal finance. The bank empowers you to save more efficiently, reduce unnecessary expenses, and take control of your finances.
Those who value their hard-earned money will find IDFC FIRST Bank an ideal choice because there are minimal fees and easy access to digital banking services. With the ability to manage your finances conveniently and without added costs, your savings can grow steadily, enabling you to achieve your financial goals faster.
Why settle for less when you can save more with IDFC FIRST Bank’s zero-fee banking? Start your journey towards financial freedom and enhanced savings now!
*IDFC FIRST Bank offers Zero Fee Banking on all Savings Accounts, subject to maintenance of required Average Monthly Balance in the account. These services are being offered free in good faith, and in case of abuse, the bank reserves the right to charge fees as per market norms. All rights reserved.
MAM
Jack&Jones unveils Spring Summer ’26 collection with 3 themes
Music, Rush and Travel chapters anchor expansive youth-focused drop.
MUMBAI: If fashion had a playlist, this one would come with a bass drop, a road trip, and a wardrobe change in between. Jack&Jones has rolled out its Spring Summer ’26 collection, pitching it as its most expansive seasonal showcase yet less a drop, more a three-act cultural statement. At the centre of the campaign is Volume 1: Music, a chapter that taps into India’s independent music scene and wears its attitude on its sleeve quite literally. Featuring artists like Loka, Wazir Patar and Aksomaniac, the line blends bold graphics with relaxed silhouettes and versatile denim designed to move effortlessly from stage lights to street style.
Denim, unsurprisingly, remains the headline act. From lived-in washes to rip-and-repair textures and wide-leg fits, the collection leans into familiarity while nudging expression forward aiming to feel both personal and performative at once.
The brand didn’t stop at aesthetics. Extending its music-first narrative into the real world, Jack&Jones partnered with the UN40 Music Festival held on March 14 and 15 in Bengaluru. The collaboration featured an experiential pop-up, complete with denim customisation zones, interactive installations and exclusive viewing experiences turning fashion into something you could not just wear, but play with.
Volume 2: Rush shifts gears into a faster lane, embracing high-energy aesthetics tailored for movement, momentum and a lifestyle that rarely stands still. Think sharper silhouettes, dynamic styling and a sense of urgency stitched into every look.
In contrast, Volume 3: Travel slows things down. This chapter leans into sun-washed palettes, lightweight layers and easy silhouettes built for spontaneity designed for consumers who prefer their fashion with a side of wanderlust.
Across all three volumes, the thread that ties it together is clear: denim as a constant, supported by breathable cottons and summer-ready fabrics that balance comfort with structure. The result is a collection that doesn’t just follow trends but attempts to mirror the rhythm of youth culture itself.
With Spring Summer ’26, Jack&Jones isn’t just selling clothes, it’s curating moods. And in a season where identity is as fluid as style, that might just be its strongest fit yet.
