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Brands to rebalance media spends between online and offline: Kantar

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MUMBAI: Many online-first and disruptor brands will be investing in offline modes of advertising, as they seek to “redress the balance between short-term performance marketing and long-term brand building,” reveals the latest Media Predictions 2020 report, released by Kantar. Not just this, multimedia advertisers will make efforts to better integrate their marketing efforts with offline experiences.

In the report, Kantar expert Duncan Southgate writes, “This rebalancing will take many forms across the marketing landscape, so let’s consider a few different perspectives. For online players this will mean more attempts to bring their brands to life in the real world and build closer connections with consumers.”

Southgate shares the examples of Mozilla, owner of Firefox browser, which had recently reduced digital marketing spend by 10 per cent and shifted more dollars to offline marketing efforts including events and content marketing.

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“Brands like eBay are rebalancing their media spend in favour of brand-building traditional channels. This makes sense, as we know from our CrossMedia database that digital media spend is far less likely to be cost-effective for brands where digital exceeds over half of the budget.”

With the trend to getting back to reality taking shape in 2020, it is expected that a slowdown in the global digital advertising growth. However, with 31 percent of the marketers struggling to integrate their media and non-media touchpoints, it will be important for them to break down down the silos to achieve the desired growth.

Other important trends highlighted in the report included an upsurge in ‘voice search’ thus heralding a new age of audio advertising.

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“We expect podcasts to be one of the fastest growing channels for ad spend: according to our Getting Media Right 2019 study, 63% of marketers say they plan to increase spend in podcast advertising over the next 12 months,” writes Kantar North America’s Heather O’Shea.

Another trend shaping up in the year, with many browsers disabling cookies that were a prime source of data collection for digital advertisers, and countries taking stand for data privacy, would be an influx of direct integrations between publishers and measurement partners, which will enable true cross-publisher measurement for the first time.

“What is certain is that campaign measurement will become ever more complex. Marketers will need to future-proof their measurement frameworks and reduce their reliance on cookies for tracking. And many will turn to third-party measurement providers like Kantar to help them navigate the evolving media landscape,” shares Jane Ostler.

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Campaign measurements will surely get tougher during the year, therefore prompting the marketers to seek for new and innovative ways to keep a tab of their ROI. 

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MAM

Can You Save More By Buying Medical Insurance Online For Your Family?

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When you plan to buy medical insurance for your family, the first question is often about savings. You may assume that buying online automatically means paying less, but that is only part of the picture. The real issue is not just whether the premium looks lower, but whether the policy gives you suitable family health insurance without adding avoidable costs later.

Buying online can sometimes appear more budget-friendly because you can compare plans, review features, and complete the process without depending entirely on offline assistance.

Still, a lower visible price does not always mean better value. To understand whether you can truly save more, you need to look at the full buying experience and the policy terms together.

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Why Online Purchase Can Look More Economical

When you explore family health insurance online, you usually get access to plan details in a more direct and organised way. This can make the buying journey feel simpler and more transparent.

A few reasons online purchases may seem cost-effective include:

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● Easier comparison of policy features

● Direct access to premium details

● The ability to review inclusions and exclusions at your own pace

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● Fewer chances of making a rushed decision

● More control over the plan selection process

This does not mean every online option is automatically cheaper. It simply means the online route may help you assess choices more carefully, and that itself can influence how much value you get from the policy you choose.

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Saving Money is Not Only About a Lower Premium

A lower premium often catches your attention first, but that should not be the only measure of savings. If you buy medical insurance based only on what looks affordable at the start, you may overlook conditions that matter later.

A family health insurance policy should be judged on overall value, including:

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● The scope of cover

● Waiting period terms

● Exclusions

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● Room eligibility conditions

● Sub-limits, if any

● Claim-related terms

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● Renewal conditions

If the premium is lower but the policy has stricter internal conditions, the apparent saving may not feel meaningful when you actually need hospitalisation support.

So, the better question is not only whether online purchase costs less, but whether it helps you select a plan that remains financially sensible over time.

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Comparing Plans Online Can Prevent Overspending

One clear advantage of the online route is that it allows you to compare different options without pressure. This can help you avoid paying for features you may not need or missing features that matter for your family.

Before you buy medical insurance online, look closely at:

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● Who can be covered under the plan

● How the sum insured works for the family

● Whether day care procedures are included

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● How pre-existing illness rules are explained

● Whether add-ons are optional or built in

● How clearly the policy wording is presented

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This level of comparison can support better decision-making. In many cases, savings come not only from the premium itself but from choosing a policy with fewer surprises.

Online Discounts Should be Viewed Carefully

Online discounts can make a plan look attractive, but they should always be read alongside the policy details. A discount may reduce the upfront cost, yet the true worth of the policy depends on what it covers and how it responds during a claim.

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When reviewing discounted online plans, check whether the policy has:

● Treatment-specific limits

● Room rent restrictions

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● Co-payment clauses

● Disease-wise waiting periods

● Claim deductions linked to the hospital category

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● Limited cover for selected benefits

These points are important because a policy that looks cheaper at purchase may involve more out-of-pocket spending later. That is why discount-led buying should be replaced with detail-led buying.

Final Thoughts

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Yes, buying online can sometimes help you save more when choosing family health insurance, but only if you look beyond the headline price. The online route may give you better visibility, easier comparison, and more time to review the policy terms.

That can support smarter choices and may reduce the chances of paying for a plan that does not suit your family well.

If you want to buy medical insurance online, treat savings as more than a discount. The real advantage lies in choosing family health insurance that balances affordability, clarity, and meaningful coverage for your household.

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