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LTM to upgrade India’s tax analytics platform with Nvidia AI

BlueVerse platform to drive real-time insights and digital governance

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MUMBAI: LTM, formerly LTIMindtree and awaiting shareholder approval for its name change, has teamed up with Nvidia to modernise India’s national tax analytics platform, backing the government’s seven-year Insight 2.0 mandate.

The collaboration will support the Central Board of Direct Taxes in overhauling tax administration through scalable artificial intelligence and advanced analytics. Under the programme, LTM will deploy a secure cloud environment powered by Nvidia’s AI infrastructure to enable real-time insights and simplified data workloads.

At the heart of the initiative is LTM’s proprietary BlueVerse platform, which will act as the intelligence layer across the tax system. The platform is designed to integrate AI across operations, powering features such as a smart citizen portal, automated campaign management, enhanced case workflows and AI-driven helpdesk support.

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The overhaul aims to strengthen governance, curb revenue leakages, improve compliance and deliver a smoother experience for taxpayers: a long-standing pain point in India’s tax administration.

“This collaboration brings together Nvidia’s AI capabilities and our BlueVerse platform to build a transparent, resilient and citizen-friendly tax system at scale,” said LTM chief delivery officer Gururaj Deshpande.

Nvidia vice-president of data centre GPU business Yogesh Agrawal, said accelerated computing and full-stack AI are unlocking new efficiencies for public-sector modernisation. “The integration enables secure, high-performance and scalable digital governance for a programme of national importance,” he said.

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For LTM, the project reinforces its push to position itself as a partner in large-scale digital governance, as governments increasingly turn to AI-led platforms to modernise public services.

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PNB partners Kiwi to launch credit-enabled UPI for users

Targets 180 million customers; RuPay card offers 0.5 per cent to 1.5 per cent cashback

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MUMBAI: Swipe, tap, or scan credit is quietly slipping into the rhythm of everyday payments, and Punjab National Bank wants in on the action. The state-run lender has partnered with Kiwi to roll out credit-enabled UPI payments for its 180 million customers, marking a significant push to blend traditional banking with India’s fast-evolving digital payments ecosystem.

At the centre of the collaboration is the launch of the PNB Kiwi Credit Card on the RuPay network. The card is designed with a digital-first approach, offering fully online onboarding and seamless integration with UPI, allowing users to transact via scan-and-pay while accessing credit.

The offering also brings in a rewards layer, with cashback ranging from 0.5 per cent to 1.5 per cent on online transactions, positioning the product as both a convenience play and a spending incentive.

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The move comes as UPI continues to dominate India’s digital payments landscape, increasingly blurring the lines between debit-led transactions and credit access. For PNB, which operates over 10,000 branches around 60 per cent in semi-urban and rural areas, the partnership signals a targeted effort to extend formal credit to segments that have traditionally remained underserved.

The collaboration also reflects a broader industry shift, where banks and fintech platforms are converging to embed credit directly into payment flows, reducing friction while expanding access.

With RuPay credit cards gaining traction and UPI evolving beyond peer-to-peer transfers, the PNB–Kiwi tie-up positions both players at the intersection of scale, accessibility, and the next phase of digital finance in India.

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