MAM
SCHINDLER INDIA BAGS “BRAND OF THE YEAR” AND “INNOVATIVE PRODUCT OF THE YEAR” AWARDS 2020
Mumbai: A pioneer in bringing new and innovative offerings to the elevator and escalator industry, Schindler India, a 100% owned subsidiary of Schindler Group has bagged one of the prominent awards of the year- “Brand Of The Year” at the ‘Interior & Exterior’ (INEX) Awards 2020 that was organized by Realty Plus, held in Mumbai, January 2020. Adding on to its recognition, Schindler India was also presented with the “Innovative Product of the Year” Award for their DOOH services under Schindler’s Digital Business – the new advertisement and information solution for the elevators and escalators.
Schindler India is one of the leading brands in the escalator and elevator industry. Its innovative and environmentally-friendly access and transit-management systems make an important contribution to mobility in urban societies. Safety is a top priority at Schindler. They design and build their elevators and escalators keeping in mind the end-user safety and comfort to ensure every ride a peaceful journey.
Recently, the brand launched its DIGITAL OOH ADVERTISEMENT SOLUTIONS for elevators and escalators along with ‘SCHINDLER AHEAD’ which is the first fully digital closed-loop maintenance, emergency services, and information system. A new digital solution for elevators and escalators, enabling a whole range of new digital products and services.
Commenting on the occasion, Mr. Ashok Ramachandran – President, Schindler India & South Asia said, “We are extremely pleased to receive these prestigious awards and gain recognition for our work at such a huge platform. Our commitment to providing the best in class facilities and partners in India’s infrastructure overhaul is unwavering. Inspired by the vision of being the best service provider in the industry for its customers, Schindler will continue to develop highly innovative and user-friendly mobility solutions to move India – Safely & Reliably!”
Commenting on the introduction of Schindler Ahead to the audience, Mr. Amjad Sayyed, said, “More than one billion users across the globe, rely on Schindler's mobility solutions every day. The new Internet of Elevators & Escalators (IOEE) connectivity solution is a crucial element of Schindler’s digital platform and enables Schindler to better monitor, analyse and leverage data generated from its elevators and escalators. Timely and efficient management of these assets is critical for safety and customer satisfaction. The Predix based digital platform will enable Schindler to predictively identify, analyse and resolve possible service issues before they happen, reducing and eliminating downtime. With Schindler Ahead, we are changing the way we live and move.”
If we think about how many times you visited a paediatrician during the year for your child’s fever, or went to the pharmacy for cough syrup, antacids, or prescription cream; how many physiotherapy appointments your spouse had throughout the year, or how many routine diabetes check-up appointments you had; most families would say that the ongoing healthcare cost to their family isn’t necessarily the sudden expense of a grown adult being admitted to the hospital, but rather the ongoing and regular expenses of running the household. Because of this, the search for the best family health insurance plans in India have evolved to include OPD covering as a significant factor in their decision making process.
As someone who has reviewed countless policies for families, I’ve seen a clear shift. Families are no longer satisfied with a plan that only activates during a hospital crisis. They want a partner for everyday wellness, and that’s what modern, comprehensive Health Plans for Family aim to be.
OPD Cover: The Game-Changer in Family Health Insurance
OPD, or Outpatient Department, cover handles expenses incurred outside of a hospital admission. This includes:
- Doctor consultation fees (General Physicians and Specialists)
- Diagnostic tests (blood work, X-rays, MRIs)
- Pharmacy bills (medicines prescribed)
- Minor procedures (dressing, injections)
Without OPD coverage, all these costs come directly from your monthly budget. A comprehensive Health Insurance with OPD Cover absorbs these shocks, transforming your policy from a seldom-used safety net into an active, year-round health management tool. For a family with children or aging parents, this isn’t a luxury; it’s a practical necessity.
Identifying the Best Family Health Insurance Plans In India with OPD
Not all OPD covers are created equal. When comparing Health Plans for Family, you must dig into the specifics. Here’s what separates the good from the truly valuable:
Integrated vs. Add-on Cover: Some of the Best Family Health Insurance Plans In India bundle OPD within the base plan (e.g., HDFC Ergo’s Optima Restore). Others offer it as a paid add-on rider. Integrated covers are often more seamless, but add-ons allow you to customize. Compare the sub-limits and overall value.
Realistic Sub-Limits: OPD coverage always has limits. Look for plans that offer a dedicated annual OPD sum insured (e.g., ₹10,000-₹25,000 per family) rather than a tiny per-consultation limit. This gives you flexibility, you can use it for a few major diagnostics instead of just small consultations.
Cashless OPD Network: The true convenience of health insurance with OPD cover is cashless access. Leading insurers have tied up with pharmacy chains, diagnostic centers, and clinic networks. You can walk in, show your card, and walk out without paying upfront. Check the insurer’s network partners in your locality.
Simplified Claims Process: For reimbursements outside the cashless network, the process should be digital and straightforward—via an app with document upload. Cumbersome OPD claim processes defeat the very purpose.
Key Players and What to Look For
Several insurers have pioneered strong family floater plans with OPD benefits. While new products emerge, plans like HDFC Ergo’s Optima Restore, ICICI Lombard’s Health Advantage Plus, and Niva Bupa’s ReAssure 2.0 have been notable for their structured OPD components. Star Health’s Family Health Optima also offers a comprehensive package.
However, the plan name is less important than its architecture. Your checklist for the Best Family Health Insurance Plans In India with OPD should verify:
Adequate In-patient Sum Insured: This is your core cover. Don’t compromise this for OPD. Start with at least ₹15-20 Lakh for a family of four.
Restoration Benefit: Crucial for families. It restores your main sum insured if exhausted, often including the OPD cover.
No Claim Bonus (NCB): Your reward for a healthy year should protect your OPD benefit too, often by increasing your overall sum insured.
Preventive Health Check-ups: A sign of a wellness-oriented insurer. Many top Health Plans for Family include free annual check-ups, complementing the OPD benefit.
Making the Smart Choice for Your Family
Choosing the right plan requires a simple audit. Tally your family’s average annual spend on doctor visits, tests, and medicines. You’ll likely find it’s a significant amount. Then, compare the premium of a comprehensive Health Insurance with OPD Cover against a basic plan plus your out-of-pocket OPD expenditure. The difference is often negligible, but the value is monumental.
For families, the Best Family Health Insurance Plans In India will be those that acknowledge the fact that the “real” journey for your family’s health occurs daily and not just during emergencies. By choosing a Family Health Insurance plan with meaningful OPD coverage, you will not only be insuring against your family getting sick, but also investing in your family’s ability to see their doctors or other healthcare providers on a more frequent basis for non-emergency issues and providing your family with a significant degree of peace of mind with regards to their financial and physical well-being. The shift away from reactive insurance to proactive insurance by families is now essential; it has become a necessity for the modern family that is living with intention.
