MAM
Brands engage with consumers with WFH creatives
MUMBAI: The world around us has undergone a paradigm shift in the last year. The little joys that we took for granted – be it eating out at our favorite restaurant with family or catching a movie in the theatre over the weekend, or simply hanging out with friends after work – all activities have become wishful nostalgia. Keeping in mind these inescapable realities of the new normal, brands have come up with creatives to cheer flagging spirits with a dash of humor and empathy. But, at the same time, encouraging people to stay at home and stay safe. Here are a few ideations that we felt measured up to the task at hand.
Pepsico’s Wafer Brand Lays released a new commercial with a short, crispy humorous take on WFH, while pushing itself as the best snack for a quick five-minute break from work.
Fevicol : The Pidilite Industries-owned adhesives brand shared a picture of a crowded market with people, both with and without masks swarming the street on Instagram. Fevicol took a tongue-in-cheek swipe on the picture using its own campaign of ‘FEVICOL KA JOD, MAJBOOT JOD’ with the words: “This Is Not A Fevicol Ad, Now Is Not A Good Time To Stick Together” adding “Kyunki chehre par mask aur do gaz ki doori, abhi bhi hai bohot zaroori.” (Because a mask on the face and six feet distancing is still very important)
Dominos : The Pizza brand came up with the perfect #StayAtHome menu to make WFH a breeze and beat the blues!
Swiggy : For all those of us who still find it difficult to accept that it has been a whole year and more of staying indoors with WFH and social distancing, this Swiggy India creative rubs it in. It covers all those ‘Masterchef’s who mastered cooking during the extended lockdown- from a shapeless, burnt roti in March 2020 right through to a perfect gol one in 2021!
‘Still can’t accept the fact that it’s already March 2021’
Durex India : The Condom brand came up with a cheeky play on words, reminding people that while indoors their product offers protection, outside it is the humble mask. It shared a post saying ‘Wear two masks for better protection outdoors and one as usual for indoors.’ It further added: “According to the CDC report, wearing a cloth mask over a medical mask can provide “substantially improved source control” as well as reduce exposure of the wearer.”
grofers : The online grocery delivery service made a point of emphasizing staying indoors, with an attention-grabbing caption of ‘Places to Explore’. The post creatively showcases how within the four walls of our home, one can have a fulfilling day. Let’s continue to be the second line of our frontline by staying at home.
Nykaa Man : The e-commerce platform for men’s grooming came up with a detailed list of To-Dos and helpful suggestions of ‘Lockdown therapeutic exercises’ to help chase WFH blues away:
OYO : Online Hotel booking site took a brilliant dig on people who wear a mask, albeit on the chin or hanging from an ear- anywhere but on their face! “No mask. No check-in. Take a pledge to abolish the chin diaper, the neck warmer, the nose flasher. #WearAMask, properly.”
McDonald’s Happy Meal : The junk food brand highlighted the brand’s Happy Meal with caution. “Right now, a Happy Meal is the one you have at home!” Let our Happy Meal make you happy at home! Stay safe and order in.
Starbucks India : The Coffee brand creative talks about how Life has changed- with WFH, Zoom meets, video calls, and discovering new ways to stay connected with our loved ones. Because some things don’t change whether you work from the office or work from home.
“Because even though we’re apart, Coffee has always brought us together.”
Zomato : The Food delivery service harked back to the good old days when the world looked a bit different from today with a wonderful video reminding everyone that the only way to get back to that time was- by staying home and getting vaccinated ASAP. ‘Let’s bring back the good ol’ days!’
Till that happens and till the world returns to some modicum of normalcy, all we can do is grin and bear it- behind our masks, of course! Meantime, brands can keep churning out more such imaginative communication to remain connected with their audience
If you are actively investing to grow your money month after month, you already understand the value of planning ahead. SIPs, long-term portfolios, retirement planning and goal-based investing all point to one thing. You are building a future with intent.
What often gets missed in this process is one foundational question. How well is the income that funds all these plans protected?
Term life insurance fits naturally into this stage of financial planning. It does not compete with investments. It supports them by protecting the income that makes long-term growth possible.
Why Income Protection Is a Core Part of Financial Planning
Every financial plan begins with income. Before money is invested or saved, it is earned.
Over time, this income is allocated across multiple needs:
● monthly household expenses
● EMIs and long-term loans
● savings and emergency funds
● investments aimed at future goals
As responsibilities increase, financial planning becomes layered. Each layer assumes income continuity. Term life insurance exists to ensure that this structure does not become fragile due to overdependence on a single income source.
It adds stability to plans already in motion rather than introducing a new objective.
What does term life insurance do?
Term life insurance provides a fixed payout to your nominee if you pass away during the policy term. The purpose of this payout is practical and clearly defined.
It is intended to:
● replace lost income for a defined period
● help manage outstanding liabilities
● support ongoing household and goal-based expenses
There is no investment or savings component. This keeps the product focused and cost-efficient, allowing individuals to opt for meaningful coverage without diverting funds meant for growth-oriented investments.
Why Term Life Insurance Complements Investing?
Investments and insurance play different roles in a financial plan.
Investments are designed to:
● grow wealth over time
● compound with consistency
● be adjusted as goals and risk appetite change
Term life insurance is designed to:
● provide financial continuity
● protect existing plans from disruption
● remain stable once put in place
Keeping these roles separate improves clarity. Investments are allowed to perform without being forced to double up as protection, while insurance quietly supports the overall structure.
Who Should Consider Term Life Insurance?
Term life insurance becomes relevant when financial planning extends beyond individual needs. This typically includes:
a) Working professionals
When income supports shared expenses or long-term plans, protection becomes essential.
b) Individuals with long-term liabilities
Home loans, education loans and other EMIs often extend over decades. Term insurance ensures these obligations remain manageable.
c) Parents planning future milestones
Education, healthcare and lifestyle goals require continuity over many years.
d) Early planners with rising incomes
Starting earlier allows coverage to align smoothly with career progression and evolving responsibilities.
How Much Coverage Should Be Considered?
Coverage should be guided by financial reality rather than affordability alone.
A well-rounded evaluation typically considers:
● number of years income needs to be replaced
● existing and future liabilities
● long-term goals already planned
● inflation and rising living costs
Many insurance companies offer options starting from 50 lakhs, 1 crore term insurance and higher. It allows individuals to choose coverage based on their income, liabilities and future plans.
How Term Life Insurance Fits Into a Long-Term Plan
Once set up, term life insurance does not demand frequent attention.
It does not require active monitoring, market tracking or performance reviews. Its role is structural rather than dynamic.
By ensuring financial continuity, it allows families to:
● stay aligned with long-term plans
● avoid rushed financial decisions
● focus on execution rather than damage control
When aligned correctly, term insurance strengthens the foundation on which investments, savings and retirement plans are built.
Choose the Right Insurance Partner
Once the need, coverage amount and role of term life insurance are clear, the final and most important step is choosing the right partner.
This decision should be based on:
● clarity and transparency in policy terms
● a strong claim settlement track record
● consistency in servicing and communication
● the ability to support long-term financial planning rather than just selling a product
Term life insurance is a long-term commitment. The partner you choose today will be the one your family relies on years down the line.
When protection is aligned with purpose and backed by a dependable insurer, term life insurance becomes a quiet but powerful part of a well-built financial plan.
