Brands
Justin Langer steps up as NiviCap’s new brand ambassador
DELHI: Cricket has found a fresh pitch to play on, and this time the action is off the field. NiviCap, billed as India’s first digital solutions platform dedicated to students eyeing an Australian education, has made its debut with Justin Langer padded up as its brand ambassador.
Launched in Delhi on 19 November 2025, NiviCap positions itself as a fast, fair and family-approved companion for students navigating the financial maze of overseas study. Australia remains a top draw for Indian students thanks to its global-ranked universities, inclusive culture and strong post-study pathways. With more than 137,000 Indian students studying there this year, the demand is strong, but the financing journey often remains scattered and stressful.
Supported by the Australian Trade and Investment Commission, the platform promises to streamline every step with a unified set of non-banking services. Built by the founder of Ziksu Australia, one of the country’s leading fintech players, NiviCap connects pre-admission to post-arrival through loan discovery, application support, forex guidance and on-ground assistance.
NiviCap’s Indian born Australian founder Karthik Srinivasan, said the idea was born from personal experience. He recalled the anxiety of managing paperwork, finances and distance as a student, later compounded by the complexities he witnessed while working across banking and fintech in both countries. He said these challenges convinced him that technology led with empathy could make the student journey far smoother.
Langer echoed that sentiment with a characteristically sporting analogy. As a father, coach and long-time admirer of India’s bond with Australia, he said NiviCap reminded him of a dependable coach, steady, supportive and unwavering under pressure. He added that the platform gives students the confidence to perform and parents the reassurance that their children are cared for.
Austrade’s Mukund Narayanamurti welcomed the initiative, noting that Indian students enrich Australian campuses and communities and play a central role in strengthening bilateral ties.
NiviCap’s first phase rolls out education loans, enabling families to explore, apply and manage financing digitally. Features for forex and post-arrival support are set to follow in stages.
With its warm positioning and all-in-one approach, NiviCap aims to feel less like a platform and more like an extended hand from home. Its message is simple and spirited, studying in Australia should come with no limits, only possibilities, because dreams deserve a clear path, not a complicated one.
Brands
FSS names Anand Krishnamurthi head of global digital delivery
Tech veteran to drive AI-first, cloud-led transformation in payments globally
CHENNAI: Financial Software and Systems (FSS), an AI-first payment infrastructure company, has appointed Anand Krishnamurthi as head of global digital delivery.
In his new role, Anand Krishnamurthi will lead FSS’s global digital delivery capabilities, focusing on AI-first and cloud-led transformation while ensuring predictable, high-quality outcomes for customers worldwide. He will be based in Chennai and report to V. Balasubramanian, CEO of FSS.
Bringing 28 years of experience in technology and digital transformation across banking, capital markets, financial services, and insurance, Anand has held senior leadership positions at Cognizant and NuSummit. He is recognised for scaling multi-geography delivery teams, leading mission-critical platforms, and embedding AI-driven automation in complex, regulated environments.
“What drew me to FSS is its deep payments expertise, strong product DNA, and the scale at which its platforms power real-world financial ecosystems,” said Anand Krishnamurthi. “I aim to strengthen delivery predictability, execution rigor, and engineering quality, building empowered teams that deliver measurable customer outcomes. FSS has a unique opportunity to create real-time, AI-infused payments infrastructure that is resilient, secure, and globally scalable.”
V. Balasubramanian added, “Anand’s track record in leading multi-geography delivery programs and AI-first operating models makes him the ideal leader for FSS as we accelerate our AI-driven digital payments business. His leadership will help us raise the bar for outcomes globally.”
This appointment is part of FSS’s broader push to build an AI-powered, cloud-native delivery organisation capable of meeting the evolving needs of banks, fintechs, and financial institutions worldwide.
