Press Release
‘Saas Bahu & Sensex’ on CNBC TV18
“I am a very cautious investor. I do not get swayed by jumps in numbers in the Sensex. I have recently bought Reliance Petro IPO – primarily because I am confident about Mukesh Ambani’s background and as an administrator. Also, petroleum products are the future stocks of our country. A lot of women have come to the forefront in buying and selling stocks and just like me; they should not only deal in stocks but should also be involved in Mutual Funds and Equity Bonds.” – Smriti Irani on Saas Bahu & Sensex.
The working population of the country is seeing a rise in the number of women opting for jobs. Furthermore, this working women’s population is not reduced to working in the lower cadre of the organization, with many of them holding management posts earning 5 figure salaries every month.
This new found affluence amongst the women has brought effect to a growing number of women investors. Women are looking at mutual funds, equities and the stock market with a new sense of purpose. Where earlier all the money management was left to the husbands, who invested in their name. Their involvement in their portfolio was to the limit of signing the forms every other month.
This new found independence amongst the women has not gone unnoticed. The woman investor brings her own character into play while making important decisions. She is cautious but aware; she will look at all the available options, weigh their risks and then take that step forward. Her decisions are often sound and sure, often with a long term perspective.
Keeping this growing profile in mind, the Housewife Special on Your Stocks on CNBC-TV18 is telecast every Thursday between 11 am-12 noon. The show is called “SAAS, BAHU & SENSEX”, it is a live interactive show aimed at the ladies wherein housewives come from all across India and put their stock queries to analysts on the show – one with Fundamental view and the other with Technical view.
The purpose is to cater especially to the huge untapped audience of women who invest in stock markets. Women from Raipur, Jalandhar, Surat, Nasik, Udaipur, Kolkata, Bangalore, Ahmedabad, Vadodara etc have joined in the very popular ‘Your Stocks Women’s special – “SAAS, BAHU & SENSEX”
The show helps them in strategizing their investment plans. CNBC-TV18’s fundamental and technicals guests give a comprehensive view on what they should do with their stock holdings, Buy Sell or Hold the stocks, which are the stocks they can invest in etc.
Lady celebrities like Smriti Irani, Apara Mehta make special guest appearances on the hugely popular show. An attractive montage of other celebrities who actively invest their money like Malaika, Mallika, Shobha De, Neelam, Juhi etc will also be on Saas Bahu & Sensex only on CNBC-TV18.
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
