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Tune in to the Halloween Special movie this Wednesday night at 11 p.m. only on Star Movies

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Mumbai, October 16, 2006… The only thing worse than being trapped in a house with a ghost… is being trapped in a house with 13 ghosts!!! There are ghosts around us all the time. Most of them don’t want to hurt us. But, there are exceptions! With Halloween around the corner, Star Movies presents a tricky treat of horrifying thrillers with Hallow Scream all through the month. Tune in this Wednesday, October 18th at 11 p.m. to watch “Thirt13en Ghosts” and you might have to think twice before sleeping alone!

Thirt13en Ghosts is a state-of-the-art remake of the classic William Castle horror film about a family that inherits a spectacular old house from an eccentric uncle. There’s just one problem: the house seems to have a dangerous agenda all its own. Arthur and his two children, Kathy and Bobby, inherit his Uncle Cyrus’s estate: a glass house that serves as a prison to 12 ghosts. When the family, accompanied by Bobby’s Nanny and an attorney, enter the house they find themselves trapped inside an evil machine “designed by the devil and powered by the dead” to open the Eye of Hell.

Trapped in their new home by strangely shifting walls, the family encounters powerful and vengeful entities that threaten to annihilate anyone in their path. Soon the family is joined by an offbeat ghost hunter who is determined to free the spirits imprisoned in the house. Caught in a frantic race to save themselves before it is too late, the human inhabitants realize the house is a riddle which contains the key to their imminent salvation – or destruction.

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Directed by Steve Beck and produced by Joel Silver, Dan Cracchiolo, Gil Adler and Robert Zemeckis this movie stars F. Murray Abraham, Tony Shalhoub, Shannon Elizabeth, Kathryn Anderson, J.R. Bourne, Embeth Davidtz, Rah Digga, Matthew Lillard and Alec Roberts.

So don’t forget to tune in to this Halloween Special film “Thirt13en Ghosts”, this Wednesday, October 18th at 11 p.m. only on Star Movies.

About Star
STAR is a leading media and entertainment company in Asia. STAR broadcasts 60 television services in nine languages to more than 300 million viewers across 53 Asian countries. STAR channels cover all genres including general entertainment (Star Plus, Xing Kong, Star Chinese Channel, Star One, Star Utsav, Star World, Vijay, Phoenix Chinese), sports (ESPN, Star Sports), movies (Star Chinese Movies, Star Gold, Star Movies), music (Channel [V]), and news and current affairs (Star News, Star Ananda, Phoenix InfoNews Channel). STAR controls over 20,000 hours of Indian and Chinese programming and also owns the world’s largest contemporary Chinese film library, with more than 600 titles, featuring superstars including Jackie Chan, Chow Yun Fat and Bruce Lee. In partnership with leading companies in Asia, STAR businesses extend to filmed entertainment, television production, cable systems, direct-to-home services, terrestrial TV broadcasting, wireless and digital services. STAR is a wholly owned subsidiary of News Corporation. www.startv.com

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For further information please contact:
In Mumbai
Zeenat Khan
Asst Vice President, Publicity
STAR (India) Ltd.
Tel No. 91-22-56305555

Shiraz Bhavnani / Aditi Chada
Vaishnavi Corporate Communications
Tel: 91-22-5656 8787
Fax: 91-22-5656 8788
Email:sbhavnani@vccpl.com / achada@vccpl.com

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MAM

Bali Travel Insurance for Animal Bite Incidents: Is There Really Coverage?

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Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.

In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.

Why Animal Bites in Bali Need Special Attention

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Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.

A scratch that looks small in the moment can still lead to:

●    A doctor’s examination and wound cleaning  
●    Medicines and dressings  
●    Follow-up consultations if the doctor advises observation or further care

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From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.

How International Travel Insurance Looks at an Animal Bite

Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.

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In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:

●    Consultation and outpatient treatment  
●    Emergency care and procedures, such as wound dressing or stitches, if clinically required  
●    Prescribed medicines and investigations  
●    Hospitalisation if the treating doctor confirms it is needed

Common Reasons Claims Get Reduced or Rejected

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This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.

Avoidable-Risk Situations Insurers Scrutinise

Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:

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●    Provoking, feeding, or trying to handle wild animals  
●    Ignoring warning signs at tourist spots  
●    Being intoxicated at the time of the incident  
●    Activities that a policy lists as excluded or restricted

The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.

Delays, Missing Papers, and Policy Conditions

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Even when your incident is genuinely accidental, claims can still stall due to basics such as:

●    Not informing the insurer or assistance partner within the required time  
●    Missing itemised bills, prescriptions, or clinical notes  
●    No proof of travel dates or passport entry details when requested  
●    Submitting only pharmacy slips without a doctor’s consultation record

International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.

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What to Do If You Are Bitten or Scratched in Bali

Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.

Medical Steps That Help You and Your Claim

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Act fast, stay calm, and get proper care before worrying about bills.

●    Clean the wound promptly and seek medical care, even if it seems minor  
●    Follow the doctor’s advice, including follow-ups if recommended  
●    Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report

Claim Notes and Documents to Collect

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Keep these handy; they’ll save time and avoid follow-up questions later.

●    Doctor’s notes that mention the nature of injury, treatment given, and advised next steps  
●    Prescriptions and pharmacy invoices  
●    Itemised hospital or clinic bills  
●    A brief written note of where and when it happened, while it is still fresh in your mind

Final Word

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Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.  
 

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