MAM
Phoneytunes develops new applications for Qualcomm Brew
BANGALORE: Phoneytunes.com, the New Delhi-based company focused on integrating mobile network technology and content offerings, has announced the launch of three wireless applications developed for Qualcomm’s Brew solution. The latest addition includes an astrology package, an image morphing service and a customisable ringtone application.
The new astrology package is comprised of daily, weekly, monthly and annual predictions focused on various aspects of life including romance, business and health, uniquely bringing the ancient Indian power of astrology to mobile users at the touch of a button. The application will also consist of compatibility charts based on astrological signs, I-Ching services, tarot card readings and fortune telling, states an official release.
The application will allow users to customise memories, adding an element of fun to photography with its image morphing application. This will allow users to take any image, including any camera phone photo, and morph it with color effects, shades or distortions. An extension within this application will also allow users to morph two pictures together – creating a single image. These images can then be used for multimedia text messaging and customisation of a user’s mobile phone.
Phoneytunes’ latest ringtone application will leverage the power of the mobile device’s internal processor to morph an existing polyphonic tune to a user selected beat and the tempo to create a truly customised tune. This newest offering to the ringtone market promises to further fulfill end users’ expectations in customizing their mobile phones with unique applications that reflect their personalities, the release adds.
“Phoneytunes takes pride in developing cutting-edge entertainment applications for the international wireless market, and is constantly working towards further innovation with each new launch,” says Phoneytunes founder & CEO Taron Mohan. “The Brew solution has proven to be instrumental in our success due to the level of flexibility and superior technology it provides us in developing advanced applications such as the three announced today. We look forward to continue developing compelling applications using the Brew solution, as it assists us in both enhancing wireless subscribers’ experience and encourages the uptake of our applications globally,” he adds.
“As the Indian wireless industry continues to progress, end users have come to expect more exciting ways in which they can customize their mobile devices to their own tastes and personality, which these latest offerings from Phoneytunes provide,” says Vishal Gupta, director of product technologies for Qualcomm India. “Qualcomm is committed to empowering the Indian developer community with the tools and resources necessary to develop compelling applications such as these with the global reach needed in the dynamically changing wireless marketplace.”
Qualcomm’s Brew solution enhances the wireless experience for consumers and creates new services and revenue streams for the mobile marketplace.
When you plan to buy medical insurance for your family, the first question is often about savings. You may assume that buying online automatically means paying less, but that is only part of the picture. The real issue is not just whether the premium looks lower, but whether the policy gives you suitable family health insurance without adding avoidable costs later.
Buying online can sometimes appear more budget-friendly because you can compare plans, review features, and complete the process without depending entirely on offline assistance.
Still, a lower visible price does not always mean better value. To understand whether you can truly save more, you need to look at the full buying experience and the policy terms together.
Why Online Purchase Can Look More Economical
When you explore family health insurance online, you usually get access to plan details in a more direct and organised way. This can make the buying journey feel simpler and more transparent.
A few reasons online purchases may seem cost-effective include:
● Easier comparison of policy features
● Direct access to premium details
● The ability to review inclusions and exclusions at your own pace
● Fewer chances of making a rushed decision
● More control over the plan selection process
This does not mean every online option is automatically cheaper. It simply means the online route may help you assess choices more carefully, and that itself can influence how much value you get from the policy you choose.
Saving Money is Not Only About a Lower Premium
A lower premium often catches your attention first, but that should not be the only measure of savings. If you buy medical insurance based only on what looks affordable at the start, you may overlook conditions that matter later.
A family health insurance policy should be judged on overall value, including:
● The scope of cover
● Waiting period terms
● Exclusions
● Room eligibility conditions
● Sub-limits, if any
● Claim-related terms
● Renewal conditions
If the premium is lower but the policy has stricter internal conditions, the apparent saving may not feel meaningful when you actually need hospitalisation support.
So, the better question is not only whether online purchase costs less, but whether it helps you select a plan that remains financially sensible over time.
Comparing Plans Online Can Prevent Overspending
One clear advantage of the online route is that it allows you to compare different options without pressure. This can help you avoid paying for features you may not need or missing features that matter for your family.
Before you buy medical insurance online, look closely at:
● Who can be covered under the plan
● How the sum insured works for the family
● Whether day care procedures are included
● How pre-existing illness rules are explained
● Whether add-ons are optional or built in
● How clearly the policy wording is presented
This level of comparison can support better decision-making. In many cases, savings come not only from the premium itself but from choosing a policy with fewer surprises.
Online Discounts Should be Viewed Carefully
Online discounts can make a plan look attractive, but they should always be read alongside the policy details. A discount may reduce the upfront cost, yet the true worth of the policy depends on what it covers and how it responds during a claim.
When reviewing discounted online plans, check whether the policy has:
● Treatment-specific limits
● Room rent restrictions
● Co-payment clauses
● Disease-wise waiting periods
● Claim deductions linked to the hospital category
● Limited cover for selected benefits
These points are important because a policy that looks cheaper at purchase may involve more out-of-pocket spending later. That is why discount-led buying should be replaced with detail-led buying.
Final Thoughts
Yes, buying online can sometimes help you save more when choosing family health insurance, but only if you look beyond the headline price. The online route may give you better visibility, easier comparison, and more time to review the policy terms.
That can support smarter choices and may reduce the chances of paying for a plan that does not suit your family well.
If you want to buy medical insurance online, treat savings as more than a discount. The real advantage lies in choosing family health insurance that balances affordability, clarity, and meaningful coverage for your household.
