Education
What’s the tax for online gambling?
As the deadline for filing income tax returns in India looms closer, many people are rushing to file their ITRs this month. The Central government has extended the deadline to December 31, 2020, and all taxpayers—yes, even online gambling players—need to submit their forms by that date, or a hefty fine awaits them. This doesn't include players who gambles at off-shore casinos such as a 10Cric Casino.
Tax on online gambling wins in India—what’s the rule?
India’s tax rules covering gambling—both for land-based venues and online casinos—are still unclear. The outdated Public Gaming Act of 1867 sets up the foundation of gambling levy requirements and categories; however, there are several legislative acts that also serve as the basis of the Indian gambling taxation.
Section 115BB of the Income Tax Act of 1961, which regulates the income tax of India, specifies that any winnings from lotteries, crossword puzzles, race betting, card games such as Andar Bahar, Teen Patti and online rummy and other games, as well as gambling or betting of any form or nature is taxed at a flat rate of 30%.
This tax rule is applied to all online gambling winnings regardless of an individual’s total income, and no exemptions are made.
Reputable online gaming operators charge a 30% TDS (tax deducted at source), which means that players no longer have to worry about figuring out and paying the tax on their online gambling winnings. So a word of warning: if a platform promises “full amount” payment of online casino winnings, that means the gamer is tasked with the burden of declaring his or her winnings via the correct annual tax form.
What about GST for online gambling?
In 2017, central and state governments in India adopted the standardized goods and services tax (GST), which places a 28% tax rate for all entertainment events and services including casinos, racecourses as well as their related services.
In a new research report, ENV Media described GST as India’s equivalent of Value Added Tax (VAT). It explained, “In general, however, players should not think about this tax much, as it is the registered supplier of goods and services that will need to pay the GST… Yes, it does affect the money a player puts in (before) they win; and it does decrease their return in purely statistical terms. But it is an indirect tax which is already included in the final product they purchase when they play.”
Are there direct surcharges for gambling winnings?
In addition to the universal 30% tax on gambling income, there are a couple of surcharges and tax conditions depending on the income groups.
For instance, gambling winnings that exceed INR 50 lakh have a surcharge of 10% applicable to the normal tax rate—for a total of 33%. Meanwhile, gaming income exceeding INR 1 crore—such as in the case of lottery winnings—incurs a surcharge of 15% of the normal tax rate, bringing the total to 34.5%.
There’s also a 4% surcharge for “Health and Education Cess,” which is added to the due tax and does not depend on income.
Everyone has been turning their selfies into cartoon characters on social media lately. Our recent piece on how people are creating animated WhatsApp avatars for free proves just how fast these tools are catching on.
But beyond all the fun filters and fast effects, there’s a larger narrative at play here, and that is that AI is revolutionising the way people edit photos. What used to take hours or even days in the past can be done in minutes with a few clicks, and you don’t need to have advanced design skills to get the job done either.
Here’s a look at some of the best AI tools that are making photo editing faster, smarter, and more enjoyable whether you’re a creative or simply someone who is looking to have some fun with your photos.
- Photoshop’s AI Photo Tools: Speed and Precision
Most people know Adobe Photoshop as the go-to program for editing images, but its latest AI features take things to a whole new level. Photoshop’s new AI-powered features can automatically identify faces, exposure, and colour issues, fixing them with the click of a button. The neural filters are especially clever, enabling you to smooth skin, modify facial expressions, swap backgrounds and even manipulate lighting to make everything look more natural.
With the integration of these new tools, what used to take a seasoned editor 30 minutes can now be accomplished in seconds, freeing up your time so you can focus on the creative side of things. Whether you’re editing portraits, creating graphics or resizing images for social media, Photoshop’s AI photo tools help to achieve that clean professional finish without the hassle of manual tweaking. It’s one of the best ways to give your photos a polished, cohesive look, even if you don’t consider yourself a pro yet.
- Lightroom: Simplify Bulk Edits and Maintain Consistency
If you’ve ever wondered how photographers maintain the same feel across hundreds of shots, Adobe Lightroom is the answer. Adobe Lightroom is an industry-standard photo management and editing app built for speed, helping you organise, adjust, and fine-tune large batches of images without getting lost in layers or complex tools. Most if not all professional photographers use Lightroom to edit photos before the final shots are sent on to their clients.
Like Photoshop, Lightroom’s built-in AI editing tools can be used for a wide variety of applications, including automatically detecting your subject and adjusting the exposure, colour and tone so every shot looks balanced. You can even apply the same “look” to an entire collection, making it great for projects that rely on consistent visuals – think wedding photos, product shots for an eCommerce website, or social media posts.
And speaking of social media, Lightroom is especially useful for content creators who want a clean, uniform look to their Insta grid or feed without spending hours editing each image individually. In short, Lightroom keeps your workflow simple, but your results professional.
- Sensei-Powered Auto Tagging and Smart Search
Organising photos can become messy and annoying quickly, especially if you have hundreds of folders full of similar shots. That’s where Adobe Sensei comes in. You might not have heard of it by name, but you’ve probably used this tool without even realising you have. How so? Because Adobe Sensei is the AI engine that runs quietly in the background across Photoshop, Lightroom, and other Adobe Creative Cloud apps. This innovative AI engine is programmed to facilitate a wide variety of processes, including facial recognition, recognising objects, and sorting your photos automatically.
Alongside being used for auto tagging elements in images, Sensei is also adept at using image metadata to organise your photo library, and make it even easier to find specific shots with typed search prompts. Say goodbye to searching through dozens of files trying to remember what you named them — just type in something like “beach” or “red dress” and your shot will pop up instantly. For anyone who shoots a lot or manages content libraries, Adobe Sensei’s generative AI engine makes organising photos simple and stress-free.
- Adobe Firefly: Intelligent Background and Object Replacement
Sometimes you take a great photo, but there’s one thing that ruins it. Maybe it’s an awkward background, an annoying photobomber, or a sky that just looks a bit blah. That’s where Adobe Firefly comes in. With this generative AI tool by Adobe, you can simply highlight the problem areas in your images and type in what you’d like instead, and it will make the changes for you. You could trade a dull sky for a sunset, introduce a gentle blur behind your subject or eliminate distractions entirely.
But it’s not just about fixing mistakes. Firefly is also fantastic for experimenting. You can change the feel of a shot, create atmosphere, or build new visuals for marketing and social media all without starting again from scratch. It’s an easy trick that makes photos look more purposeful and artistic, even if you’re starting off with something that looks average.
- Camera Raw: Smarter Corrections Right from the Start
Every photographer or creator knows that editing starts well before you get to the fun filters. Camera Raw’s built-in AI tools quietly sort out the basics so you don’t have to. These innovative AI tools fix lighting, balance colours, and pull detail back from shadows or overexposed spots. It even cleans up grainy low-light shots and straightens out lens distortion without much effort on your end.
For photographers and hobbyists, using Camera Raw’s AI tools just makes image processing easier, particularly for images that require only minor tweaks and adjustments. The attention to detail of Camera Raw’s editing tools makes autocorrecting blemishes, red eyes, and other small details across digital photography quick and efficient, supporting photographers and content creators in getting their image assets publication-ready.
- Adobe Express: Quick Edits for Social Media
Finally, not every photo edit has to be a full studio production. As this tool’s name suggests, Adobe Express is designed to be quick: you can trim, crop, and colour-correct your posts for social media in a matter of minutes. The AI auto-adjust tools detect the subject and optimise brightness, sharpness, and background balance without you having to do much.
Adobe Express is perfect for influencers, small businesses or creators who post daily content, stories and want to remain active on social media without having to spend hours editing content. You can create multiple versions of one image for different social media platforms and keep everything looking cohesive across your feed. It’s simple, practical, and exactly what you need when you want to share something polished without overthinking it.
Use these AI Tools to Elevate your Photo Editing
Editing photos has never been easier. With AI taking care of the technical fixes like lighting, colour, and cleanup, you get more room to focus on the creative side. Whether it’s for work, social media, or just something fun to share, these tools help you turn everyday photos into something worth keeping.
What really matters is experimenting and finding what feels right for your style. The tech is there to make the process faster, but the creative choices are still all yours. So have fun, experiment, and you just might be pleasantly surprised with the results!
