Press Release
RED FM’s new mantra for this Diwali
Turn up the music, not the noise!!!
RED FM fulfills wishes of 13 children from Make a Wish Foundation
Mumbai, October 20, 2006: RED FM, India’s ‘station of expression’ launches on-air and on-ground initiatives this Diwali promoting a healthy, safe and environment -friendly festive experience for all Mumbaikars. Come October 24th RED FM will fulfil wishes of 13 children from Make a Wish Foundation at the Diwali Fiesta at the High Street Phoenix, Lower Parel. Mumbai’s most popular RJ Malishka will present the children with TV sets, cycles, clothes and keyboards; all that they wished they could own some day.
India’s fastest growing radio station launches an exclusive on-air theme this Diwali, “Turn up the music, not the noise!” to prohibit the use of fire crackers. “Phodogey toh pakde jaoge!!” warns the ‘Pataka Police’ on RED FM to all cracker lovers after their on-air rendition of their love for crackers. To discourage the use of crackers this Diwali RED FM has launched some on-air endorsements such as, “Say ‘no’ to crackers” by Celebrities, Red FM RJs and everyone’s favourite Red FM characters like Angry Ganeshan, Kamla, Silip Kumar, Dr. Honey Balkar, Kachin, etc.
Joining them would be celebrity comedian Suresh Menon who will present a humour segment – ‘If celebs were crackers, how would they sound?’
Speaking on the unique programming around Diwali this year, Abraham Thomas, COO, RED FM said, “RED FM aims at helping Mumbaikars enjoy a safe and happy Diwali. The radio station is committed towards making Diwali a momentous occasion for the less privileged. Our tie-up with Make a Wish Foundation will help make a difference to the lives of the terminally ill children. This is in keeping with Red FM’s philosophy of reaching out to the common man.”
Don’t miss the fun at High Street Phoenix this Diwali, where RED FM will be a part of a fun filled event- ‘Fighting Club’ with a personal fighting arena enabling people to challenge their spouses, siblings and friends to some exciting RED FM centric games! Children can also play their mann pasand songs in a special request show called ‘Mera wala gana’ from the 21st –24th of October.
SO “Don’t waste money on patakas, donate it for a good cause”
TUNE IN to Red FM FOR A FUN-FILLED DIWALI EXPERIENCE!!
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
