Press Release
Razorfish-Neev establishes Hybris Centre of Excellence in Bangalore
MUMBAI: Razorfish has launched a Centre of Excellence (COE) in Bangalore with strategic inputs from existing partners Hybris, the popular eCommerce platform.
Razorfish will be leveraging their expertise in Content Management Systems, Cloud-based Solutions and Rich User Experience to deliver Hybris-based solutions. They are working on integrating Hybris with Adobe CQ, a popular content management system, to deploy Hybris on Virtual Private Clouds of Amazon Web Services. This will enable Razorfish to take full advantage of cloud scalability and security of dedicated hosting.
Speaking on the occasion, Mr. Saurabh Chandra, CEO, Razorfish-Neev said, “Razorfish-Neev now has a dedicated Hybris Center of Excellence in Bangalore with a team of certified experts with a rich experience in Hybris commerce implementations. As part of our Hybris implementations, we have integrated Paypal payment gateways and have also created new Wizards for store administrators. This helps in creating rules in a live system and displays relevant content to the end users based on their activities with the store. Hybris is flexible, scalable and extremely reliable, and we are more than excited to take on new Hybris-based endeavors and enrich our competencies.”
Razorfish will also be integrating Hybris with AngularJS to build virtual online stores having rich user experience. They are also working to build a fully customized marketplace on the Hybris platform similar to eBay. They would also be creating Hybris based Omni-Channel Commerce solution, where the user has a seamless interactive brand experience, be it in-store, on mobile devices or on the web.
Kanika Mathur, Managing Director, Razorfish, India, said “Razorfish-Neev as an agency is deeply entrenched in creativity, technology and innovation. Our focus is to deliver solutions that solve real business problems for our clients. In this respect Hybris Centre of Excellence will be providing us with the right mechanism to be able to deliver refined state of the art web, ecommerce, mobile and social solutions.”
Razorfish is a Multi-Regional Gold partner of Hybris across APAC, the Americas, North America, South East Asia, Latin America, China and India. Built on Apache and Spring Source components, containers and servers, Hybris will provide a single technology stack solution that provides customizable eCommerce solutions along with product and web content management and order management modules.
Engineered for scaling, Hybris boasts of supporting multi-channel experiences across a variety of languages and currencies with operations across the globe. It will serve all domains including B2B, B2C, and telecommunications. The Hybris will also provide the required framework for data intensive, performance heavy applications and high traffic requirements. Hybris has also been rated among the top enterprise suites for ecommerce solutions by Gartner and Forrester.
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
