Press Release
Moneybhai Investor II on a bull run!
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More than 1,00,000 players register… Bangalore, April 28, 2006: Awaaz has created history in online gaming registrations for any single game. The tally for Moneybhai Investor II currently stands at more than 1,00,000 players with registrations still coming in. Awaaz Moneybhai Investor II gives its viewers an opportunity to win real money by playing with virtual money in a first-of-its-kind real-time stock markets game. The game show has received a fantastic response from the investor – experts and novices alike. This game has been introduced for the second season in a row with a larger prize kitty, with cash prizes daily. Users get the opportunity to try their hand at the stock market and earn cash regardless of the way the Sensex performs. Consequently the response to the game show has been overwhelming and is still growing.  The game’s strong suit is its easy access and simple playing rules. Fuelling the demand, the prizes have been increased substantially; the daily winner can now earn a sum of Rs 10,000, the first runner up – Rs 5000, second runner up – Rs 3000 and the third runner up – Rs 2000. The weekly winners receive a digital camera and a home theatre system. The monthly winner receives a free fully paid return trip to Bangkok*. The format of Moneybhai Investor is not restricted to any particular section of audience. It appeals to the young as well as the old, from accountants to students and Governments employees and surprisingly housewives too. Viewers across the country have registered, with almost equal representation from the north and the south of India. Even the eastern states logged on and registered for play. The game In the Moneybhai Investor game participating individuals are given a notional starting capital of Rs 1 lakh, which they can invest in trading on all available NSE stocks. The environment will simulate a real life stock market investment experience without the worry of any real downside. The portfolio that shows maximum percentage gain in a predefined period viz.: Everyday (end of day); Every week (end of week) or has the highest portfolio size at the end of the month will win cash prizes everyday or the grand prize at the end of the month. Participants need to register online on www.moneybhai.com or SMS MB to 2622 through their mobile phone to be part of the Moneybhai Investor. Speaking on the Moneybhai Investor, back on popular demand, an Awaaz spokesperson said, “Moneybhai investor was launched with the simple objective of making the viewers learn while they earn. This time Awaaz gives winners the opportunity to make real money from their virtual gains. ‘Moneybhai Investor’, an exciting game for both existing investors as well as first-time investors, has received better response in round two of the game, owing to the booming stock markets and the edge that the game offers to its participants – earning real money and losing none.”
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Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
