Press Release
LaLiga returns with Messi and Castro goals vital at top and bottom
MUMBAI: LaLiga’s return from the international break saw Lionel Messi once again the hero as Barcelona remained on course for the 2017/18 title, while Chory Castro’s penalty gave Malaga some hope of an unlikely escape from relegation.
Barca were 2-0 down at Sevilla, thanks to goals from the home side’s South Americans Franco Vazquez and Luis Muriel, and in deep trouble when Messi entered as a substitute on 57 minutes. The comeback first saw Luis Suarez hook acrobatically to the net, then the Blaugrana talisman home from outside the area in the 89th minute to save Barca’s unbeaten LaLiga record.
Atletico Madrid did however cut the gap at the top to nine points, with Kevin Gameiro’s first half penalty enough for a victory at home to Deportivo La Coruna, although the Galicians had chances to gain more from a first ever visit to the Estadio Wanda Metropolitano.
Third placed Real Madrid were always in control against 18th placed Las Palmas on Saturday afternoon. Gareth Bale opened the scoring with a typical burst clear and emphatic finish, with penalties from captain for the day Karim Benzema and Welsh galactico Bale again bringing a 3-0 result.
Valencia kept close to Real and Atletico after Spain international Rodrigo Moreno’s 13th LaLiga goal of 2017/18 – a well struck low 25 yarder – brought a 1-0 win at Leganes on Sunday afternoon.
In Saturday lunchtime’s 1-1 draw at Montilivi. Alex Granell’s long range curler was the first LaLiga goal of the Girona captain’s career, but Jose Luis Morales’ well taken equaliser means 17th placed Levante are now four LaLiga games unbeaten.
Athletic Bilbao and Celta Vigo played out an entertaining 1-1 draw at San Mames on Saturday afternoon – with Athletic defender Unai Nunez and Celta substitute Brais Mendez both also netting for the first time in LaLiga.
Sunday lunchtime’s hard-fought Basque derby ended goalless, with Real Sociedad’s new coach Imanol Alguacil starting out with a well earned point at neighbours Eibar. Goalkeepers Pau Lopez and Fernando Pacheco were the stars as it finished Espanyol 0-0 Alaves later that day.
Bottom side Malaga gained some Easter Sunday hope of a revival with a 1-0 victory over Villarreal at La Roselada. Uruguay international Castro’s coolly converted penalty brought a first win in 14 LaLiga outings for Los Boquerones, whose fate remains in their own hands with eight games still to play.
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
