Press Release
HomeShop18 gets fans closer to Indian cricket team
MUMBAI: If you are a cricket fan then Celkon Selfie Phone-Millennia ME Q54+ to be launched on HomeShop18 at 9 pm, on 24 June is a must buy for you.
This high-end technology smartphone will give 3 lucky customers who buy the phone during the live show a chance to watch the Indian cricket team play live in Sri Lanka in August this year. To add to the thrill, the winners will get a rare opportunity to click a selfie with the Indian cricket team with their new phone that sports one of the best-in-class front cameras. Not only that, the lucky winners will also get a Celkon phone free with every purchase, making it a ‘Buy One Get One Free’ offer.
On the launch of this new phone, HomeShop18 chief operating officer Vikrant Khanna said, “Cricket and mobile phones is what drives India. With the launch of Celkon Selfie Phone-Millennia ME Q54+ on HomeShop18 we are providing our customers everything they love, a superior technology phone, an exceptional price and a chance to watch cricket. This show is a must-watch as a proposition like this is only available for HomeShop18 customers.”
The Celkon Millennia ME Q54 is the company’s latest product in the highly-rated Millennia series. It has already earned the tag of “the selfie phone” with its 5-megapixel front-facing camera. Making it a true value buy are its superlative features such as the 5-inch FWVGA screen, powered by a 1.2 GHz quad-core processor which runs on Android 4.4 (KitKat). It also has a 5-megapixel rear camera with LED flash. It comes with dual SIM support and 3G connectivity.
Celkon executive director Murali said, “We are excited to launch Celkon Millennia ME Q54 with HomeShop18 and offer customers attractive prices. This phone is by far the best Selfie phone available in the market, at this price point apart from its other high-end features. Hence, I’m certain that HomeShop18 customers will buy this phone to discover the delight of superior technology and of capturing the best photographs during the match as well as with the Indian team.”
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
