MAM
TV channels line up special programming for 66th Republic Day
MUMBAI: The broadcast industry is all set to awaken the masses with ample dose of patriotism coupled with entertainment. An array of special programs have been lined up across channels to celebrate the spirit of India’s 66th Republic Day.
This time round, Hindi general entertainment channel Colors is gearing up to simulcast the historic event with nationalistic zeal and fervour. The channel will telecast live the much awaited parade and Prime Minister Narendra Modi’s message for Indian and international audiences.
This is the first time Colors and Rishtey will simulcast the celebrations along with the national television channel Doordarshan. The telecast will also reach out to the international markets i.e. MENA, US (Aapka Colors) and UK. Colors CEO Raj Nayak believes that the iconic Republic Day parade and the PM’s message to the nation is the content that drives cohesive viewing in families.
“Being able to bring to our audience the much awaited parade and message from our Prime Minister Narendra Modi LIVE is a privilege and a source of pride for the team at Colors and Rishtey. This is our way to celebrate our 66th Republic Day, by bringing it closer to our audiences, in India and the world. Telecasting this event in markets other than India – and to the US MENA and UK is also a milestone for the network as a whole,” Nayak said.
On the other hand, Zee TV is taking a different route. The channel will be premiering the Shah Rukh Khan starrer – Happy New Year – from 1 pm onwards.
Sony Entertainment Television’s (SET) longest running show – CID completed a milestone of 17 glorious years on 21 January, 2015 and celebrating the landmark this year, CID is all set to entertain its fans with a daylong CID special feature on 26 January.
From 8 am to 10 pm, viewers will get to see the most exciting episodes of CID over the years. In fact, the first episode of the show will also be aired on 26 January. What’s more, the CID team will also spend the day with children and share their experience and memories. These interactions will be showcased in between episodes throughout the day.
SET chief creative director Ajay Bhalwankar said, “Our flagship show CID has over the years responsibly entertained generations of young viewers to recognize and act upon the incidence of crime around them. This Republic Day we want to commemorate this memorable journey with our daylong celebration through a special programming initiative called Jashn-e-CID.”
Big Magic, which is positioned as the one stop destination for humour, is geared up to celebrate the day with actor Ayushmann Khurrana, as he engages the audience from 7 to 10 pm. The channel has partnered with his upcoming movie – Hawaizaada to celebrate the spirit of ‘Made in India’. The movie releases on 30 January, 2015.
Pumped with fun, humor and patriotism, all the shows on Big Magic will celebrate Republic Day with the special episodes wherein Khurrana will be the anchor link. The actor will also share anecdotes about his movie and will be imparting a distinctive message of believing in oneself.
Reliance Broadcast Network COO Lavneesh Gupta said, “To salute Republic Day, a momentous occasion for Indians, the Big Magic family will come together to entertain our audience with fun-filled episodes. We’re glad to be sharing this special day with Ayushmann Khurrana , lead actor of Hawaizaada, where the film salutes Indianness and will together impart an inspiring message to our viewers.”
History TV18 will host a line-up of shows from 12 to 7 pm. From 12 to 3 pm, the channel will air Gandhi, a series that charts Mahatma Gandhi’s establishment beginnings, his move into politics and his campaign to bring independence to India. Hosted by journalist Mishal Husain, this first definitive series on the life of Gandhi examines his relationship with his wife and his role on the path to Indian independence.
From 3 to 5 pm, the channel will showcase a series called – India on Four Wheels. As the Indian economy booms, the latest must-have accessory is the car. With increasingly affordable models on the market, and growing demand for cars as a status symbol and sign of social development, people’s lives are becoming intertwined with car ownership. Justin Rowlett and Anita Rani join the chaos of India’s roads on a madcap road trip across the country, to find out the truth behind the dream. Whether it’s breaking down by the side of the road, facing suicidal peacocks or tasting luxury in a Maharaja’s vintage Rolls Royce, this is a surprising look at a country on the move.
Last but not the least, from 5 to 7 pm, the channel will air The Birth of Empire: East India Co, a series that reveals how the behemoth that was the East India Company grew into an imperial power and became the hotbed of corruption and greed that led to its downfall.
Comedy Central will commemorate Republic Day by showcasing a one hour special episode of the news spoof The Other Week That Wasn’t at 8 pm. Viewers will get a chance to enjoy more of Cyrus Broach’s tongue-in-cheek spoofs and mouthful of puns.
Kids genre is also leaving no stone unturned to celebrate the spirit of nationality. A puppet show, relevant to the day’s theme and an explorative session with Dora the Explorer will be aired on the channel from 5.30 to 7 pm.
Vh1 celebrates yet another moment of patriotism with a countdown to the top Indian videos that have emerged in recent times from 10 am to 5 pm. On the other hand, 9X Jalwa will play a special playlist of all patriotic songs between 7 to 10 am on the band Hits Forever. The repeat telecast be aired on the same day from 7 to 10 pm.
#fame, a multi channel network, will dedicate the day to womanhood. Orville Richard Burrell CD, best known by his stage name Shaggy, once chanted, “So amazing how this world was made I wonder if GOD is a woman; the gift of life astounds me till this day; I give it up for the woman.” Taking cue from the song, singer Abhiruchi Singh has penned down and sung an awe inspiring song ‘Ud Chali’ to celebrate womanhood, which will be aired on #fame.
Gold has evolved from a traditional family heritage to one of the most effective instruments for high-speed liquidity in the rapidly changing financial world of 2026. With 22K gold prices remaining stable at ₹14,440 per gram and 24K gold hitting ₹15,752 per gram as of February 21, 2026, the Indian gold market is seeing a historic increase. A rather small quantity of jewels can now unleash significant cash due to their increased worth.
Finding the best gold loan, however, takes more than simply visiting the closest branch because there are several banks and NBFCs (Non-Banking Financial Companies) vying for your business. It necessitates a strategic grasp of how lenders set their product prices. The cost of borrowing in 2026 is no longer a “one-size-fits-all” number; rather, it is a variable that depends on your loan amount, the state of the market, and particular regulation slabs. You may make sure that you leverage your gold holdings at the best gold loan interest rates by taking a methodical approach.
Recognise the Tiered LTV Framework for 2026
The Reserve Bank of India’s (RBI) introduction of tiered Loan-to-Value (LTV) criteria is one of the biggest changes. Depending on your unique financial needs, this policy directly affects which lender can provide you with the best gold loan.
The LTV limitations for 2026 are set up as follows:
- Loans up to ₹2.5 Lakh: 85% LTV eligibility
- Loans up to 80% LTV are eligible for those between ₹2.5 Lakh and ₹5 Lakh
- Loans over ₹5 lakh are eligible for up to 75% LTV
You must match your borrowing with these levels to determine the lowest gold loan interest rate. Because there is less risk involved, a lender may frequently give a cheaper rate for a 75% LTV plan than for an 85% LTV plan. Choosing a lower LTV bracket is a tried-and-true method to get the finest gold loan conditions if you don’t require the highest amount of cash on hand.
Compare the Offerings of Banks and NBFCs
The best gold loan is determined by your preference for quickness or cheaper cost. The service and pricing differences between ordinary banks and specialised gold lending NBFCs have grown.
Public and Private Banks: The interest rates on gold loans offered by public and private banks are often the lowest on the market, frequently beginning as low as 8.75% to 9.50% annually. Borrowers seeking a long-term or overdraft-like facility who already have a savings account will find it appropriate.
NBFCs: They are the industry leader in offering a genuine, rapid gold loan experience, even if their interest rates may be a little higher than those of banks. They are frequently the best gold loan option for urgent needs when speed surpasses a 1% yearly cost difference, thanks to doorstep services and quick disbursals.
Make Use of Purity’s Power
The most potent “multiplier” in your loan computation is the karat of your jewellery. Lenders have shifted to highly standardised assaying procedures. Declaring high-purity materials helps you get a higher valuation and a better loan amount.
Make sure you are offering hallmarked jewels in order to receive the best gold loan. Because the collateral risk is essentially zero, hallmarked gold (BIS 916) lowers the lender’s uncertainty during appraisal and frequently enables them to provide a more alluring gold loan interest profile.
Consider the Mode of Repayment
The best gold loan is one that doesn’t negatively impact your monthly cash flow. Below are a few repayment options you may consider:
- Bullet Repayment: At the conclusion of the term, which is usually 12 months, you pay the whole amount. Although the cumulative interest cost of the gold loan may be somewhat greater, this is great for short-term liquidity.
- Monthly Interest Payment: You just pay the interest each month; the principal is paid at the end. As a result, the monthly burden is minimal.
- EMI (Principal + Interest): The most organised approach to loan closure is through EMI (principal + interest), which progressively lowers your principal and, as a result, your overall interest expense.
Use a computerised gold loan calculator to determine which option delivers the biggest savings before you sign the contract. Even a 0.5% change in the repayment schedule might save you thousands of rupees on a big loan in the expensive year of 2026.
Be Aware of Unexpected Fees and Penalties
High administrative costs can occasionally be concealed by a low headline interest rate on gold loans. Searching for the finest gold loan requires you to consider the “Total Cost of Credit.”
- Processing costs: For loans up to ₹3 lakh in 2026, several banks provide “Nil” processing costs.
- Make sure valuation fees are clear and do not represent a portion of the loan balance.
- Prepayment and Foreclosure Penalties: You shouldn’t have to pay a large penalty if you decide to end your gold loan early.
- Late Payment Fees: Examine gold loan interest “steps up” if you fail to make a payment. Some lenders charge 2% monthly punitive interest on the past-due balance, which can easily get out of hand.
Conclusion
Finding the greatest gold loan in 2026 requires striking a balance between the historic worth of your gold, i.e., ₹14,440 per gram, and a lender who understands your desire for quickness and transparency. You may make sure that your gold is a bridge to your financial objectives rather than a burden by comparing the tiered LTV brackets and selecting a repayment schedule that corresponds with your income. The knowledgeable borrower usually prevails in a market where gold loan interest rates are more competitive than ever. Spend some time evaluating at least three lenders, confirming that they are in accordance with the RBI as of 2026, and confidently discovering the actual worth of your assets.
FAQs
How much can I borrow in gold today, per gram?
The maximum credit amount for loans under ₹2.5 lakh (85% LTV) is around ₹12,274 per gram as of February 21, 2026, when 22K gold is valued at ₹14,440 per gram. Make sure your decorations are made of pure gold with minimal stone deductions to receive the greatest gold loan value.
Does my gold loan interest rate depend on my credit score?
In general, no. The majority of lenders offering a quick gold loan do not significantly rely on your CIBIL score because it is a secured loan. However, with certain private banks in 2026, having a solid credit history might help you get greater loan amounts or “preferred” gold loan interest rates.
How can I figure out how much interest is due on a gold loan?
The straightforward calculation is as follows: Principal x Annual Rate x Tenure (in years). Many lenders include a best gold loan calculator on their smartphones for a more accurate 2026 figure. This tool automatically adjusts for your selected repayment method and particular LTV tier.
In 2026, would I be able to obtain a gold loan for 18K jewellery?
Yes, most lenders accept 18K gold. However, the interest rate on the gold loan and the value per gram will be different because the purity is 75% as opposed to 91.6% for 22K. Before using the current market cost of ₹14,440 per gram, lenders first convert your 18K weight into a 22K equivalent.
If I close my gold loan early, will I be penalised?
Prepayment penalties are not imposed by the majority of respectable lenders providing the best gold loan in 2026. However, if you end the loan nearly immediately after disbursement, some may demand a minimum interest payment of seven to fifteen days. Verify your agreement’s “Foreclosure” clause at all times.
