MAM
Protect yourself with positive thoughts
In our last article, we spoke about the power of thoughts, and shared with you the pendulum experiment. We saw how the pendulum responded to our positive thoughts and then to the negative ones, but there was a third phase to this experiment that we did not share the last time, and that was, how to block the negative energy from reaching you. And so while all those people in the class were projecting negative thoughts, we asked the “test subject” upfront to place their attention strongly at the point between the eyebrows. The result: the pendulum did not move! The negative force was neutralised by the positive magnetism created by placing one’s attention at the “spiritual eye.”
We mention this because, while it is easy to say that one should have positive thoughts, it isn’t always as easy a thing to do. Our environment, especially, is constantly bombarding us with negativity and low consciousness, whether from the news, or the fear of those at home. Or the critical attitudes of friends and colleagues. Just as our thoughts affect others, their thoughts constantly affect us. What is the solution? Keep your attention focussed on the spiritual eye as often as you can. All the more so, when you are in an environment, or with people, who you know is actively negative.
Let me clarify the concept a little further. First, what is this “spiritual eye?” While I’m sure most of you would have heard about the existence of chakras, physiologically speaking, awareness of the point between the eyebrows is a means to stimulate the pre-frontal cortex (PFC) of your brain. This is that part of our brain that makes us human, and separates us from all other “lower” life-forms. Amazing isn’t? Yet we pay no attention to this fact, and allow our reactions and impulses to run our lives (much like animals do). But this area of your brain, once stimulated, awakens in you a lot of positive and uplifted feelings. It has been medically proved that the PFC is responsible for generating in us the qualities and feelings of joy, creativity, co-operation, concentration and willpower. In subsequent articles, we will touch upon the stimulation of this most-important part, in greater depth.
For now, see if you can, in every hour or so, (set an alarm, that will help) gently lift up your gaze as if you are looking out into the distance at a mountain peak. Only the eyes are uplifted, not the chin or head. Feel that you are consciously being aware of the point between the eyebrows. Little by little, you’ll get the hang of this, and it will become easier for you to do this in moments of need.
Here’s another solution to protect yourself from unwanted influences, especially at a time when so many people are flooding the world with bucket-loads of negativity and fear. This technique was recommended by our teacher, Swami Kriyananda, where we create and surround ourselves with an invisible force-field. Here’s how it’s done: swing your arms around your body, as if drawing a circle, touching your palms together (like a clap) in front of you and then behind you. Chant AUM-TAT-SAT while you’re doing this. And do this at least 6-10 times, back and forth, visualising a field of positive magnetism around you that won’t let any negativity inside. Here’s a link to a video that demonstrates the technique – www.shorturl.at/dgwE5
Narayani and I practice this very often. Whenever we step out of the house, we surround ourselves with our own personal shield of light. And believe me when I tell you, it works wonders.
It’s amazing how many simple solutions there are to seemingly large problems in life. The only catch is that we have to do them daily, and several times a day. Only then can we neutralise and overpower these past habitual influences that govern our lives.
We wish you a day of ever-increasing joy!
Brands
Kotak Mahindra Prime names Suraj Rajappan as managing director and chief executive
The car-finance arm of Kotak Mahindra Bank lines up a new chief and raises its borrowing limit
MUMBAI: Suraj Rajappan is getting the keys. Kotak Mahindra Prime Limited (KMPL), India’s veteran car-finance outfit, has named him managing director and chief executive, effective June 1st, 2026—the same day his predecessor drives off into retirement.
The board approved the appointment at its meeting on March 18th. Rajappan, currently a whole-time director at the company, has spent his entire 24-year career at KMPL, working across functions before rising to the top job. The three-year term remains subject to shareholder approval, and the company confirmed he faces no bar from SEBI or any other authority from holding the post.
He takes over from Shahrukh Todiwala, who superannuates on May 31st after more than three decades with the Kotak Group. Ashok Vaswani, managing director and chief executive of parent Kotak Mahindra Bank, was generous in his send-off. Todiwala, he said, “leaves behind a legacy marked by prudent growth, strong risk discipline, and a focus on customer-centricity.” Of his successor, Vaswani was equally bullish: Rajappan’s “deep industry experience and execution capabilities position KMPL well for its next phase of growth.”
The board also loosened the purse strings, raising the company’s overall outstanding debt limit from Rs 43,000 crore to Rs 48,000 crore. The expanded ceiling covers bank loans, debentures, commercial paper, treasury operations, credit facilities and external commercial borrowings.
KMPL has operated as a car-finance company since 1996, branching into two-wheeler loans in 2018 and loans against property in 2021. With fresh leadership, a bigger borrowing arsenal and an ambitious lender for a parent, Rajappan’s first task is clear: step on the accelerator.









