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Jio Financial names Sandeep Khetan group chief risk officer  

Khetan gets five-year term after joining last year

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Sandeep Khetan

MUMBAI: Jio Financial Services Limited has announced a change in its senior management personnel, with the board accepting the resignation of group chief risk officer S Anantharaman, and appointing Sandeep Khetan as his successor.

Anantharaman will step down at the close of business on 20 March, 2026. Khetan will assume charge as group chief risk officer for a five-year term beginning 23 March, following approvals from the nomination and remuneration committee and the group risk management committee.

Khetan joined Jio Financial in July 2025 as head of integrated risk management. Since then, he has played a key role in building a unified risk governance framework across the company’s lending, insurance and payments businesses, with a focus on technology-led controls and a strengthened second line of defence.

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A chartered accountant with over 24 years of experience, Khetan previously spent more than two decades at ICICI Bank, where he held senior roles across credit appraisal, risk policy, SME and MSME lending, supply chain finance, and retail and business banking distribution.

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FSS names Anand Krishnamurthi head of global digital delivery

Tech veteran to drive AI-first, cloud-led transformation in payments globally

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CHENNAI: Financial Software and Systems (FSS), an AI-first payment infrastructure company, has appointed Anand Krishnamurthi as head of global digital delivery.

In his new role, Anand Krishnamurthi will lead FSS’s global digital delivery capabilities, focusing on AI-first and cloud-led transformation while ensuring predictable, high-quality outcomes for customers worldwide. He will be based in Chennai and report to V. Balasubramanian, CEO of FSS.

Bringing 28 years of experience in technology and digital transformation across banking, capital markets, financial services, and insurance, Anand has held senior leadership positions at Cognizant and NuSummit. He is recognised for scaling multi-geography delivery teams, leading mission-critical platforms, and embedding AI-driven automation in complex, regulated environments.

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“What drew me to FSS is its deep payments expertise, strong product DNA, and the scale at which its platforms power real-world financial ecosystems,” said Anand Krishnamurthi. “I aim to strengthen delivery predictability, execution rigor, and engineering quality, building empowered teams that deliver measurable customer outcomes. FSS has a unique opportunity to create real-time, AI-infused payments infrastructure that is resilient, secure, and globally scalable.”

V. Balasubramanian added, “Anand’s track record in leading multi-geography delivery programs and AI-first operating models makes him the ideal leader for FSS as we accelerate our AI-driven digital payments business. His leadership will help us raise the bar for outcomes globally.”

This appointment is part of FSS’s broader push to build an AI-powered, cloud-native delivery organisation capable of meeting the evolving needs of banks, fintechs, and financial institutions worldwide.

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