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How do Influencers perceive the ASCI code on Influencer advertising

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Mumbai:  The 14 June deadline for the Advertising Standards Council of India (ASCI) code on influencer advertising to be implemented is just around the corner, even as we reach out to some of the primary stakeholders- the social media influencers themselves. We share their take on the rules that will govern all their future branded collaborations (and already too), with creative content creators being popular and credible voices of society.

While most agree that the Influencer advertising guidelines released last month has transparency at its core to help customers discriminate between a paid content and an organic post, the underlying concern that emerged was whether the new code proposes to shift the onus (of falling foul of the law) on the content creators more than the brand.

To fully understand the implications of the guidelines on the fledgling Influencer marketing industry, it is only fair that we listen in to the influencer’s side- especially now that the deadline to implement the code looms large.

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Indiantelevision.com spoke to some of the leading influencers from disparate genres like Fashion, Tech & Social satire to understand their thoughts on how they perceive the guidelines, whether they have started implementing them, and if they have noticed any changes in their traction or engagement.

Fashion & Beauty content creator Sakshi Sindwani, owner of the Instagram handle @stylemeupwithsakshi with over four lakh followers believes the guidelines will enable content creators to make an informed decision on the ‘what’ and ‘how’ of branded content, and relevance of collaborations. “However, there is a rider in terms of engagement,” she says, “It impacts the numbers. So, content creators and brands will have to go the extra mile to ensure that content is creative and integrated, rather than exclusive. Furthermore, creators will need to identify what makes their audience remain loyal.”

Comedy content creator & popular Social satirist Saloni Gaur @salonayyy aka Naazma Aapi aka ‘pados wali aunty’ and a plethora of other satirical characters, with 5.5 lakhs followers on Instagram says: “A few brands don’t like to put labels like paid promotion on your content, it reduces engagement and people don’t like to consume branded content.”

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Known for her biting, humorous take on everyday issues and for calling a spade a spade, Saloni agrees that it makes sense from a consumer point of view as it is important to maintain transparency and authenticity. “While the labels might impact the viewership/ engagement, creators need to believe that at the core of creation lies relevant and organic content. And content is king! Creators hold the power in their hands to make it engaging and entertaining for the audience,” she adds.

According to Tech Blogger Shlok Srivastava aka Techburner, with 4.78 lakh followers on Instagram it is a step in the right direction, however, “the nuances of guidelines are not thought through for different platforms or genres.”

The guidelines define ‘influencers’ as those having access to an audience with the power to affect the purchasing opinion and decisions of the consumers. “Social media is a vast pool with so many creators. Some of them are sceptical about the implementation of these guidelines for the kind of content that they create. For instance, in a space like Tech or Auto, 90 per cent of the products are given by the brands for reviews owing to the credibility that we hold. So, if we label such content as paid or branded, it’ll create confusion amongst the audience and they’ll doubt our authenticity which will destroy the whole purpose of establishing regulations,” says Srivasatava.

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Pulp Strategy founder & MD Ambika Sharma says, the reception to the reining in by ASCI has been a mixed bucket. While most Influencers understand that the move is a positive one, they have concerns around the impact it would have.

“We are currently working with over three dozen influencers for different campaigns, the sentiment is mostly positive. There is a lack of awareness and we are building compliance alongside campaign execution,” she says.

IPLIX Media co-founder Neel Gogia states that as with every new initiative a debate is necessary to create a sustainable solution.

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“The lines are a little blurred. For instance, a non-monetary association under which an influencer shares an unbiased product review will be labelled as an Ad, leaving consumers in a tough spot. This will be difficult to implement for a tech or an auto influencer as they cannot buy every product for review as they are of high monetary value, and in fact, not all the reviews are positive as well so they cannot be labelled as an Ad,” he says.

Furthermore, Gogia says that the current recommendations might not be aligned with the objective of organic and value-added content creation with genuine product integration. “For a YouTube content creator with long-format vlogs labeling the entire integration section as an Ad will lead the audience to ignore the content even if it is adding value to them”, he adds, saying that we will just have to wait and watch how this unfolds.

In recent times, a significant portion of the marketing budget of brands or businesses is allocated to social media advertising. Influencer marketing has witnessed a surge in India, especially in the pandemic period. Nielsen studies have shown that home-bound consumers during the pandemic have led to a 60 per cent spike in the amount of video content watched globally.

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MAM

How a lumpsum calculator helps estimate investment growth

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Investing a large amount at one time is a common strategy among mutual fund investors who want to build long-term wealth. This approach, known as lumpsum investment, is usually adopted by investors who have surplus funds, a long investment horizon, clear financial goals, confidence in market cycles, and the ability to digest higher risks.

However, since your entire amount is invested at once, it becomes important to learn how the capital may grow over time. This understanding helps in goal planning, risk assessment, return expectations, time management, and better decision-making. This is where a lumpsum calculator helps. 

Let’s explore in detail how this online, easy-to-use tool helps you estimate investment growth.

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What a lumpsum calculator does

A lumpsum calculator helps you calculate the maturity amount of mutual fund investments within a few seconds. You have to enter only three main inputs:

  • The amount to be invested
  • Duration of the investment (in years)
  • Expected rate of return per annum

After you enter these details, simply click on ‘Calculate now’. Now the tool will instantly show the total value of your lumpsum investment at the end of the chosen period. This includes both the principal amount and the gains earned through compounding.

Know how a lumpsum calculator helps estimate investment growth 

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A lumpsum calculator allows you to understand the relationship between the investment amount, time, and rate of return. These are the three key elements that drive wealth creation. By changing these inputs, the calculator clearly shows how each factor affects the final investment value. Learn how in detail below:

Understanding the role of investment amount on growth

A higher initial investment generally results in higher absolute returns over time. A lumpsum calculator helps investors visualise this relationship instantly.

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For example, if you invest ₹5 lakh in the best mutual funds for 10 years at an expected return of 12% per annum, the investment may grow to approximately ₹15.52 lakh. If you increase the investment to ₹10 lakh with the same time period and return, the estimated value doubles to around ₹31.05 lakh. 

This comparison helps you decide how much capital you should invest to fulfil your financial goals.

Understanding the impact of time on investment outcomes

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Time plays an important role in investment growth due to compounding. A lumpsum calculator clearly shows how staying invested for longer periods increases returns significantly.

For example, an investment of ₹5 lakh at 12% for 5 years may grow to around ₹8.81 lakh. If the same amount remains invested for 15 years, the estimated value increases to nearly ₹27.36 lakh. This example proves how longer tenures create a larger corpus without increasing the investment amount.

Understanding how the rate of return affects wealth creation

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The expected rate of return directly influences how fast an investment grows. A lumpsum calculator allows you to compare different return scenarios easily.

For example, investing ₹5 lakh for 20 years at a 10% return may result in a value of around ₹33.63 lakh. At a 12% return, the same investment could grow to approximately ₹48.23 lakh. This difference shows how even a small change in return rate can greatly impact long-term investment outcomes. 

Closing note

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A lumpsum calculator makes mutual fund investment planning easier and more practical for every investor. It simplifies complex calculations and shows how your investment amount, time, and rate of return work together to build wealth through compounding. 

By giving you clear projections, it helps you set realistic goals, compare investment options, and make well-informed decisions. Whether you are investing for short-term gains or long-term goals, a lumpsum calculator helps make every financial move guided and strategic.

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