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Govt directs IBF, AAAI & ISA to submit BARC roll-out plan

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NEW DELHI/MUMBAI: The government on Tuesday directed broadcasters, advertisers and advertising agencies to submit a detailed plan for making Broadcast Audience Research Council (BARC) functional soon.

The directive was given by the Secretary in the Information & Broadcasting Ministry Uday Kumar Verma during an hour-long meeting with Indian Broadcasting Foundation (IBF), Advertising Agencies Association of India (AAAI) and Indian Society of Advertisers (ISA) in New Delhi, convened to give a strong push for BARC.

“The ministry instructed the constituent members of BARC to submit a time-table outlining the next steps in the roll out of BARC. But the deadline for the submission of this time table has not been given,” said Arvind Sharma, Advertising Agencies Association of India (AAAI) president and Leo Burnett chairman and CEO of India subcontinent.

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I&B Ministry officials said Verma stressed at the meeting that the matter of BARC was gaining importance in view of the New Delhi Television Ltd’s (NDTV) lawsuit in New York against television ratings by TAM Media Research. NDTV has alleged that TAM and its owners Nielsen and WPP subsidiaries Kantar and Cavendish have knowingly failed to act against corruption in TAM’s television ratings system.

According to the scheme of things, BARC would be an apex entity for measuring television viewership ratings in India. It will appoint and monitor service providers like TAM providing on-ground services for measuring television ratings.

The secretary also expressed dissatisfaction that the responsibility of setting up BARC was given to IBF but there has been no progress after it was registered in July 2010.

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The ministry officials said IBF president and Star India CEO Uday Shankar gave an assurance to the I&B secretary that “the three bodies have come together now and will speedily set up BARC”.

When AAAI and ISA were asked about the status of BARC, their representatives said they had approved the articles of association of BARC and it was for IBF to take it forward now. IBF’s Shankar then informed the meeting that the document is yet to be approved by the IBF board and once it is done, IBF will get back to AAAI and ISA at the earliest, according to the officials.

Apart from AAAI’s Sharma and IBF’s Shankar, among those who attended the meeting were IBF Treasurer and Zee Entertainment Enterprises managing director and CEO Punit Goenka, Lodestar UM CEO Shashi Sinha, Draftfcb+Ulka executive director Nagesh Alai, RK Swamy BBDO chairman and MD Sundar K Swamy and Nestle India VP communications Virat Mehta.

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AAAI’s Sharma told Indiantelevision.com that “The meeting was held with specific focus on the progress of BARC. The AAAI and the ISA informed the Secretary that the two bodies have approved and given the Articles of Association to the IBF and are waiting for a revert on the same.”

Earlier this year, I&B Minister Ambika Soni had told parliament that BARC would be functional soon and its first ratings would be released by July 2013.

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MAM

Can You Save More By Buying Medical Insurance Online For Your Family?

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When you plan to buy medical insurance for your family, the first question is often about savings. You may assume that buying online automatically means paying less, but that is only part of the picture. The real issue is not just whether the premium looks lower, but whether the policy gives you suitable family health insurance without adding avoidable costs later.

Buying online can sometimes appear more budget-friendly because you can compare plans, review features, and complete the process without depending entirely on offline assistance.

Still, a lower visible price does not always mean better value. To understand whether you can truly save more, you need to look at the full buying experience and the policy terms together.

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Why Online Purchase Can Look More Economical

When you explore family health insurance online, you usually get access to plan details in a more direct and organised way. This can make the buying journey feel simpler and more transparent.

A few reasons online purchases may seem cost-effective include:

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● Easier comparison of policy features

● Direct access to premium details

● The ability to review inclusions and exclusions at your own pace

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● Fewer chances of making a rushed decision

● More control over the plan selection process

This does not mean every online option is automatically cheaper. It simply means the online route may help you assess choices more carefully, and that itself can influence how much value you get from the policy you choose.

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Saving Money is Not Only About a Lower Premium

A lower premium often catches your attention first, but that should not be the only measure of savings. If you buy medical insurance based only on what looks affordable at the start, you may overlook conditions that matter later.

A family health insurance policy should be judged on overall value, including:

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● The scope of cover

● Waiting period terms

● Exclusions

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● Room eligibility conditions

● Sub-limits, if any

● Claim-related terms

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● Renewal conditions

If the premium is lower but the policy has stricter internal conditions, the apparent saving may not feel meaningful when you actually need hospitalisation support.

So, the better question is not only whether online purchase costs less, but whether it helps you select a plan that remains financially sensible over time.

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Comparing Plans Online Can Prevent Overspending

One clear advantage of the online route is that it allows you to compare different options without pressure. This can help you avoid paying for features you may not need or missing features that matter for your family.

Before you buy medical insurance online, look closely at:

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● Who can be covered under the plan

● How the sum insured works for the family

● Whether day care procedures are included

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● How pre-existing illness rules are explained

● Whether add-ons are optional or built in

● How clearly the policy wording is presented

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This level of comparison can support better decision-making. In many cases, savings come not only from the premium itself but from choosing a policy with fewer surprises.

Online Discounts Should be Viewed Carefully

Online discounts can make a plan look attractive, but they should always be read alongside the policy details. A discount may reduce the upfront cost, yet the true worth of the policy depends on what it covers and how it responds during a claim.

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When reviewing discounted online plans, check whether the policy has:

● Treatment-specific limits

● Room rent restrictions

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● Co-payment clauses

● Disease-wise waiting periods

● Claim deductions linked to the hospital category

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● Limited cover for selected benefits

These points are important because a policy that looks cheaper at purchase may involve more out-of-pocket spending later. That is why discount-led buying should be replaced with detail-led buying.

Final Thoughts

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Yes, buying online can sometimes help you save more when choosing family health insurance, but only if you look beyond the headline price. The online route may give you better visibility, easier comparison, and more time to review the policy terms.

That can support smarter choices and may reduce the chances of paying for a plan that does not suit your family well.

If you want to buy medical insurance online, treat savings as more than a discount. The real advantage lies in choosing family health insurance that balances affordability, clarity, and meaningful coverage for your household.

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