Press Release
Top 4 clashes to watch out for in the return leg of UEFA Europa league last 32
1. Leipzig did well to beat Napoli 3-1 at Stadio San Paolo in the first leg of the Europa League last 32
The Neapolitans’ main goal is to win Scudetto and it is expected that Napoli’s coach Maurizio Sarri will give a chance to their young campaigners at the Europa League. On the other hand, The Red Bulls have been in a thrilling form of late and all the eyes will be on them as they gear up to record yet another win over the Serie A side. Timo Werner scored a brace in the 3-1 win over the Neapolitans in the previous match and the German rising star will be the man to watch in the home team.
2. Arsenal have been struggling in the Premier League this season, but they produced a thrilling performance in a 3-0 win over Ostersunds in the first leg of the Europa League last 32
The Gunners got their job done in the first leg but they certainly want to give fans yet another reason to celebrate. Arsene Wenger is likely to rest key players, regardless of which players will be deployed in the starting XI, but looking at the recent form of the gunner, it is obvious that the Premier League side will emerge triumphant in the return leg. The Ostersunds seem nervous ahead of their clash against Arsenal at the Emirates Stadium in London. Also, not to forget that the Gunners demolished BATE Borisov 6-0 in their last home game in the Europa League and that is yet another reason why home win should be considered.
3. Atletico Madrid came from behind to beat Copenhagen 4-1 in the first leg of the Europa League last 32
Los Rojiblancos proved their worth in their last face-off in the competition, as a result, they have an advantage going into the next round of the European competition. Diego Simeone’s men go for a win in every single match they play and are likely to take the return leg very seriously. It is well known that Atletico Madrid are a real force to be reckoned with at home and it is obvious that they are going to record yet another win over Copenhagen. On the other hand, Stale Solbakken’s troops have been struggling in all competitions this season and they are unlikely to spoil Atletico Madrid’s party at Estadio Wanda Metropolitano. Antoine Griezmann found the net in the 4-1 win over Copenhagen and he will look forward to continue his form in the return leg.
4. Serie-A giants Milan outplayed Ludogorets in the first leg of the Europa League last 32
The Rossoneri got their job done in the 3-0 win over the Bulgarian champions and they are likely to adopt a cautious approach at Stadio San Siro. Coach Genaro Gattuso is likely to mix the squad against Ludogorets this time out, but regardless of which players will be deployed in the starting line-up, it looks like that the hosts will record yet another win over Dimitar Dimitrov’s men. The Bulgarians will face an uphill task in the return leg and with regards to their recent performances, it doesn’t look like that they are capable of making a miracle in Italy. Italian rising star Patrick Cutrone is enjoying a season to remember as the youngster found the net for Milan in the 3-0 win over Ludogorets and he is likely to lead the line for the Rossoneri in the return leg.
Channel Tune-in
|
Date |
Time |
Game |
Channel |
|---|---|---|---|
|
22/02/18 |
23:30 |
LEIPZIG VS. NAPOLI |
Sony Ten 2 SD & HD |
|
22/02/18 |
23:30 |
ATLETICO VS. KOBENHAVN |
Sony ESPN SD & HD |
|
23/02/18 |
01:35 |
ARSENAL VS. OSTERSUND |
Sony Ten 2 SD & HD |
|
23/02/18 |
01:35 |
MILAN VS. LUDOGORETS |
Sony Ten 3 SD & HD |
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
