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Ad industry calls for regulatory body to monitor plagiarism

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MUMBAI: Creativity sometimes takes inspiration from past creatives but what if it is an entirely copied one? Plagiarism (or inspiration), is a never-ending burning issue in the advertising world. A little similarity can be overlooked but complete knockoffs are just astonishing.

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Information sharing on the internet has led to rampant plagiarism. In the garb of creativity, sometimes, knowingly or unknowingly, ideas tend to be entirely copied.
Plagiarism with ads is much more difficult to pinpoint compared to a music piece or a film narrative, purely owing to the shorter format of the medium. Accepting that this does happen, The Glitch senior creative director Sunetro Lahiri admits that he has personally been part of campaigns where the main thought had to be tweaked in the event of another brand (that too, from a totally different category!) having launched a campaign with the exact thought. He affirms, “It does happen and that’s why it’s more about ethics than rules. We see elements of different auteurs in the work of a lot of current film-makers. Just the way you can’t label it plagiarism, there’s a larger grey area in advertising too.”
Without naming any brands Grapes Digital COO Shradha Agarwal brings up that there are times that a client shares references to create a new piece of communication. After multiple rounds of changes and iterations, it becomes less of an inspiration and more of a ‘copy’. This is another reason why sometimes a creative agency, without the intention of copying, might actually end up copying a current campaign from an ‘inspirational’ campaign.
Lesser known local brands tend to ape their famous counterparts. It was only last year when a 2015 ad for Wagh Bakri Tea conceptualised by Scarecrow Communications was plagiarised by a local Gujarati tea brand, Jay Jawan Tea. The local brand not only copied the entire ad but smartly replaced Wagh Bakri shots with its own product placement.

Wagh Bakri ad:

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Jay Jawan ad:

Recalling an old incident, Happy mcgarrybowen senior creative director Naren Kaushik read about a bike, named Gulsar, which was a rip off of Pulsar. He says that maybe years ago when internet didn’t make everything news, it was just easier to use existing ideas for which people would have spent time and money, and just rip them off as is. In today’s context, Jai Jawan gets their share of eyeballs very quickly. Now we all know such a brand exists.
While there is no way to stop it and brands often just send a legal notice to the other party, maybe there is a need to have more stringent rules to keep a tab on plagiarism.
Our experts view on this:

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BBH chief creative officer and managing partner Russell Barrett:
The people who do that should be ignored. It’s the best punishment. It’s a vile habit that untalented poseurs have resorted to through the centuries. The best thing is for them to be forgotten and ignored. By their peers and their audience. The argument should not be about copied versus unique. Show me what you think is a unique idea and I will show you another one that is somewhat similar. The drive should be for freshness. Why is this idea different? Why should it exist in a new form? What’s fresh about it?

Happy mcgarrybowen senior creative director Naren Kaushik:
Needless to say, yes. A regulatory system for any big industry is important. There will always be me-toos bordering on illegal. If we walk around our own neighbourhood, how many salons do we see with actors’ and actresses’ pictures all over them? Surely they haven’t paid for endorsement. Even smaller and local fashion outlets use celebrities of all sorts. There’s no real way to keep track of who is copying who and where. We have also seen billboards when we drive out to smaller towns where some or other ad has been ripped off. It is very difficult to keep a track of this. But when it does come to someone’s notice, there should be some action that we can take. The trouble, though, is that this is a sketchy process right now. We don’t have a system to ensure quick results and more often than not, the petitioners end up losing time and money. That is a huge deterrent. If there’s a ‘regulatory body’ that can help fast-track this, more agencies will be encouraged to take their case up.

The Glitch senior creative director Sunetro Lahiri:
Ideally, it should. If various forms of media are protected, why should this field be left out? The lack of legal action stems from the lack of belief that there will be a possible resolution. Also, as a rule, as mentioned in the question, agencies and brands aren’t even aware of the said creative.

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Grapes Digital COO Shradha Agarwal:
There are a lot of copyright laws that exist which are meant to safeguard the interests of advertisers from ones that are out to steal. But sometimes they are not enough as has been proven time after time. Things, like muting the audio or taking the entire video down, are currently practised on multiple social platforms as a good way to minimise copyright infringement. So yes, perhaps a regulatory body can help minimise the damage that this sort of plagiarism can cause. If the entire advertising community comes together as one and penalise the one that is stealing work from one of their own, it can definitely serve as a step in the right direction.

White Rivers Media co-founder and CEO Shrenik Gandhi:
Honestly, it is too small a problem for a regulatory body to be formed for. These are marketing techniques used by smaller brands to influence a smaller audience. So this has to be solved at a smaller level itself. And I don’t think at this moment there’s a need for a regulatory body to guide on this particular issue. There are much bigger issues the industry is facing and if a regulatory body exists, they should focus on those.
While copying someone’s creative is a pertinent issue that needs to be looked at, maybe AAAI, ASCI (The Advertising Standards Council of India) and other regulatory bodies should come together to fight against this. If not, let us just leave ideas to breed other ideas just like this ad where oil brand, Sunny Lite filed a complaint with ASCI against the Aashirvaad Atta brand over a TVC where Sunny Lite claimed that the ad bears a striking similarity to its advertisement.

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MAM

Best Family Health Insurance Plans in India with OPD Cover

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If we think about how many times you visited a paediatrician during the year for your child’s fever, or went to the pharmacy for cough syrup, antacids, or prescription cream; how many physiotherapy appointments your spouse had throughout the year, or how many routine diabetes check-up appointments you had; most families would say that the ongoing healthcare cost to their family isn’t necessarily the sudden expense of a grown adult being admitted to the hospital, but rather the ongoing and regular expenses of running the household. Because of this, the search for the best family health insurance plans in India have evolved to include OPD covering as a significant factor in their decision making process.

As someone who has reviewed countless policies for families, I’ve seen a clear shift. Families are no longer satisfied with a plan that only activates during a hospital crisis. They want a partner for everyday wellness, and that’s what modern, comprehensive Health Plans for Family aim to be.

OPD Cover: The Game-Changer in Family Health Insurance

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OPD, or Outpatient Department, cover handles expenses incurred outside of a hospital admission. This includes:

  • Doctor consultation fees (General Physicians and Specialists)
  • Diagnostic tests (blood work, X-rays, MRIs)
  • Pharmacy bills (medicines prescribed)
  • Minor procedures (dressing, injections)

Without OPD coverage, all these costs come directly from your monthly budget. A comprehensive Health Insurance with OPD Cover absorbs these shocks, transforming your policy from a seldom-used safety net into an active, year-round health management tool. For a family with children or aging parents, this isn’t a luxury; it’s a practical necessity.

Identifying the Best Family Health Insurance Plans In India with OPD

Not all OPD covers are created equal. When comparing Health Plans for Family, you must dig into the specifics. Here’s what separates the good from the truly valuable:

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Integrated vs. Add-on Cover: Some of the Best Family Health Insurance Plans In India bundle OPD within the base plan (e.g., HDFC Ergo’s Optima Restore). Others offer it as a paid add-on rider. Integrated covers are often more seamless, but add-ons allow you to customize. Compare the sub-limits and overall value.

Realistic Sub-Limits: OPD coverage always has limits. Look for plans that offer a dedicated annual OPD sum insured (e.g., ₹10,000-₹25,000 per family) rather than a tiny per-consultation limit. This gives you flexibility, you can use it for a few major diagnostics instead of just small consultations.

Cashless OPD Network: The true convenience of health insurance with OPD cover is cashless access. Leading insurers have tied up with pharmacy chains, diagnostic centers, and clinic networks. You can walk in, show your card, and walk out without paying upfront. Check the insurer’s network partners in your locality.

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Simplified Claims Process: For reimbursements outside the cashless network, the process should be digital and straightforward—via an app with document upload. Cumbersome OPD claim processes defeat the very purpose.

Key Players and What to Look For

Several insurers have pioneered strong family floater plans with OPD benefits. While new products emerge, plans like HDFC Ergo’s Optima Restore, ICICI Lombard’s Health Advantage Plus, and Niva Bupa’s ReAssure 2.0 have been notable for their structured OPD components. Star Health’s Family Health Optima also offers a comprehensive package.

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However, the plan name is less important than its architecture. Your checklist for the Best Family Health Insurance Plans In India with OPD should verify:

Adequate In-patient Sum Insured: This is your core cover. Don’t compromise this for OPD. Start with at least ₹15-20 Lakh for a family of four.

Restoration Benefit: Crucial for families. It restores your main sum insured if exhausted, often including the OPD cover.

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No Claim Bonus (NCB): Your reward for a healthy year should protect your OPD benefit too, often by increasing your overall sum insured.

Preventive Health Check-ups: A sign of a wellness-oriented insurer. Many top Health Plans for Family include free annual check-ups, complementing the OPD benefit.

Making the Smart Choice for Your Family

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Choosing the right plan requires a simple audit. Tally your family’s average annual spend on doctor visits, tests, and medicines. You’ll likely find it’s a significant amount. Then, compare the premium of a comprehensive Health Insurance with OPD Cover against a basic plan plus your out-of-pocket OPD expenditure. The difference is often negligible, but the value is monumental.

For families, the Best Family Health Insurance Plans In India will be those that acknowledge the fact that the “real” journey for your family’s health occurs daily and not just during emergencies. By choosing a Family Health Insurance plan with meaningful OPD coverage, you will not only be insuring against your family getting sick, but also investing in your family’s ability to see their doctors or other healthcare providers on a more frequent basis for non-emergency issues and providing your family with a significant degree of peace of mind with regards to their financial and physical well-being. The shift away from reactive insurance to proactive insurance by families is now essential; it has become a necessity for the modern family that is living with intention.

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