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Streaming low for a higher cause Brookfield rewrites Earth Day playbook

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MUMBAI: Who says sustainability can’t stream with style? In a clever twist on Earth Day campaigning, Brookfield Properties has launched a purpose-led sustainability initiative titled ‘Powered by Purpose’, anchored around what it proudly calls “the least impactful video ever.”

But don’t be fooled by the pixel count. The low-resolution digital film deliberately blurred and bare-bones isn’t a creative misstep, it’s a bold call to rethink our high-definition habits. With Earth Day 2025’s global theme “Our Planet. Our Power” as inspiration, the campaign nudges viewers to question the environmental cost of digital binging and embrace mindful streaming.

“The video is symbolic and represents a much deeper commitment. The real impact lies in the work we do every day across our campuses, within our communities, and through our long-term focus on renewable energy and climate-positive development. Powered by Purpose reflects how we build, operate, and contribute to a more sustainable future” said Brookfield Properties in India Executive Vice President and Head of Marketing and Key Account Management Reema Kundnani.

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And the company’s boots-on-ground action speaks louder than even 4K video. As part of the six-week campaign, Brookfield will plant over 5,000 native trees in Bengaluru and Delhi-NCR, adding to the success of its earlier Forest of Hope project. That initiative, which saw more than 3,000 trees take root, is estimated to sequester 1,500 tonnes of CO₂ and produce 2,700 plus tonnes of oxygen annually.

Brookfield’s green track record already includes some eye-catching numbers. 40 per cent of Delhi-NCR’s energy needs are now powered by renewable sources, thanks to the company’s Bikaner Solar Power Project. 1.5 million plus sq. ft. of green cover has been cultivated across Indian campuses. 20,000 plus metric tonnes of CO₂ eliminated annually, the equivalent of removing 4,300 cars from the road

With an ambitious roadmap in place, the firm aims to power 100 per cent of its India portfolio with clean energy by 2027, and achieve net-zero emissions by 2040, if not earlier.

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This Earth Day, Brookfield is not just planting trees, it’s planting ideas. Through ‘Powered by Purpose’, the real estate giant hopes to drive a larger cultural shift toward sustainability, proving that even the smallest resolution can lead to a powerful ripple effect.
 

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MAM

Term Life Insurance Explained: Who Needs It and Why It Matters

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If you are actively investing to grow your money month after month, you already understand the value of planning ahead. SIPs, long-term portfolios, retirement planning and goal-based investing all point to one thing. You are building a future with intent.

What often gets missed in this process is one foundational question. How well is the income that funds all these plans protected?

Term life insurance fits naturally into this stage of financial planning. It does not compete with investments. It supports them by protecting the income that makes long-term growth possible.

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Why Income Protection Is a Core Part of Financial Planning

Every financial plan begins with income. Before money is invested or saved, it is earned.

Over time, this income is allocated across multiple needs:

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● monthly household expenses
● EMIs and long-term loans
● savings and emergency funds
● investments aimed at future goals

As responsibilities increase, financial planning becomes layered. Each layer assumes income continuity. Term life insurance exists to ensure that this structure does not become fragile due to overdependence on a single income source.

It adds stability to plans already in motion rather than introducing a new objective.

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What does term life insurance do?

Term life insurance provides a fixed payout to your nominee if you pass away during the policy term. The purpose of this payout is practical and clearly defined.

It is intended to:

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● replace lost income for a defined period
● help manage outstanding liabilities
● support ongoing household and goal-based expenses

There is no investment or savings component. This keeps the product focused and cost-efficient, allowing individuals to opt for meaningful coverage without diverting funds meant for growth-oriented investments.

Why Term Life Insurance Complements Investing?

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Investments and insurance play different roles in a financial plan.

Investments are designed to:

● grow wealth over time
● compound with consistency
● be adjusted as goals and risk appetite change

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Term life insurance is designed to:

● provide financial continuity
● protect existing plans from disruption
● remain stable once put in place

Keeping these roles separate improves clarity. Investments are allowed to perform without being forced to double up as protection, while insurance quietly supports the overall structure.

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Who Should Consider Term Life Insurance?

Term life insurance becomes relevant when financial planning extends beyond individual needs. This typically includes:

a) Working professionals

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When income supports shared expenses or long-term plans, protection becomes essential.

b) Individuals with long-term liabilities

Home loans, education loans and other EMIs often extend over decades. Term insurance ensures these obligations remain manageable.

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c) Parents planning future milestones

Education, healthcare and lifestyle goals require continuity over many years.

d) Early planners with rising incomes

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Starting earlier allows coverage to align smoothly with career progression and evolving responsibilities.

How Much Coverage Should Be Considered?

Coverage should be guided by financial reality rather than affordability alone.

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A well-rounded evaluation typically considers:

● number of years income needs to be replaced
● existing and future liabilities
● long-term goals already planned
● inflation and rising living costs

Many insurance companies offer options starting from 50 lakhs, 1 crore term insurance and higher. It allows individuals to choose coverage based on their income, liabilities and future plans.

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How Term Life Insurance Fits Into a Long-Term Plan

Once set up, term life insurance does not demand frequent attention.

It does not require active monitoring, market tracking or performance reviews. Its role is structural rather than dynamic.

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By ensuring financial continuity, it allows families to:

● stay aligned with long-term plans
● avoid rushed financial decisions
● focus on execution rather than damage control

When aligned correctly, term insurance strengthens the foundation on which investments, savings and retirement plans are built.

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Choose the Right Insurance Partner

Once the need, coverage amount and role of term life insurance are clear, the final and most important step is choosing the right partner.

This decision should be based on:

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● clarity and transparency in policy terms
● a strong claim settlement track record
● consistency in servicing and communication
● the ability to support long-term financial planning rather than just selling a product

Term life insurance is a long-term commitment. The partner you choose today will be the one your family relies on years down the line.

When protection is aligned with purpose and backed by a dependable insurer, term life insurance becomes a quiet but powerful part of a well-built financial plan.

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