Press Release
5 One Day Internationals live and exclusive on ESPN STAR Sports
New Delhi, October 20, 2005: ESPN STAR Sports, India’s leading sports network, will telecast New Zealand’s tour of South Africa starting October 23, 2005. The two teams will play five one-day internationals in the forthcoming series. All the ODIs will be telecast ‘LIVE’ on ESPN.
Graeme Smith, the Captain of South Africa, will be looking for
retribution against the Kiwis. The Africans lost to the Kiwis an
embarrassing 5 times in a 6 match ODI series in New Zealand last year.
With three of their top players, Smith himself, Shaun Pollock and
Mkhaya Ntini returning after the stint with World XI, Smith will be
positive of top notch performance from them. The return of Herschelle
Gibbs from injury will also add to Smith’s delight.
On the other hand, Stephen Fleming will be looking forward to repeat
the Kiwis success against the Proteas in their last series. With the
return to fitness and form of Shane Bond, the Kiwis boast of a potent
match winner in the side. Not that they have a shortage with Daniel
Vettori, Nathan Astle, Jacob Oram and the Captain Stephen Fleming
capable of winning matches single handedly for the team.
The two teams have met each other 40 times with South Africa enjoying the upper hand 23 times. However in the last seven one dayers the Kiwis have won six times including in the World Cup 2003. The erstwhile Gary Kirsten holds the record for maximum runs (1180 in 31 matches) in matches between the two teams. However, in the current lot Jacques Kallis (1172 in 33 matches) and Stephen Fleming (1032 in 33 matches) are closing in. Among bowlers, Shaun Pollock enjoys a decent record (44 wickets in 33 matches) with the unavailable Chris Cairns (33 wickets in 31 matches) following suit. The series with quality players and terrific on field rivalry will promise a thrilling contest in the six one dayers. Can the Proteas get hold of the Kiwis or the Kiwis will fly high? Catch the action LIVE & Exclusive on ESPN starting 23rd October 2005.
For further information, contact ESPN Software India Pvt. Ltd at
011-5154 4444 – 51:
Sameer Bajaj, Manager – Corporate Communications, Email:
sameerb@espnstar.co.in
Or Tarundeep Singh, IPAN at 011- 52492100, 9871313339 Email:
tarundeep.singh@ipan.com
For the latest schedules and programme information visit
http://www.espnstar.com/www.espnstar.com
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
