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Ad Club, AAAI to fight violence against women together

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MUMBAI: The Advertising Club (TAC) and the Advertising Agencies Association of India (AAAI) have combined forces to launch a campaign to pitch communication as a force for good and battle the scourge of violence against women.

Explaining the thought behind the initiative, The Advertising Club president Raj Nayak said, “From governments to Fortune 500 companies, everybody entrusts us to communicate their agenda to the larger public. It is time to take our combined learnings and experience to devise a campaign that is in the interests of this larger public. To this end, we will be running a national search for a multi-media campaign that will aim to mitigate violence against women. I am confident that, as one, our industry will rise to pool in the highly creative resources at our disposal, to come up with a highly creative and effective communication campaign. We will fund the production of the winning campaign and launch it at GoaFest in April 2017.”

Elaborating further, AAAI president Nakul Chopra commented, “Violence against women is an issue that concerns each and every one of us. As an industry we have the finest creative minds and strongest media linkages that are at the core of a high voltage communication effort. We also have the heart to take up a cause like this at a national level. I believe it will make the younger people proud to be a part of an industry that cares about real problems and uses its resources to address them.”

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GoaFest chairman Ashish Bhasin observed the growing scope of the festival, saying, “GoaFest was all about saluting creativity and presenting the Abby awards. We then added a knowledge quotient with the day-long seminars. Now, with this meaningful effort being launched here, the festival will celebrate not just our achievements but lay down our agenda of giving back to the society that we influence through our creativity.”

The Advertising Club and the Advertising Association of India will release the campaign to call for entries on 19 January, 2017. The entries would be judged by an elite jury and the winning entry would be produced as a multimedia campaign and released ceremoniously on 7 April at the Goafest.

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MAM

Can You Save More By Buying Medical Insurance Online For Your Family?

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When you plan to buy medical insurance for your family, the first question is often about savings. You may assume that buying online automatically means paying less, but that is only part of the picture. The real issue is not just whether the premium looks lower, but whether the policy gives you suitable family health insurance without adding avoidable costs later.

Buying online can sometimes appear more budget-friendly because you can compare plans, review features, and complete the process without depending entirely on offline assistance.

Still, a lower visible price does not always mean better value. To understand whether you can truly save more, you need to look at the full buying experience and the policy terms together.

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Why Online Purchase Can Look More Economical

When you explore family health insurance online, you usually get access to plan details in a more direct and organised way. This can make the buying journey feel simpler and more transparent.

A few reasons online purchases may seem cost-effective include:

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● Easier comparison of policy features

● Direct access to premium details

● The ability to review inclusions and exclusions at your own pace

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● Fewer chances of making a rushed decision

● More control over the plan selection process

This does not mean every online option is automatically cheaper. It simply means the online route may help you assess choices more carefully, and that itself can influence how much value you get from the policy you choose.

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Saving Money is Not Only About a Lower Premium

A lower premium often catches your attention first, but that should not be the only measure of savings. If you buy medical insurance based only on what looks affordable at the start, you may overlook conditions that matter later.

A family health insurance policy should be judged on overall value, including:

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● The scope of cover

● Waiting period terms

● Exclusions

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● Room eligibility conditions

● Sub-limits, if any

● Claim-related terms

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● Renewal conditions

If the premium is lower but the policy has stricter internal conditions, the apparent saving may not feel meaningful when you actually need hospitalisation support.

So, the better question is not only whether online purchase costs less, but whether it helps you select a plan that remains financially sensible over time.

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Comparing Plans Online Can Prevent Overspending

One clear advantage of the online route is that it allows you to compare different options without pressure. This can help you avoid paying for features you may not need or missing features that matter for your family.

Before you buy medical insurance online, look closely at:

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● Who can be covered under the plan

● How the sum insured works for the family

● Whether day care procedures are included

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● How pre-existing illness rules are explained

● Whether add-ons are optional or built in

● How clearly the policy wording is presented

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This level of comparison can support better decision-making. In many cases, savings come not only from the premium itself but from choosing a policy with fewer surprises.

Online Discounts Should be Viewed Carefully

Online discounts can make a plan look attractive, but they should always be read alongside the policy details. A discount may reduce the upfront cost, yet the true worth of the policy depends on what it covers and how it responds during a claim.

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When reviewing discounted online plans, check whether the policy has:

● Treatment-specific limits

● Room rent restrictions

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● Co-payment clauses

● Disease-wise waiting periods

● Claim deductions linked to the hospital category

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● Limited cover for selected benefits

These points are important because a policy that looks cheaper at purchase may involve more out-of-pocket spending later. That is why discount-led buying should be replaced with detail-led buying.

Final Thoughts

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Yes, buying online can sometimes help you save more when choosing family health insurance, but only if you look beyond the headline price. The online route may give you better visibility, easier comparison, and more time to review the policy terms.

That can support smarter choices and may reduce the chances of paying for a plan that does not suit your family well.

If you want to buy medical insurance online, treat savings as more than a discount. The real advantage lies in choosing family health insurance that balances affordability, clarity, and meaningful coverage for your household.

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