Press Release
Television market hots Up; HBN India targets 200 Cr By 2016
Mumbai, 27 January 2016: Riding on the recent spurt in online shopping, TeleBrands India Pvt Ltd, India’s leading telemarketing and mail order organization, today announced that it will be re-branding its television brand as HBN India (Hot Brands India). The re-branding initiative is in line with the company’s aggressive growth strategy and near-term product roadmap. Reaching over 40 million household, enjoying a lion’s share in the market at 20%, HBN India is targeting a revenue of 200 Cr by opening 24 new retail stores for the new year 2016. “We plan to raise Rs 120 crore from PE players to expand retail outlets from 110 to 300 by FY18”, said Hitesh Israni, MD, HBN India.
At a time when online buying space is hotting up with new entries each day, TeleBrands India still retains a healthy repeat customer business of 35% by being owners and not aggregators, unlike the competitors. And powered by its own home grown 24 hours TV channel HBN, the company is all set to reach newer heights.
To further enhance the convenience and shopping experience for its customers, HBN India plans to launch a mobile app in 2016. Speaking on the occasion, HBN India Director, Manisha Israni reiterated, “For us, customer convenience is most important. With mobile apps fast-emerging as a preferred medium for shopping, we wanted to bring our extensive product line and unmatched offers in customers’ hands.”
Despite changing times, the logistical strength of HBN India, remains the in-house Indian Post Department which makes sure buyers from all across India — down to the semi-urban and-rural areas get their latest from the best in business. Elaborating on the growth plans, Hitesh Israni, Managing Director, HBN India said, “Television is the biggest contributor to our revenues. With a reach in 40 Million households, we have carved a niche in the television shopping segment. We are quite bullish on the home shopping business in India and are positive that our customer base will increase further as we increase our penetration in tier-2 and tier-3 cities. We will also add new products to our portfolio in 2016 and continue announcing exciting offers for our customers. Our biggest strength is the quality of our products—we will continue to follow the stringent quality check to ensure the product quality.”
HBN India has been witnessing a huge response through television from across India for its various product categories, including fitness and exercise equipment, treadmills, sauna, massager, kitchen products, etc. Backed by overwhelming customer response, the company is all set to raise the bar higher by introducing new product segments and announcing exciting offers and deals.
Taking Prime Minister’s novel mission of “Make in India”, HBN India plans to take the model global. “With the aim to make the reach global and our esteemed buyers may get global goods at local prices,” adds Manisha Israni, Director, HBN India.
HBN is available across the many widespread Cable and trusted DTH Networks such as Videocon d2h, Dish TV, KCCL and Asianet in Kerela, Arasu in Tamil Nadu, Fastway in Punjab Haryana, Hathway in North and West India, GTPL, J K cable in Jammu and Kashmir to name a few.
Photo Caption
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
