Press Release
Tech Awards ‘NDTV Gadget Guru Awards’ 2015 is back
MUMBAI: NDTV Gadget Guru Awards 2015 is back in a bigger and grander avatar to celebrate and honour the very best in the World of Technology! Like always the channel is raising a toast to the single most important ingredient that is at the genesis of every tech brand – ‘Innovation’.
This year, NDTV Gadget Guru Awards joins hands with India Gadget Expo 2015.It will be the biggest technology show in the country bringing together the best tech-innovators, manufacturers, and entrepreneurs and retailers to showcase their products, expertise and insights to tech-savvy consumers who will get a lifetime opportunity to witness gadgets take over the ‘city of pearls and Nizams’ Hyderabad between 18th and 21st of September 2015.
Sharing his views on NDTV Gadget Guru Awards 2015, Vikram Chandra, CEO, NDTV Group, says, “The Gadget Guru Awards” are India’s best known and most credible awards for success and innovation in technology. We are looking forward to evaluating and recognizing the best products in the country today.”
NDTV Gadget Guru Awards which comes from the team that is behind India’s longest running tech show – will bring together an expert group of specialists and trade pundits under the aegis of NDTV Gadget Guru Awards who will congregate to select the best amongst the best, to be honoured and felicitated on the Awards’ night.
Speaking about the jury and the credibility of the awards, Rajiv Makhni, Editor, Technology, NDTV Limited, says, “The NDTV Gadget Guru Awards are by far the most coveted technology awards in the country. With thousands of products being nominated, an incredible jury, a stringent testing process – the final winners are truly the best in their category. The Gadget Guru Awards are the Oscars of Technology – as important and as credible.”
The nomination process is open to gadget companies, who can nominate their products in the 14 specified categories.
1. Portable Audio Product (includes all kinds Bluetooth speakers and headphones)
2. Consumer Electronics
3. Best TV of the Year (includes all kinds)
4. Best Camera of the Year (includes all kinds)
5. Portable Computing Product (includes tablets and laptops)
6. Computer Peripheral
7. Mobile of the Year (any above the value of Rs 10,000)
8. Phone of the Year Under Rs 10,000
9. Tech Innovation of the Year
10. App of the Year*
11. Gaming App/Game of the Year
12. Gadget Eye Candy*
13. NDTV Gadget of the Year (Jury’s Choice)*
14. Gadget of the Year (Viewers’ Choice)*
15. Best Smartwatch of tYear
16. Wearable Gadget of the Year (includes fitness bands, etc)
17. Best Tech Car of the Year
18. Tech Brand Ambassador of the Year
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
