Press Release
Soccer Weekends on ESPN STAR Sports
New Delhi, December 2, 2005: ESPN STAR Sports, Asia’s leading sports broadcaster, will bring home live action from the English Premier League with all top clubs looking for wins in one of most closely
fought season in the last few years. The broadcast continues to treat soccer fanatics with top quality action from the best of the best talents in the league.
Liverpool, the Champions League winners, will look to continue their climb up the league table as they host Wigan at Anfield. Wigan Athletic after a superb start to their debut season in EPL has slipped from second place to fifth, at par with Liverpool at 25 points, will look for a win to maximise chances of a Champions League birth next season.
Chelsea will host Middlesbrough at home with the return of the Argentine striker Hernan Crespo. The league leaders still enjoy a lead of 10 pits over the rest of the pack looking in ominous form, but
Middlesbrough, tipped as a big match team, can surprise the defending champions. Third placed Arsenal make a trip to Bolton, a match again
promising top quality action like the previous two on Premiership Saturday. With the young talent shaping extremely well and star striker Thierry Henry showing real class, Arsene Wenger is on a roll and the match could well go the Gunners way.
Manchester United, another top club looking to hold on to its second place will be facing Portsmouth at home. The Red Devils have fought their way up to second place after a dismal start to the season. With
the camaraderie in place, the world’s richest club may just walk easy on the night. On Sunday, Charlton Athletic play against Manchester City with a win guaranteeing them a place back in to the first half of the table
In the Spanish league, Real Madrid go head to head with confident Getafe at the Bernabeu Stadium on Saturday. Only one point separates the two clubs and this could well be a testing contest for the Galacticos.
Catch all the action Live & Exclusive on ESPN STAR Sports
English Premier League
| Date | Fixture | Time | Channel |
| 3 Dec 05 | Liverpool Vs. Wigan Athletic (L) | 18:10 | ESPN |
| 3 Dec 05 | Chelsea Vs. Middlesbrough (L) | 20:24 | STAR Sports |
| 3 Dec 05 | Bolton Wanderers Vs. Arsenal (L) | 20:25 | ESPN |
| 3 Dec 05 | Newcastle United Vs. Aston Villa(S) | 22:30 | STAR Sports |
| 3 Dec 05 | Manchester United Vs. Portsmouth (L) | 22:40 | ESPN |
| 4 Dec 05 | Charlton Athletic Vs. Manchester City (L) | 21:25 | ESPN |
Spanish Premier League
| Date | Fixture | Time | Channel |
| 3 Dec 05 | Real Madrid Vs. Getafe (S) | 15:00 | ESPN |
India Time. Schedule subject to change; L: LIVE. S: Same day delayed.
For further information, contact ESPN Software India Pvt. Ltd at 011-5154 4444 – 51:
Bhaskar Majumdar, Manager – Corporate Communications, 9811194244 Email: bhaskarm@espnstar.co.in
Or Tarundeep Singh, IPAN at 9811017310, 011- 52492100, Email: tarundeep.singh@ipan.com
For the latest schedules and programme information visit www.espnstar.com
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
