Press Release
Matchday 19: 5 reasons to watch Laliga this weekend
MUMBAI: 1. Los Blancos aims to record their first Laliga win of the year
Real Madrid will be looking to get back to winning ways after dropping two points in a 2-2 draw with Celta Vigo. Also, they will be aiming to start the new year with a win under their belt by defeating Villarreal at Bernabeu. Los Blancos are determined to stay in the race for the title and this has to go down as a must-win game as any slip ups from hereon will make life difficult for the reigning champions.
2. The Battle of 3rd and 4th
Even though this is between the 3rd and the 4th on the LaLiga table, there is still a significant gulf in class between the two sides. Los Blancos have a 5 point advantage on Villarreal and the record shows that whenever this champion side have hosted sides with 5th, 6th and 7th ranks over the past couple of months the former has been triumphant hammering 15 goals in those 3 games. But Villarreal are no pushovers, strong at the back with the 2nd best defensive record in the league but it will be a mountain to climb for them to keep Real Madrid’s dangerous front three quiet. Ronaldo and boys ideally should win the game but they have conceded 9 of their last 13 home league games.
3. Visitors Barcelona look to keep their unbeaten run going when they travel to the Anoeta Stadium
Barca are currently unbeaten in the league and as they face a Real Sociedad side who lost their last game 1-0 to Leganes. The Catalans have been very consistent and have bagged their 5th win in last six outings as they beat Levante 3-0 in their first 2018 outing. Matchday 19 clash against Real Sociedad comes just days after the mid-week Copa del Rey clash against Celta Vigo and the red hot form should allow the table toppers clinch a comfortable three points. Real Sociedad still sit in the mid-table and just five points behind 6th placed Villarreal but we have seen them struggle across competitions since mid-November and earn just two wins in ten games.
4. Valencia aims for Top four, while Deportivo looks forward to secure their place in Laliga
Following back-to-back losses to the likes of Barcelona and Celta Vigo, Deportivo did well to hold Villarreal to a 1-1 in their last league fixture. The Galician outfit showed character in Sunday’s football match against the Yellow Submarine, but they need to continue with fine performances in the remainder of the season if they are to secure yet another LaLiga survival. Florin Andone helped Deportivo pick up one point from the Villarreal game, meaning that Valencia defenders should have him at bay. However, on the other hand Valencia came from behind to beat Girona in their last league match and thanks to the triumph they moved one step closer to booking their place in the UEFA Champions League berth for next year.
5. Atletico Madrid currently sit nine points behind league leaders Barcelona in the Laliga table and hope to close the gap.
Atletico have regained their consistency and are all set to travel to Eibar after a convincing victory against Lleida and Getafe. However, on the other hand Eibar are unbeaten in their last five league games and sit just one point outside the Europa League spots. It will be an interesting fixture when these team meet each other at Eibar’s homeground.
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
