Press Release
Maruti Swift is car of the year & TVS Apache is bike of the year at CNBC-TV18 Autocar Auto Awards
|
Mumbai, January 12, 2006: CNBC-TV18 and Autocar India last night announced the winners of the fifth edition of the CNBC-TV18 Autocar Auto Awards at a grand ceremony in the capital – New Delhi. Maruti Swift was adjudged the ‘Car of the Year’ among heavy weight contenders like Hyundai – Sonata Embera, Hyundai – Tucson, Ford – Fiesta, Toyota – Innova and Skoda Auto – Laura. The most prestigious of the Auto Awards, the ‘Car of the Year’ Awards put to test the latest and hottest cars in India to arrive at a car that satisfies all customer needs. All new cars in the twelve months prior to Dec 31, 2005 were eligible for the award. With nine new bikes launched last year making the buyer’s choice a tough one to make, the ‘Bike of the Year’ award helped ease the task of choosing the right bike. Leading in the pack of Bikes was TVS Apache who bagged the ‘Bike of the Year’ amongst stiff competition from Hero Honda’s – Achiever, Super Splendor, Pleasure, Bajaj Auto’s – Avenger, Wave, LML’s –CRD 100 and Kinetic’s 4S scooter.  Aiming at providing informative, entertaining and valuable information, the CNBC-TV18 Autocar Auto Awards witnessed top cars being put through the ultimate test and evaluated by a panel of experts like Dilip Chhabria, India’s leading auto stylist and designer, Hormazd Sorabjee, Editor, Autocar India, Naren Kumar, National Rally Champion and Asia Pacific Rally Championship driver, Rajeev Khanna, Former Rally Champion, Shapur Kotwal, Associate Editor, Autocar India, Manvendra Singh, Auto Historian and Renuka Kirpalani, Former Rally Champion and Host, Speed Auto Show. The CNBC-TV18 Autocar Auto Awards, ratified and validated by Ernst & Young, placed strictest adherence on the eligibility criteria, so as to minimize any scope for dilution or discrepancy in the evaluation process. The Jury ranked the contestants based on Fitness for purpose, Relevance to the Indian market, Value for money, Design and Styling, Interiors, Engine, Gearbox, Performance, Ride, Handling, brakes, Driving pleasure, Fuel efficiency and Ownership experience. In addition to the awards ceremony in Delhi this year, CNBC-TV18 and Autocar also ran a unique nationwide contest – ‘Guess the Car of the Year’ giving an opportunity to the lucky winner to drive away with the Maruti Swift – the CNBC-TV18 Autocar Car of the Year. Speaking at this year’s CNBC-TV18 Autocar Auto Awards, Mr. Haresh Chawla, CEO of CNBC-TV18 said, “The CNBC Autocar Auto Awards, is now in its 5th consecutive year of being the benchmark in helping the Indian consumer choose amongst the best automobiles available and make informed choices. We are proud to be a part of the ‘Great Indian Dream’, where a picture of a proud middle class family in front of their new automobile is in a way a manifestation of a new era for us all. We are at a threshold of an auto revolution today; both from a consumer’s point of view as well as an auto industry’s point of view, where, today, we are part of a global league. CNBC in partnership with Autocar recognizes this revolution and believes in rewarding this sector’s truly outstanding performers.” Indian Multi-instrumentalist, Prem Joshua mesmerized the audience with his musical skills while the inspired Gang of Four from London’s Comedy About CNBC-TV18: For further information please contact: |
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
